Third Coast Bancshares (TCBX) Net Margin (2020 - 2026)
Third Coast Bancshares' (TCBX) quarterly Net Margin came in at 26.35% in Q1 2026, down 203.0% year-on-year from 25.58% in Q1 2025, and up 233.04% on a QoQ basis from 7.91% in Q4 2025.
Third Coast Bancshares (TCBX) Net Margin (2020 - 2026) Analysis & Trends
Third Coast Bancshares (TCBX) has 7 years of Net Margin data on file, last reported at 26.35% in Q1 2026.
- On a quarterly basis, Net Margin fell 203.0% year-over-year to 26.35% in Q1 2026; TTM through Mar 2026 was 17.2%, a 836.0% decrease from a year earlier, with the FY2025 full-year figure at 29.51%, up 446.0% from the prior year.
- Net Margin for Q1 2026 stood at 26.35%, up from 7.91% in the prior quarter.
- Over the last five years, Net Margin for TCBX reached as high as 30.94% in Q3 2025 and fell as low as 7.8% in Q1 2022.
- Historically, Net Margin has averaged 20.83% across 5 years, with a median of 22.75% in 2024.
- Across the five-year window, Net Margin soared 1690 bps in 2023 and plunged 1613 bps in 2025, its largest moves.
- Year by year, Net Margin stood at 18.01% in 2022, then rose by 19 bps to 21.51% in 2023, then gained by 12 bps to 24.04% in 2024, then slumped by 67 bps to 7.91% in 2025, then surged by 233 bps to 26.35% in 2026.
- Per Business Quant data, the three most recent Net Margin figures were 26.35% in Q1 2026, 7.91% in Q4 2025, and 30.94% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 401,783.65% |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | 8,284,010.29% |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 0.00% |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | 32.86% |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 0.38% |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | 27.26% |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 251.63% |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 28.90% |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 27.35% |
| 10 | Third Coast Bancshares | 627.85 Mn | 22.47 Mn | - | 26.35% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 26.35% |
| Dec 31, 2025 | 7.91% |
| Sep 30, 2025 | 30.94% |
| Jun 30, 2025 | 30.66% |
| Mar 31, 2025 | 28.38% |
| Dec 31, 2024 | 24.04% |
| Sep 30, 2024 | 26.99% |
| Jun 30, 2024 | 23.02% |
| Mar 31, 2024 | 22.75% |
| Dec 31, 2023 | 21.51% |
| Sep 30, 2023 | 11.83% |
| Jun 30, 2023 | 21.19% |
| Mar 31, 2023 | 24.70% |
| Dec 31, 2022 | 18.01% |
| Sep 30, 2022 | 19.97% |
| Jun 30, 2022 | 8.00% |
| Mar 31, 2022 | 7.80% |
| Dec 31, 2021 | 1.33% |
| Sep 30, 2021 | 11.43% |
| Jun 30, 2021 | 0.02% |