Texas Community Bancshares (TCBS) Net Margin (2020 - 2026)

Texas Community Bancshares (TCBS) has 7 years of Net Margin data on file, last reported at 20.25% in Q1 2026.

• Net Margin for Q1 2026 came in at 20.25%, up 328.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 20.58% (up 712.0% YoY), and the FY2025 annual result was 19.83%, up 3208.0% from the prior year.
• Net Margin eased to 20.25% in Q1 2026 per TCBS's latest filing, from 28.09% in the prior quarter.
• Over five years, Net Margin peaked at 448.25% in Q1 2024 and troughed at 71.37% in Q1 2023.
• A 5-year average of 33.64% and a median of 14.16% in 2022 frame the typical range for Net Margin.
• The sharpest annual moves came in 2024 and 2025: Net Margin surged 51962 bps in 2024, then slumped 43128 bps in 2025.
• A 5-year view of Net Margin shows it stood at 12.73% in 2022, then tumbled by 229 bps to 16.48% in 2023, then soared by 180 bps to 13.17% in 2024, then surged by 113 bps to 28.09% in 2025, then declined by 28 bps to 20.25% in 2026.
• Business Quant data shows TCBS's Net Margin at 20.25% in Q1 2026, 28.09% in Q4 2025, and 15.44% in Q3 2025.