Texas Community Bancshares (TCBS) EBT Margin (2020 - 2026)

Texas Community Bancshares (TCBS) reported EBT Margin of 23.13% for Q1 2026, up 337.0% year-over-year from 5.29% in Q1 2025, and little changed quarter-over-quarter from 23.1% in Q4 2025.

Texas Community Bancshares (TCBS) EBT Margin (2020 - 2026) Analysis & Trends

Texas Community Bancshares (TCBS) has 7 years of EBT Margin data on file, last reported at 23.13% in Q1 2026.

  • EBT Margin for Q1 2026 came in at 23.13%, up 337.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 21.34% (up 563.0% YoY), and the FY2025 annual result was 20.52%, up 3725.0% from the prior year.
  • EBT Margin steadied at 23.13% in Q1 2026 per TCBS's latest filing, from 23.1% in the prior quarter.
  • Over five years, EBT Margin peaked at 566.44% in Q1 2024 and troughed at 91.44% in Q1 2023.
  • A 5-year average of 41.51% and a median of 17.34% in 2022 frame the typical range for EBT Margin.
  • The sharpest annual moves came in 2024 and 2025: EBT Margin jumped 65788 bps in 2024, then slumped 54668 bps in 2025.
  • A 5-year view of EBT Margin shows it stood at 15.7% in 2022, then slumped by 175 bps to 11.73% in 2023, then surged by 233 bps to 15.56% in 2024, then surged by 48 bps to 23.1% in 2025, then rose by 0 bps to 23.13% in 2026.
  • Business Quant data shows TCBS's EBT Margin at 23.13% in Q1 2026, 23.1% in Q4 2025, and 17.39% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - 39.06%
4 First Capital 215.78 Bn 215.63 Bn - 311.44%
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 33.63%
7 NatWest 168.65 Bn -51.67 Bn - 46.65%
8 Shinhan Financial 136.54 Bn 104.11 Bn - 7,796,393.09%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -157.25%
10 Texas Community Bancshares 48.20 Mn 41.75 Mn - 23.13%

Historic Data

Download Data
DateValue
Mar 31, 2026 23.13%
Dec 31, 2025 23.10%
Sep 30, 2025 17.39%
Jun 30, 2025 21.90%
Mar 31, 2025 19.76%
Dec 31, 2024 15.56%
Sep 30, 2024 16.11%
Jun 30, 2024 11.13%
Mar 31, 2024 566.44%
Dec 31, 2023 -11.73%
Sep 30, 2023 16.68%
Jun 30, 2023 6.04%
Mar 31, 2023 -91.44%
Dec 31, 2022 15.70%
Sep 30, 2022 20.47%
Jun 30, 2022 18.06%
Mar 31, 2022 17.34%
Dec 31, 2021 12.43%
Sep 30, 2021 -9.18%
Jun 30, 2021 8.94%