Third Coast Bancshares (TCBX) Net Margin (2020 - 2026)
Third Coast Bancshares' (TCBX) quarterly Net Margin came in at 30.6% in Q2 2026, up 68.0% year-over-year from 18.21% in Q2 2025, and up 16.12% quarter-over-quarter from 26.35% in Q1 2026.
Third Coast Bancshares (TCBX) Net Margin (2020 - 2026) Analysis & Trends
Third Coast Bancshares (TCBX) has reported Net Margin for 7 consecutive years, with 30.6% the latest figure, recorded in Q2 2026.
- On a quarterly basis, Net Margin rose 68.0% year-over-year to 30.6% in Q2 2026; TTM through Jun 2026 was 29.4%, a 156.0% increase from a year earlier, with the FY2025 full-year figure at 29.46%, up 442.0% from the prior year.
- Net Margin was 30.6% for Q2 2026 at Third Coast Bancshares, up from 26.35% in the prior quarter.
- Over five years, Net Margin peaked at 30.94% in Q3 2025 and troughed at 7.77% in Q1 2022.
- A 5-year average of 22.54% and a median of 23.13% in 2023 frame the typical range for Net Margin.
- Across the five-year window, Net Margin surged 1669 bps in 2022 and tumbled 814 bps in 2023, its largest moves.
- Over 5 years, Net Margin stood at 18.01% in 2022, then advanced by 19 bps to 21.51% in 2023, then grew by 26 bps to 27.07% in 2024, then advanced by 9 bps to 29.58% in 2025, then gained by 3 bps to 30.6% in 2026.
- The last three Net Margin figures came in at 30.6% (Q2 2026), 26.35% (Q1 2026), and 29.58% (Q4 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 28.85% |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 23.30% |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 30.85% |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 24.18% |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 24.27% |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 28.79% |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 24.18% |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 864.86% |
| 10 | Third Coast Bancshares | 736.45 Mn | 159.01 Mn | - | 30.60% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 30.60% |
| Mar 31, 2026 | 26.35% |
| Dec 31, 2025 | 29.58% |
| Sep 30, 2025 | 30.94% |
| Jun 30, 2025 | 29.91% |
| Mar 31, 2025 | 27.05% |
| Dec 31, 2024 | 27.07% |
| Sep 30, 2024 | 26.99% |
| Jun 30, 2024 | 23.02% |
| Mar 31, 2024 | 22.75% |
| Dec 31, 2023 | 21.51% |
| Sep 30, 2023 | 11.83% |
| Jun 30, 2023 | 21.19% |
| Mar 31, 2023 | 23.24% |
| Dec 31, 2022 | 18.01% |
| Sep 30, 2022 | 19.97% |
| Jun 30, 2022 | 7.85% |
| Mar 31, 2022 | 7.77% |
| Dec 31, 2021 | 1.33% |
| Sep 30, 2021 | 10.38% |
Third Coast Bancshares Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=TCBX&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "TCBX", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=TCBX&period=max&api_key=YOUR_API_KEY");
const data = await res.json();