Texas Community Bancshares (TCBS) FCF Payout Ratio (2023 - 2026)
Texas Community Bancshares (TCBS) posted quarterly FCF Payout Ratio of 0.8 for Q1 2026, down 919.56% year-over-year from 0.1 in Q1 2025, and down 155.17% quarter-over-quarter from 1.46 in Q4 2025.
Texas Community Bancshares (TCBS) FCF Payout Ratio (2023 - 2026) Analysis & Trends
Texas Community Bancshares (TCBS) has reported FCF Payout Ratio for 4 consecutive years, with 0.8 the latest figure, recorded in Q1 2026.
- In Q1 2026, FCF Payout Ratio fell 919.56% year-over-year to 0.8; the TTM figure through Mar 2026 stood at 0.26 (up 124.82% YoY), while the FY2025 annual figure was 0.61, down 10.52% from the prior year.
- FCF Payout Ratio retreated to 0.8 in Q1 2026 per TCBS's latest filing, from 1.46 in the prior quarter.
- Across five years, FCF Payout Ratio topped out at 1.75 in Q4 2024 and bottomed at 0.8 in Q1 2026.
- Historically, FCF Payout Ratio has averaged 0.22 across 4 years, with a median of 0.08 in 2025.
- Annual changes were most pronounced in 2024 — FCF Payout Ratio soared 3360.66% — and 2026, when it slumped 919.56%.
- Texas Community Bancshares' FCF Payout Ratio stood at 0.05 in 2023, then jumped by 3360.66% to 1.75 in 2024, then dropped by 16.62% to 1.46 in 2025, then plunged by 155.17% to 0.8 in 2026.
- Business Quant data shows TCBS's FCF Payout Ratio at 0.8 in Q1 2026, 1.46 in Q4 2025, and 0.08 in Q3 2025.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 0.32 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 0.17 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 0.67 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | - |
| 10 | Texas Community Bancshares | 46.39 Mn | 4.23 Mn | - | 0.22 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.22 |
| Mar 31, 2026 | -0.80 |
| Dec 31, 2025 | 1.46 |
| Sep 30, 2025 | 0.08 |
| Jun 30, 2025 | 0.14 |
| Mar 31, 2025 | -0.08 |
| Dec 31, 2024 | 1.75 |
| Sep 30, 2024 | 0.16 |
| Jun 30, 2024 | 0.61 |
| Mar 31, 2024 | -0.37 |
| Dec 31, 2023 | -0.05 |
| Sep 30, 2023 | 0.22 |
| Jun 30, 2023 | -0.08 |
| Mar 31, 2023 | -0.12 |