Texas Community Bancshares (TCBS) Net Margin (2020 - 2026)
Texas Community Bancshares (TCBS) posted quarterly Net Margin of 42.81% for Q1 2026, down 8303.0% year-over-year from 0.52% in Q1 2025, and up 328.32% quarter-over-quarter from 9.99% in Q4 2025.
Texas Community Bancshares (TCBS) Net Margin (2020 - 2026) Analysis & Trends
Texas Community Bancshares (TCBS) has reported Net Margin for 7 consecutive years, with 42.81% the latest figure, recorded in Q1 2026.
- In Q1 2026, Net Margin fell 8303.0% year-over-year to 42.81%; the TTM figure through Mar 2026 stood at 25.95% (down 86918.0% YoY), while the FY2025 annual figure was 16.54%, up 2880.0% from the prior year.
- Net Margin climbed to 42.81% in Q1 2026 per TCBS's latest filing, from 9.99% in the prior quarter.
- Across five years, Net Margin topped out at 221.53% in Q1 2024 and bottomed at 115.4% in Q4 2024.
- Historically, Net Margin has averaged 22.86% across 5 years, with a median of 9.99% in 2025.
- On a YoY basis, Net Margin climbed as much as 18261 bps in 2024 and fell as far as 11284 bps in 2024.
- Texas Community Bancshares' Net Margin stood at 11.98% in 2022, then plunged by 121 bps to 2.56% in 2023, then tumbled by 4401 bps to 115.4% in 2024, then surged by 109 bps to 9.99% in 2025, then jumped by 328 bps to 42.81% in 2026.
- Business Quant data shows TCBS's Net Margin at 42.81% in Q1 2026, 9.99% in Q4 2025, and 39.28% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 28.41% |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 27.30% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 38.78% |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 25.60% |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | 25.60% |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 28.85% |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 23.30% |
| 10 | Texas Community Bancshares | 46.39 Mn | 4.23 Mn | - | 21.99% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 38.72% |
| Mar 31, 2026 | 42.81% |
| Dec 31, 2025 | 9.99% |
| Sep 30, 2025 | 39.28% |
| Jun 30, 2025 | 92.24% |
| Mar 31, 2025 | 125.83% |
| Dec 31, 2024 | -115.40% |
| Sep 30, 2024 | 50.24% |
| Jun 30, 2024 | -40.37% |
| Mar 31, 2024 | 221.53% |
| Dec 31, 2023 | -2.56% |
| Sep 30, 2023 | -10.90% |
| Jun 30, 2023 | -4.87% |
| Mar 31, 2023 | 38.92% |
| Dec 31, 2022 | 11.98% |
| Sep 30, 2022 | -10.93% |
| Jun 30, 2022 | -11.65% |
| Mar 31, 2022 | -47.57% |
| Dec 31, 2021 | 5.82% |
| Sep 30, 2021 | -7.77% |