Texas Community Bancshares (TCBS) FCF Payout Ratio (2023 - 2026)

Texas Community Bancshares' (TCBS) quarterly FCF Payout Ratio came in at 0.8 in Q1 2026, down 919.56% year-on-year from 0.1 in Q1 2025, and down 155.17% on a QoQ basis from 1.46 in Q4 2025.

Texas Community Bancshares (TCBS) FCF Payout Ratio (2023 - 2026) Analysis & Trends

Texas Community Bancshares (TCBS) has 4 years of FCF Payout Ratio data on file, last reported at 0.8 in Q1 2026.

  • On a quarterly basis, FCF Payout Ratio fell 919.56% year-over-year to 0.8 in Q1 2026; TTM through Mar 2026 was 0.26, a 124.82% increase from a year earlier, with the FY2025 full-year figure at 0.61, down 10.52% from the prior year.
  • FCF Payout Ratio for Q1 2026 stood at 0.8, down from 1.46 in the prior quarter.
  • Over the last five years, FCF Payout Ratio for TCBS reached as high as 1.75 in Q4 2024 and fell as low as 0.8 in Q1 2026.
  • Historically, FCF Payout Ratio has averaged 0.22 across 4 years, with a median of 0.08 in 2025.
  • Across the five-year window, FCF Payout Ratio jumped 3360.66% in 2024 and plunged 919.56% in 2026, its largest moves.
  • Year by year, FCF Payout Ratio stood at 0.05 in 2023, then soared by 3360.66% to 1.75 in 2024, then fell by 16.62% to 1.46 in 2025, then plunged by 155.17% to 0.8 in 2026.
  • Per Business Quant data, the three most recent FCF Payout Ratio figures were 0.8 in Q1 2026, 1.46 in Q4 2025, and 0.08 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Bank Of Chile 4,169.48 Bn 4,169.48 Bn 167,623.00 5.86
2 Lloyds Banking 365.02 Bn 365.02 Bn - -
3 First Capital 208.57 Bn 208.23 Bn - 0.18
4 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.19
5 NatWest 146.55 Bn 146.55 Bn 1.79 Bn -
6 Pnc Financial Services 101.87 Bn 101.87 Bn - 0.36
7 Grupo Aval Acciones Y Valores 78.10 Bn -1,273.17 Bn - -
8 Nu Holdings 70.73 Bn 55.58 Bn 1.94 Bn -
9 Deutsche Bank Aktiengesellschaft 68.22 Bn 68.22 Bn - -
10 Texas Community Bancshares 49.48 Mn 7.22 Mn - -0.80

Historic Data

Download Data
DateValue
Mar 31, 2026 -0.80
Dec 31, 2025 1.46
Sep 30, 2025 0.08
Jun 30, 2025 0.14
Mar 31, 2025 -0.08
Dec 31, 2024 1.75
Sep 30, 2024 0.16
Jun 30, 2024 0.61
Mar 31, 2024 -0.37
Dec 31, 2023 -0.05
Sep 30, 2023 0.22
Jun 30, 2023 -0.08
Mar 31, 2023 -0.12