TFS Financial (TFSL) Net Margin (2009 - 2026)
TFS Financial's (TFSL) quarterly Net Margin came in at 33.93% in Q2 2026, up 781.0% year-over-year from 3.85% in Q2 2025, and up 26.07% quarter-over-quarter from 26.92% in Q1 2026.
Analysis
TFS Financial (TFSL) Net Margin (2009 - 2026) Analysis & Trends
TFS Financial has disclosed Net Margin across 18 years of filings, most recently posting 33.93% for Q2 2026.
- In Q2 2026, Net Margin rose 781.0% year-over-year to 33.93%; the TTM figure through Jun 2026 stood at 29.53% (up 293.0% YoY), while the FY2025 annual figure was 28.29%, up 243.0% from the prior year.
- Net Margin came in at 33.93% for Q2 2026 at TFS Financial, up from 26.92% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 33.93% in Q2 2026 to a low of 20.87% in Q1 2023.
- Average Net Margin over 5 years is 26.42%, with a median of 26.49% recorded in 2024.
- Year-over-year, Net Margin tumbled 807 bps in 2022 and jumped 781 bps in 2026.
- Over 5 years, Net Margin stood at 27.24% in 2022, then decreased by 0 bps to 27.24% in 2023, then gained by 10 bps to 29.97% in 2024, then retreated by 11 bps to 26.6% in 2025, then increased by 28 bps to 33.93% in 2026.
- Per Business Quant data, the three most recent Net Margin figures were 33.93% in Q2 2026, 26.92% in Q1 2026, and 26.6% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | TFS Financial | 4.93 Bn | 4.43 Bn | - | 33.93% |
| 2 | Columbia Financial | 1.22 Bn | 935.89 Mn | - | 282.31% |
| 3 | Capitol Federal Financial | 1.12 Bn | 980.26 Mn | - | 789.09% |
| 4 | Trustco Bank Corp N Y | 986.25 Mn | 279.57 Mn | - | 32.94% |
| 5 | Kearny Financial | 654.17 Mn | 539.35 Mn | - | 15.70% |
| 6 | Northfield Bancorp | 639.40 Mn | 385.97 Mn | - | 692.98% |
| 7 | Greene County Bancorp | 607.01 Mn | 224.14 Mn | - | 44.05% |
| 8 | NorthEast Community Bancorp | 374.18 Mn | 273.44 Mn | - | 35.39% |
| 9 | Western New England Bancorp | 278.44 Mn | 240.11 Mn | - | 15.84% |
| 10 | FB Bancorp | 256.93 Mn | 211.72 Mn | - | -57.14% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 33.93% |
| Mar 31, 2026 | 26.92% |
| Dec 31, 2025 | 26.60% |
| Sep 30, 2025 | 30.41% |
| Jun 30, 2025 | 26.13% |
| Mar 31, 2025 | 26.57% |
| Dec 31, 2024 | 29.97% |
| Sep 30, 2024 | 23.85% |
| Jun 30, 2024 | 25.97% |
| Mar 31, 2024 | 26.41% |
| Dec 31, 2023 | 27.24% |
| Sep 30, 2023 | 25.19% |
| Jun 30, 2023 | 22.79% |
| Mar 31, 2023 | 20.87% |
| Dec 31, 2022 | 27.24% |
| Sep 30, 2022 | 30.90% |
| Jun 30, 2022 | 21.66% |
| Mar 31, 2022 | 22.98% |
| Dec 31, 2021 | 24.46% |
| Sep 30, 2021 | 25.75% |