Texas Community Bancshares (TCBS) EBT Margin (2020 - 2026)
Texas Community Bancshares (TCBS) reported EBT Margin of 23.13% for Q1 2026, up 337.0% year-over-year from 5.29% in Q1 2025, and little changed quarter-over-quarter from 23.1% in Q4 2025.
Texas Community Bancshares (TCBS) EBT Margin (2020 - 2026) Analysis & Trends
Texas Community Bancshares (TCBS) has 7 years of EBT Margin data on file, last reported at 23.13% in Q1 2026.
- EBT Margin for Q1 2026 came in at 23.13%, up 337.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 21.34% (up 563.0% YoY), and the FY2025 annual result was 20.52%, up 3725.0% from the prior year.
- EBT Margin steadied at 23.13% in Q1 2026 per TCBS's latest filing, from 23.1% in the prior quarter.
- Over five years, EBT Margin peaked at 566.44% in Q1 2024 and troughed at 91.44% in Q1 2023.
- A 5-year average of 41.51% and a median of 17.34% in 2022 frame the typical range for EBT Margin.
- The sharpest annual moves came in 2024 and 2025: EBT Margin jumped 65788 bps in 2024, then slumped 54668 bps in 2025.
- A 5-year view of EBT Margin shows it stood at 15.7% in 2022, then slumped by 175 bps to 11.73% in 2023, then surged by 233 bps to 15.56% in 2024, then surged by 48 bps to 23.1% in 2025, then rose by 0 bps to 23.13% in 2026.
- Business Quant data shows TCBS's EBT Margin at 23.13% in Q1 2026, 23.1% in Q4 2025, and 17.39% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 39.06% |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 311.44% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 33.63% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 46.65% |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 7,796,393.09% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -157.25% |
| 10 | Texas Community Bancshares | 48.20 Mn | 41.75 Mn | - | 23.13% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 23.13% |
| Dec 31, 2025 | 23.10% |
| Sep 30, 2025 | 17.39% |
| Jun 30, 2025 | 21.90% |
| Mar 31, 2025 | 19.76% |
| Dec 31, 2024 | 15.56% |
| Sep 30, 2024 | 16.11% |
| Jun 30, 2024 | 11.13% |
| Mar 31, 2024 | 566.44% |
| Dec 31, 2023 | -11.73% |
| Sep 30, 2023 | 16.68% |
| Jun 30, 2023 | 6.04% |
| Mar 31, 2023 | -91.44% |
| Dec 31, 2022 | 15.70% |
| Sep 30, 2022 | 20.47% |
| Jun 30, 2022 | 18.06% |
| Mar 31, 2022 | 17.34% |
| Dec 31, 2021 | 12.43% |
| Sep 30, 2021 | -9.18% |
| Jun 30, 2021 | 8.94% |