Third Coast Bancshares (TCBX) Net Margin (2020 - 2026)
Third Coast Bancshares (TCBX) reported Net Margin of 26.35% for Q1 2026, down 70.0% year-over-year from 87.83% in Q1 2025, and down 10.93% on a QoQ basis from 29.58% in Q4 2025.
Third Coast Bancshares (TCBX) has 7 years of Net Margin data on file, last reported at 26.35% in Q1 2026.
- Quarterly Net Margin fell 70.0% year-over-year to 26.35% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 29.15% (up 306.0% YoY) and the FY2025 annual result came in at 29.46%, up 442.0% from the prior year.
- Net Margin eased to 26.35% in Q1 2026 per TCBX's latest filing, from 29.58% in the prior quarter.
- Across five years, Net Margin topped out at 30.94% in Q3 2025 and bottomed at 7.77% in Q1 2022.
- The 5-year median for Net Margin is 23.02% (2024), against an average of 22.06%.
- The widest annual swing landed in 2022, when Net Margin jumped 1669 bps; it then plunged 814 bps in 2023.
- Tracing TCBX's Net Margin over 5 years: stood at 18.01% in 2022, then gained by 19 bps to 21.51% in 2023, then climbed by 26 bps to 27.07% in 2024, then gained by 9 bps to 29.58% in 2025, then dropped by 11 bps to 26.35% in 2026.
- Per Business Quant, the three latest TCBX Net Margin figures stand at 26.35% (Q1 2026), 29.58% (Q4 2025), and 30.94% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 251.45% |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 26.97% |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | -0.97% |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 27.35% |
| 10 | Third Coast Bancshares | 564.14 Mn | 136.62 Mn | - | 26.35% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 26.35% |
| Dec 31, 2025 | 29.58% |
| Sep 30, 2025 | 30.94% |
| Jun 30, 2025 | 29.91% |
| Mar 31, 2025 | 27.05% |
| Dec 31, 2024 | 27.07% |
| Sep 30, 2024 | 26.99% |
| Jun 30, 2024 | 23.02% |
| Mar 31, 2024 | 22.75% |
| Dec 31, 2023 | 21.51% |
| Sep 30, 2023 | 11.83% |
| Jun 30, 2023 | 21.19% |
| Mar 31, 2023 | 23.24% |
| Dec 31, 2022 | 18.01% |
| Sep 30, 2022 | 19.97% |
| Jun 30, 2022 | 7.85% |
| Mar 31, 2022 | 7.77% |
| Dec 31, 2021 | 1.33% |
| Sep 30, 2021 | 10.38% |
| Jun 30, 2021 | 0.02% |
| Mar 31, 2021 | 0.02% |
| Dec 31, 2020 | 12.52% |
| Sep 30, 2020 | 25.31% |
| Jun 30, 2020 | 12.62% |
| Mar 31, 2020 | 20.81% |