Texas Community Bancshares (TCBS) Net Margin (2020 - 2026)
Texas Community Bancshares (TCBS) reported Net Margin of 21.99% for Q2 2026, up 3.92 percentage points from 18.07% a year earlier and up 1.74 percentage points from the prior quarter.
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Analysis
Texas Community Bancshares (TCBS) Net Margin (2020 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Texas Community Bancshares' Net Margin came in at 19.13%, up 3.66 percentage points year-over-year; for FY2025, it came in at 17.34%, up 29.59 percentage points from FY2024.
- Net Margin has a five-year change of +9.73 percentage points (FY2020 to FY2025).
- By year, Net Margin came in at -12.26% in FY2024 (-5.84 pp), -6.42% in FY2023 (-20.86 pp), 14.44% in FY2022 (+9.32 pp) and 5.11% in FY2021 (-2.49 pp).
- The Q2 2026 figure ranks as the highest quarterly Net Margin in data going back to Q1 2020.
- Year over year, Net Margin has now increased in each of the last five quarters, with an average year-over-year change of +6.63 percentage points over the last seven quarters.
- The high point for year-over-year Net Margin in five years was Q3 2022 (a gain of 24.36 percentage points); the low point was Q1 2023 (a drop of 85.52 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 20.25% (Q1 2026), 18.92% (Q4 2025) and 15.44% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | 36.19% |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | - |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 27.72% |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | 25.46% |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 32.50% |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 31.46% |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 27.23% |
| 10 | Texas Community Bancshares | 49.84 Mn | 17.53 Mn | - | 21.99% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 21.99% |
| Mar 31, 2026 | 20.25% |
| Dec 31, 2025 | 18.92% |
| Sep 30, 2025 | 15.44% |
| Jun 30, 2025 | 18.07% |
| Mar 31, 2025 | 16.97% |
| Dec 31, 2024 | 13.17% |
| Sep 30, 2024 | 13.76% |
| Jun 30, 2024 | 9.73% |
| Dec 31, 2023 | -9.79% |
| Sep 30, 2023 | 13.27% |
| Jun 30, 2023 | 5.06% |
| Mar 31, 2023 | -71.37% |
| Dec 31, 2022 | 12.73% |
| Sep 30, 2022 | 16.59% |
| Jun 30, 2022 | 14.17% |
| Mar 31, 2022 | 14.16% |
| Dec 31, 2021 | 10.71% |
| Sep 30, 2021 | -7.77% |
| Jun 30, 2021 | 7.54% |
API Access
Texas Community Bancshares Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=TCBS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "TCBS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=TCBS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();