Texas Community Bancshares (TCBS) Net Margin (2020 - 2026)
Texas Community Bancshares (TCBS) reported Net Margin of 20.25% for Q1 2026, up 328.0% year-over-year from 4.73% in Q1 2025, and down 27.93% on a QoQ basis from 28.09% in Q4 2025.
Texas Community Bancshares (TCBS) has 7 years of Net Margin data on file, last reported at 20.25% in Q1 2026.
- Quarterly Net Margin rose 328.0% year-over-year to 20.25% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 20.58% (up 712.0% YoY) and the FY2025 annual result came in at 19.83%, up 3208.0% from the prior year.
- Net Margin declined to 20.25% in Q1 2026 per TCBS's latest filing, from 28.09% in the prior quarter.
- Across five years, Net Margin topped out at 448.25% in Q1 2024 and bottomed at 71.37% in Q1 2023.
- The 5-year median for Net Margin is 14.16% (2022), against an average of 33.64%.
- The widest annual swing landed in 2024, when Net Margin soared 51962 bps; it then plunged 43128 bps in 2025.
- Tracing TCBS's Net Margin over 5 years: stood at 12.73% in 2022, then sank by 229 bps to 16.48% in 2023, then jumped by 180 bps to 13.17% in 2024, then soared by 113 bps to 28.09% in 2025, then slipped by 28 bps to 20.25% in 2026.
- Per Business Quant, the three latest TCBS Net Margin figures stand at 20.25% (Q1 2026), 28.09% (Q4 2025), and 15.44% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 251.45% |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 26.97% |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | -0.97% |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 27.35% |
| 10 | Texas Community Bancshares | 47.47 Mn | 41.01 Mn | - | 20.25% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 20.25% |
| Dec 31, 2025 | 28.09% |
| Sep 30, 2025 | 15.44% |
| Jun 30, 2025 | 18.07% |
| Mar 31, 2025 | 16.97% |
| Dec 31, 2024 | 13.17% |
| Sep 30, 2024 | 13.76% |
| Jun 30, 2024 | 9.73% |
| Mar 31, 2024 | 448.25% |
| Dec 31, 2023 | -16.48% |
| Sep 30, 2023 | 13.27% |
| Jun 30, 2023 | 5.06% |
| Mar 31, 2023 | -71.37% |
| Dec 31, 2022 | 12.73% |
| Sep 30, 2022 | 16.59% |
| Jun 30, 2022 | 14.17% |
| Mar 31, 2022 | 14.16% |
| Dec 31, 2021 | 3.67% |
| Sep 30, 2021 | -7.77% |
| Jun 30, 2021 | 7.54% |
| Mar 31, 2021 | 9.99% |
| Dec 31, 2020 | -1.29% |
| Sep 30, 2020 | 8.33% |
| Jun 30, 2020 | 12.18% |
| Mar 31, 2020 | 11.32% |