TFS Financial (TFSL) Net Margin (2009 - 2026)
TFS Financial (TFSL) posted Net Margin of 26.92% for Q1 2026, little changed sequentially from 26.8% in Q4 2025, and up 9.0% YoY from 24.69% in Q1 2025.
TFS Financial (TFSL) Net Margin (2009 - 2026) Analysis & Trends
TFS Financial has reported Net Margin for 18 years, with the latest figure at 26.92% in Q1 2026.
- Quarterly Net Margin rose 9.0% year-over-year to 26.92% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 24.55% (up 412.0% YoY) and the FY2025 annual result came in at 28.29%, up 204.0% from the prior year.
- Net Margin steadied at 26.92% in Q1 2026 per TFSL's latest filing, from 26.8% in the prior quarter.
- Over five years, Net Margin peaked at 29.97% in Q4 2024 and troughed at 6.73% in Q3 2023.
- A 5-year average of 22.66% and a median of 26.22% in 2025 frame the typical range for Net Margin.
- The sharpest annual moves came in 2022 and 2025: Net Margin sank 786 bps in 2022, then soared 974 bps in 2025.
- Over 5 years, Net Margin stood at 27.24% in 2022, then dropped by 0 bps to 27.24% in 2023, then climbed by 10 bps to 29.97% in 2024, then dropped by 11 bps to 26.8% in 2025, then advanced by 0 bps to 26.92% in 2026.
- According to Business Quant data, Net Margin over the past three periods registered 26.92%, 26.8%, and 20.4% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 28.41% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 27.30% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 38.78% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 25.60% |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 25.60% |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 28.85% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 23.30% |
| 10 | TFS Financial | 4.88 Bn | 4.38 Bn | - | 33.93% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 33.93% |
| Mar 31, 2026 | 26.92% |
| Dec 31, 2025 | 26.80% |
| Sep 30, 2025 | 20.40% |
| Jun 30, 2025 | 26.22% |
| Mar 31, 2025 | 26.83% |
| Dec 31, 2024 | 29.97% |
| Sep 30, 2024 | 10.66% |
| Jun 30, 2024 | 26.42% |
| Mar 31, 2024 | 26.87% |
| Dec 31, 2023 | 27.24% |
| Sep 30, 2023 | 6.73% |
| Jun 30, 2023 | 23.59% |
| Mar 31, 2023 | 20.87% |
| Dec 31, 2022 | 27.24% |
| Sep 30, 2022 | 13.57% |
| Jun 30, 2022 | 21.66% |
| Mar 31, 2022 | 23.19% |
| Dec 31, 2021 | 24.46% |
| Sep 30, 2021 | 17.31% |