Texas Community Bancshares (TCBS) Net Margin (2020 - 2026)
Texas Community Bancshares' (TCBS) quarterly Net Margin came in at 42.81% in Q1 2026, down 8303.0% year-on-year from 0.52% in Q1 2025, and up 328.32% on a QoQ basis from 9.99% in Q4 2025.
Texas Community Bancshares (TCBS) Net Margin (2020 - 2026) Analysis & Trends
Texas Community Bancshares (TCBS) has 7 years of Net Margin data on file, last reported at 42.81% in Q1 2026.
- On a quarterly basis, Net Margin fell 8303.0% year-over-year to 42.81% in Q1 2026; TTM through Mar 2026 was 25.95%, a 583.0% increase from a year earlier, with the FY2025 full-year figure at 16.54%, up 2880.0% from the prior year.
- Net Margin for Q1 2026 stood at 42.81%, up from 9.99% in the prior quarter.
- Over the last five years, Net Margin for TCBS reached as high as 221.53% in Q1 2024 and fell as low as 47.57% in Q1 2022.
- Historically, Net Margin has averaged 29.97% across 5 years, with a median of 9.99% in 2025.
- Across the five-year window, Net Margin surged 18261 bps in 2024 and plunged 9570 bps in 2025, its largest moves.
- Year by year, Net Margin stood at 11.98% in 2022, then plunged by 121 bps to 2.56% in 2023, then surged by 315 bps to 5.51% in 2024, then surged by 81 bps to 9.99% in 2025, then soared by 328 bps to 42.81% in 2026.
- Per Business Quant data, the three most recent Net Margin figures were 42.81% in Q1 2026, 9.99% in Q4 2025, and 39.28% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 401,783.65% |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | 8,284,010.29% |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 0.00% |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | 32.86% |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 0.38% |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | 27.26% |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 251.63% |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 28.90% |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 27.35% |
| 10 | Texas Community Bancshares | 49.48 Mn | 7.22 Mn | - | 42.81% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 42.81% |
| Dec 31, 2025 | 9.99% |
| Sep 30, 2025 | 39.28% |
| Jun 30, 2025 | 92.24% |
| Mar 31, 2025 | 125.83% |
| Dec 31, 2024 | 5.51% |
| Sep 30, 2024 | 50.24% |
| Jun 30, 2024 | -40.37% |
| Mar 31, 2024 | 221.53% |
| Dec 31, 2023 | -2.56% |
| Sep 30, 2023 | -10.90% |
| Jun 30, 2023 | -4.87% |
| Mar 31, 2023 | 38.92% |
| Dec 31, 2022 | 11.98% |
| Sep 30, 2022 | -10.93% |
| Jun 30, 2022 | -11.65% |
| Mar 31, 2022 | -47.57% |
| Dec 31, 2021 | 9.97% |
| Sep 30, 2021 | -7.77% |
| Jun 30, 2021 | 7.54% |