TFS Financial (TFSL) EBT Margin (2009 - 2026)
TFS Financial's (TFSL) quarterly EBT Margin came in at 42.98% in Q2 2026, up 975.0% year-over-year from 4.0% in Q2 2025, and up 24.37% quarter-over-quarter from 34.56% in Q1 2026.
Analysis
TFS Financial (TFSL) EBT Margin (2009 - 2026) Analysis & Trends
TFS Financial has disclosed EBT Margin across 18 years of filings, most recently posting 42.98% for Q2 2026.
- In Q2 2026, EBT Margin rose 975.0% year-over-year to 42.98%; the TTM figure through Jun 2026 stood at 37.46% (up 378.0% YoY), while the FY2025 annual figure was 35.68%, up 308.0% from the prior year.
- EBT Margin came in at 42.98% for Q2 2026 at TFS Financial, up from 34.56% in the prior quarter.
- In the past five years, EBT Margin ranged from a high of 42.98% in Q2 2026 to a low of 26.27% in Q1 2023.
- Average EBT Margin over 5 years is 33.14%, with a median of 33.38% recorded in 2025.
- Year-over-year, EBT Margin slumped 1148 bps in 2022 and surged 975 bps in 2026.
- Over 5 years, EBT Margin stood at 34.52% in 2022, then fell by 0 bps to 34.37% in 2023, then gained by 10 bps to 37.94% in 2024, then declined by 10 bps to 34.04% in 2025, then advanced by 26 bps to 42.98% in 2026.
- Per Business Quant data, the three most recent EBT Margin figures were 42.98% in Q2 2026, 34.56% in Q1 2026, and 34.04% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | TFS Financial | 4.77 Bn | 4.27 Bn | - | 42.98% |
| 2 | Columbia Financial | 1.16 Bn | 880.47 Mn | - | 402.91% |
| 3 | Capitol Federal Financial | 1.08 Bn | 946.50 Mn | - | 978.98% |
| 4 | Trustco Bank Corp N Y | 999.48 Mn | 292.80 Mn | - | 43.72% |
| 5 | Northfield Bancorp | 639.40 Mn | 385.97 Mn | - | 987.07% |
| 6 | Kearny Financial | 613.57 Mn | 498.75 Mn | - | 24.11% |
| 7 | Greene County Bancorp | 594.75 Mn | 211.88 Mn | - | 50.91% |
| 8 | NorthEast Community Bancorp | 367.05 Mn | 266.31 Mn | - | 49.91% |
| 9 | Western New England Bancorp | 268.44 Mn | 230.11 Mn | - | 21.14% |
| 10 | FB Bancorp | 258.98 Mn | 213.77 Mn | - | 121.11% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 42.98% |
| Mar 31, 2026 | 34.56% |
| Dec 31, 2025 | 34.04% |
| Sep 30, 2025 | 37.95% |
| Jun 30, 2025 | 33.22% |
| Mar 31, 2025 | 33.53% |
| Dec 31, 2024 | 37.94% |
| Sep 30, 2024 | 30.18% |
| Jun 30, 2024 | 32.83% |
| Mar 31, 2024 | 33.03% |
| Dec 31, 2023 | 34.37% |
| Sep 30, 2023 | 30.25% |
| Jun 30, 2023 | 28.15% |
| Mar 31, 2023 | 26.27% |
| Dec 31, 2022 | 34.52% |
| Sep 30, 2022 | 37.84% |
| Jun 30, 2022 | 26.81% |
| Mar 31, 2022 | 28.07% |
| Dec 31, 2021 | 30.80% |
| Sep 30, 2021 | 31.22% |