Third Coast Bancshares (TCBX) Net Margin (2020 - 2026)

Third Coast Bancshares (TCBX) reported Net Margin of 26.35% for Q1 2026, down 70.0% year-over-year from 87.83% in Q1 2025, and down 10.93% quarter-over-quarter from 29.58% in Q4 2025.

Third Coast Bancshares (TCBX) Net Margin (2020 - 2026) Analysis & Trends

Third Coast Bancshares (TCBX) has 7 years of Net Margin data on file, last reported at 26.35% in Q1 2026.

  • Net Margin for Q1 2026 came in at 26.35%, down 70.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 29.15% (up 306.0% YoY), and the FY2025 annual result was 29.46%, up 442.0% from the prior year.
  • Net Margin slipped to 26.35% in Q1 2026 per TCBX's latest filing, from 29.58% in the prior quarter.
  • Over five years, Net Margin peaked at 30.94% in Q3 2025 and troughed at 7.77% in Q1 2022.
  • A 5-year average of 22.06% and a median of 23.02% in 2024 frame the typical range for Net Margin.
  • The sharpest annual moves came in 2022 and 2023: Net Margin soared 1669 bps in 2022, then slumped 814 bps in 2023.
  • A 5-year view of Net Margin shows it stood at 18.01% in 2022, then climbed by 19 bps to 21.51% in 2023, then increased by 26 bps to 27.07% in 2024, then climbed by 9 bps to 29.58% in 2025, then fell by 11 bps to 26.35% in 2026.
  • Business Quant data shows TCBX's Net Margin at 26.35% in Q1 2026, 29.58% in Q4 2025, and 30.94% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - 27.26%
4 First Capital 215.78 Bn 215.63 Bn - 251.45%
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 26.97%
7 NatWest 168.65 Bn -51.67 Bn - 32.86%
8 Shinhan Financial 136.54 Bn 104.11 Bn - 5,788,021.18%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -157.25%
10 Third Coast Bancshares 595.85 Mn 168.32 Mn - 26.35%

Historic Data

Download Data
DateValue
Mar 31, 2026 26.35%
Dec 31, 2025 29.58%
Sep 30, 2025 30.94%
Jun 30, 2025 29.91%
Mar 31, 2025 27.05%
Dec 31, 2024 27.07%
Sep 30, 2024 26.99%
Jun 30, 2024 23.02%
Mar 31, 2024 22.75%
Dec 31, 2023 21.51%
Sep 30, 2023 11.83%
Jun 30, 2023 21.19%
Mar 31, 2023 23.24%
Dec 31, 2022 18.01%
Sep 30, 2022 19.97%
Jun 30, 2022 7.85%
Mar 31, 2022 7.77%
Dec 31, 2021 1.33%
Sep 30, 2021 10.38%
Jun 30, 2021 0.02%