Texas Community Bancshares (TCBS) EBT Margin (2020 - 2026)
Texas Community Bancshares (TCBS) posted EBT Margin of 26.00% for Q2 2026, up 4.10 percentage points from 21.90% a year earlier and up 2.87 percentage points from the prior quarter.
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Analysis
Texas Community Bancshares (TCBS) EBT Margin (2020 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, EBT Margin at Texas Community Bancshares was 22.40%, up 4.09 percentage points year-over-year; for FY2025, it came in at 20.52%, up 37.25 percentage points from FY2024.
- Annual EBT Margin shows a five-year change of +10.96 percentage points (FY2020 to FY2025).
- In prior years, Texas Community Bancshares' EBT Margin was -16.73% in FY2024 (-8.52 pp), -8.21% in FY2023 (-26.12 pp), 17.92% in FY2022 (+11.89 pp) and 6.03% in FY2021 (-3.53 pp).
- The Q2 2026 figure stands as the highest quarterly EBT Margin in data going back to Q1 2020.
- On a year-over-year basis, EBT Margin has increased in each of the last five quarters, with an average year-over-year change of +7.68 percentage points over the last seven quarters.
- The strongest year-over-year quarter for EBT Margin in the past five years was Q3 2022, with a gain of 29.65 percentage points; the weakest was Q1 2023, with a drop of 108.78 percentage points.
- According to Business Quant data, EBT Margin for the three prior quarters was 23.13% (Q1 2026), 23.10% (Q4 2025) and 17.39% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 40.13% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 29.93% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | 51.73% |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 31.85% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 41.80% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 37.49% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 32.46% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 70.61% |
| 10 | Texas Community Bancshares | 49.55 Mn | 20.07 Mn | - | 14.20% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 14.20% |
| Jun 30, 2026 | 26.00% |
| Mar 31, 2026 | 23.13% |
| Dec 31, 2025 | 23.10% |
| Sep 30, 2025 | 17.39% |
| Jun 30, 2025 | 21.90% |
| Mar 31, 2025 | 19.76% |
| Dec 31, 2024 | 15.56% |
| Sep 30, 2024 | 16.11% |
| Jun 30, 2024 | 11.13% |
| Dec 31, 2023 | -11.73% |
| Sep 30, 2023 | 16.68% |
| Jun 30, 2023 | 6.04% |
| Mar 31, 2023 | -91.44% |
| Dec 31, 2022 | 15.70% |
| Sep 30, 2022 | 20.47% |
| Jun 30, 2022 | 18.06% |
| Mar 31, 2022 | 17.34% |
| Dec 31, 2021 | 12.43% |
| Sep 30, 2021 | -9.18% |
API Access
Texas Community Bancshares EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=TCBS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "TCBS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=TCBS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();