Third Coast Bancshares (TCBX) Net Margin (2020 - 2026)
Third Coast Bancshares (TCBX) posted quarterly Net Margin of 26.35% for Q1 2026, down 203.0% year-over-year from 25.58% in Q1 2025, and down 12.31% quarter-over-quarter from 30.05% in Q4 2025.
Third Coast Bancshares (TCBX) Net Margin (2020 - 2026) Analysis & Trends
Third Coast Bancshares (TCBX) has reported Net Margin for 7 consecutive years, with 26.35% the latest figure, recorded in Q1 2026.
- In Q1 2026, Net Margin fell 203.0% year-over-year to 26.35%; the TTM figure through Mar 2026 stood at 29.44% (up 352.0% YoY), while the FY2025 annual figure was 29.51%, up 446.0% from the prior year.
- Net Margin fell to 26.35% in Q1 2026 per TCBX's latest filing, from 30.05% in the prior quarter.
- Across five years, Net Margin topped out at 30.94% in Q3 2025 and bottomed at 7.8% in Q1 2022.
- Historically, Net Margin has averaged 22.2% across 5 years, with a median of 23.02% in 2024.
- On a YoY basis, Net Margin climbed as much as 1690 bps in 2023 and fell as far as 814 bps in 2023.
- Third Coast Bancshares' Net Margin stood at 18.01% in 2022, then grew by 19 bps to 21.51% in 2023, then increased by 17 bps to 25.24% in 2024, then advanced by 19 bps to 30.05% in 2025, then dropped by 12 bps to 26.35% in 2026.
- Business Quant data shows TCBX's Net Margin at 26.35% in Q1 2026, 30.05% in Q4 2025, and 30.94% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.84 Bn | 84.64 Bn | - | - |
| 2 | Pnc Financial Services | 97.71 Bn | 97.71 Bn | - | 28.41% |
| 3 | Us Bancorp | 95.81 Bn | 95.81 Bn | - | 27.30% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.64 Bn | -144.45 Bn | - | 38.78% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.90 Bn | -81.41 Bn | - | 25.60% |
| 7 | Nu Holdings | 71.12 Bn | 57.43 Bn | 2.35 Bn | 25.60% |
| 8 | Truist Financial | 61.49 Bn | 61.49 Bn | - | 28.85% |
| 9 | Fifth Third Bancorp | 49.53 Bn | 25.81 Bn | - | 23.30% |
| 10 | Third Coast Bancshares | 748.92 Mn | 171.48 Mn | - | 30.60% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 30.60% |
| Mar 31, 2026 | 26.35% |
| Dec 31, 2025 | 30.05% |
| Sep 30, 2025 | 30.94% |
| Jun 30, 2025 | 30.66% |
| Mar 31, 2025 | 28.38% |
| Dec 31, 2024 | 25.24% |
| Sep 30, 2024 | 26.99% |
| Jun 30, 2024 | 23.02% |
| Mar 31, 2024 | 22.75% |
| Dec 31, 2023 | 21.51% |
| Sep 30, 2023 | 11.83% |
| Jun 30, 2023 | 21.19% |
| Mar 31, 2023 | 24.70% |
| Dec 31, 2022 | 18.01% |
| Sep 30, 2022 | 19.97% |
| Jun 30, 2022 | 8.00% |
| Mar 31, 2022 | 7.80% |
| Dec 31, 2021 | 1.33% |
| Sep 30, 2021 | 11.43% |