Texas Community Bancshares (TCBS) FCF Payout Ratio (2023 - 2026)
Texas Community Bancshares (TCBS) reported FCF Payout Ratio of 0.8 for Q1 2026, down 919.56% year-over-year from 0.1 in Q1 2025, and down 155.17% on a QoQ basis from 1.46 in Q4 2025.
Texas Community Bancshares (TCBS) has 4 years of FCF Payout Ratio data on file, last reported at 0.8 in Q1 2026.
- Quarterly FCF Payout Ratio fell 919.56% year-over-year to 0.8 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.26 (up 124.82% YoY) and the FY2025 annual result came in at 0.61, down 10.52% from the prior year.
- FCF Payout Ratio declined to 0.8 in Q1 2026 per TCBS's latest filing, from 1.46 in the prior quarter.
- Across five years, FCF Payout Ratio topped out at 1.75 in Q4 2024 and bottomed at 0.8 in Q1 2026.
- The 4-year median for FCF Payout Ratio is 0.08 (2025), against an average of 0.22.
- The widest annual swing landed in 2024, when FCF Payout Ratio jumped 3360.66%; it then plunged 919.56% in 2026.
- Tracing TCBS's FCF Payout Ratio over 4 years: stood at 0.05 in 2023, then jumped by 3360.66% to 1.75 in 2024, then retreated by 16.62% to 1.46 in 2025, then sank by 155.17% to 0.8 in 2026.
- Per Business Quant, the three latest TCBS FCF Payout Ratio figures stand at 0.8 (Q1 2026), 1.46 (Q4 2025), and 0.08 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | 5.86 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 0.18 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 0.19 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | - |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 0.36 |
| 10 | Texas Community Bancshares | 47.47 Mn | 41.01 Mn | - | -0.80 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -0.80 |
| Dec 31, 2025 | 1.46 |
| Sep 30, 2025 | 0.08 |
| Jun 30, 2025 | 0.14 |
| Mar 31, 2025 | -0.08 |
| Dec 31, 2024 | 1.75 |
| Sep 30, 2024 | 0.16 |
| Jun 30, 2024 | 0.61 |
| Mar 31, 2024 | -0.37 |
| Dec 31, 2023 | -0.05 |
| Sep 30, 2023 | 0.22 |
| Jun 30, 2023 | -0.08 |
| Mar 31, 2023 | -0.12 |