Third Coast Bancshares (TCBX) Net Margin (2020 - 2026)
Third Coast Bancshares (TCBX) reported Net Margin of 26.35% for Q1 2026, down 70.0% year-over-year from 87.83% in Q1 2025, and down 10.93% quarter-over-quarter from 29.58% in Q4 2025.
Third Coast Bancshares (TCBX) Net Margin (2020 - 2026) Analysis & Trends
Third Coast Bancshares (TCBX) has 7 years of Net Margin data on file, last reported at 26.35% in Q1 2026.
- Net Margin for Q1 2026 came in at 26.35%, down 70.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 29.15% (up 306.0% YoY), and the FY2025 annual result was 29.46%, up 442.0% from the prior year.
- Net Margin slipped to 26.35% in Q1 2026 per TCBX's latest filing, from 29.58% in the prior quarter.
- Over five years, Net Margin peaked at 30.94% in Q3 2025 and troughed at 7.77% in Q1 2022.
- A 5-year average of 22.06% and a median of 23.02% in 2024 frame the typical range for Net Margin.
- The sharpest annual moves came in 2022 and 2023: Net Margin soared 1669 bps in 2022, then slumped 814 bps in 2023.
- A 5-year view of Net Margin shows it stood at 18.01% in 2022, then climbed by 19 bps to 21.51% in 2023, then increased by 26 bps to 27.07% in 2024, then climbed by 9 bps to 29.58% in 2025, then fell by 11 bps to 26.35% in 2026.
- Business Quant data shows TCBX's Net Margin at 26.35% in Q1 2026, 29.58% in Q4 2025, and 30.94% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 27.26% |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 251.45% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 26.97% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 32.86% |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 5,788,021.18% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -157.25% |
| 10 | Third Coast Bancshares | 595.85 Mn | 168.32 Mn | - | 26.35% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 26.35% |
| Dec 31, 2025 | 29.58% |
| Sep 30, 2025 | 30.94% |
| Jun 30, 2025 | 29.91% |
| Mar 31, 2025 | 27.05% |
| Dec 31, 2024 | 27.07% |
| Sep 30, 2024 | 26.99% |
| Jun 30, 2024 | 23.02% |
| Mar 31, 2024 | 22.75% |
| Dec 31, 2023 | 21.51% |
| Sep 30, 2023 | 11.83% |
| Jun 30, 2023 | 21.19% |
| Mar 31, 2023 | 23.24% |
| Dec 31, 2022 | 18.01% |
| Sep 30, 2022 | 19.97% |
| Jun 30, 2022 | 7.85% |
| Mar 31, 2022 | 7.77% |
| Dec 31, 2021 | 1.33% |
| Sep 30, 2021 | 10.38% |
| Jun 30, 2021 | 0.02% |