Texas Community Bancshares (TCBS) EBT Margin (2020 - 2026)
Texas Community Bancshares (TCBS) posted quarterly EBT Margin of 48.9% for Q1 2026, down 9768.0% year-over-year from 0.51% in Q1 2025, and up 212.54% quarter-over-quarter from 15.65% in Q4 2025.
Texas Community Bancshares (TCBS) EBT Margin (2020 - 2026) Analysis & Trends
Texas Community Bancshares (TCBS) has reported EBT Margin for 7 consecutive years, with 48.9% the latest figure, recorded in Q1 2026.
- In Q1 2026, EBT Margin fell 9768.0% year-over-year to 48.9%; the TTM figure through Mar 2026 stood at 32.5% (down 101219.0% YoY), while the FY2025 annual figure was 20.95%, up 3767.0% from the prior year.
- EBT Margin grew to 48.9% in Q1 2026 per TCBS's latest filing, from 15.65% in the prior quarter.
- Across five years, EBT Margin topped out at 279.95% in Q1 2024 and bottomed at 136.38% in Q4 2024.
- Historically, EBT Margin has averaged 28.12% across 5 years, with a median of 13.92% in 2022.
- Annual changes were most pronounced in 2024 — EBT Margin jumped 23008 bps — and 2025, when it sank 13338 bps.
- Texas Community Bancshares' EBT Margin stood at 13.92% in 2022, then slumped by 122 bps to 3.07% in 2023, then sank by 4337 bps to 136.38% in 2024, then soared by 111 bps to 15.65% in 2025, then jumped by 213 bps to 48.9% in 2026.
- Business Quant data shows TCBS's EBT Margin at 48.9% in Q1 2026, 15.65% in Q4 2025, and 44.25% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 37.61% |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 35.39% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 55.27% |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 36.74% |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | 22.42% |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 34.47% |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 31.64% |
| 10 | Texas Community Bancshares | 46.39 Mn | 4.23 Mn | - | 26.00% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 45.79% |
| Mar 31, 2026 | 48.90% |
| Dec 31, 2025 | 15.65% |
| Sep 30, 2025 | 44.25% |
| Jun 30, 2025 | 111.84% |
| Mar 31, 2025 | 146.58% |
| Dec 31, 2024 | -136.38% |
| Sep 30, 2024 | 58.83% |
| Jun 30, 2024 | -46.17% |
| Mar 31, 2024 | 279.95% |
| Dec 31, 2023 | -3.07% |
| Sep 30, 2023 | -13.70% |
| Jun 30, 2023 | -5.82% |
| Mar 31, 2023 | 49.87% |
| Dec 31, 2022 | 13.92% |
| Sep 30, 2022 | -13.49% |
| Jun 30, 2022 | -14.84% |
| Mar 31, 2022 | -58.27% |
| Dec 31, 2021 | 6.75% |
| Sep 30, 2021 | -9.18% |