Texas Community Bancshares (TCBS) FCF Payout Ratio (2023 - 2026)

Texas Community Bancshares (TCBS) reported FCF Payout Ratio of 0.8 for Q1 2026, down 919.56% year-over-year from 0.1 in Q1 2025, and down 155.17% quarter-over-quarter from 1.46 in Q4 2025.

Texas Community Bancshares (TCBS) FCF Payout Ratio (2023 - 2026) Analysis & Trends

Texas Community Bancshares (TCBS) has 4 years of FCF Payout Ratio data on file, last reported at 0.8 in Q1 2026.

  • FCF Payout Ratio for Q1 2026 came in at 0.8, down 919.56% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.26 (up 124.82% YoY), and the FY2025 annual result was 0.61, down 10.52% from the prior year.
  • FCF Payout Ratio eased to 0.8 in Q1 2026 per TCBS's latest filing, from 1.46 in the prior quarter.
  • Over five years, FCF Payout Ratio peaked at 1.75 in Q4 2024 and troughed at 0.8 in Q1 2026.
  • A 4-year average of 0.22 and a median of 0.08 in 2025 frame the typical range for FCF Payout Ratio.
  • The sharpest annual moves came in 2024 and 2026: FCF Payout Ratio soared 3360.66% in 2024, then slumped 919.56% in 2026.
  • A 4-year view of FCF Payout Ratio shows it stood at 0.05 in 2023, then soared by 3360.66% to 1.75 in 2024, then slipped by 16.62% to 1.46 in 2025, then tumbled by 155.17% to 0.8 in 2026.
  • Business Quant data shows TCBS's FCF Payout Ratio at 0.8 in Q1 2026, 1.46 in Q4 2025, and 0.08 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - 5.86
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 0.18
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 0.19
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -1.36
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Texas Community Bancshares 48.20 Mn 41.75 Mn - -0.80

Historic Data

Download Data
DateValue
Mar 31, 2026 -0.80
Dec 31, 2025 1.46
Sep 30, 2025 0.08
Jun 30, 2025 0.14
Mar 31, 2025 -0.08
Dec 31, 2024 1.75
Sep 30, 2024 0.16
Jun 30, 2024 0.61
Mar 31, 2024 -0.37
Dec 31, 2023 -0.05
Sep 30, 2023 0.22
Jun 30, 2023 -0.08
Mar 31, 2023 -0.12