TFS Financial (TFSL) Net Margin (2009 - 2026)
TFS Financial (TFSL) recorded Net Margin of 34.21% in fiscal Q3 2026 (quarter ended Jun 30, 2026), up 7.99 percentage points from 26.22% a year earlier and up 6.94 percentage points from the prior quarter.
TFS Financial (TFSL) Net Margin (2009 - 2026) Analysis & Trends
On a TTM basis, TFS Financial's Net Margin came in at 29.69% as of Jun 30, 2026, up 2.96 percentage points year-over-year; for FY2025 (ended Sep 30, 2025), it was 28.29%, up 2.04 percentage points from FY2024.
- Annual Net Margin has a five-year change of +0.10 percentage points (FY2020 to FY2025).
- Across earlier fiscal years, Net Margin came in at 26.25% in FY2024 (+1.58 pp), 24.67% in FY2023 (-0.93 pp), 25.61% in FY2022 (-2.63 pp) and 28.23% in FY2021 (+0.04 pp).
- The fiscal Q3 2026 figure is the highest quarterly Net Margin since fiscal Q3 2020.
- On a year-over-year basis, Net Margin rose in four of the last eight quarters, with an average year-over-year change of +1.48 percentage points.
- Peak year-over-year performance for Net Margin in the last five years was a gain of 7.99 percentage points in fiscal Q3 2026, against a drop of 7.86 percentage points in fiscal Q2 2022 at the low end.
- Per Business Quant, the preceding three fiscal quarters came in at 27.27% (Q2 2026), 26.60% (Q1 2026) and 30.41% (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | 36.19% |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | - |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 27.72% |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | 25.46% |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 32.50% |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 31.46% |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 27.23% |
| 10 | TFS Financial | 4.57 Bn | 4.57 Bn | - | 34.21% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 34.21% |
| Mar 31, 2026 | 27.27% |
| Dec 31, 2025 | 26.60% |
| Sep 30, 2025 | 30.41% |
| Jun 30, 2025 | 26.22% |
| Mar 31, 2025 | 26.57% |
| Dec 31, 2024 | 29.97% |
| Sep 30, 2024 | 24.24% |
| Jun 30, 2024 | 26.42% |
| Mar 31, 2024 | 26.87% |
| Dec 31, 2023 | 27.46% |
| Sep 30, 2023 | 25.90% |
| Jun 30, 2023 | 23.59% |
| Mar 31, 2023 | 21.33% |
| Dec 31, 2022 | 27.63% |
| Sep 30, 2022 | 31.83% |
| Jun 30, 2022 | 22.27% |
| Mar 31, 2022 | 23.19% |
| Dec 31, 2021 | 24.46% |
| Sep 30, 2021 | 25.75% |
TFS Financial Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=TFSL&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "TFSL", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=TFSL&period=max&api_key=YOUR_API_KEY");
const data = await res.json();