Synchrony Financial (SYF-PB) Provisions (2013 - 2026)

Synchrony Financial (SYF-PB) posted Provisions of $1.3 billion for Q1 2026, down 7.42% quarter-over-quarter from $1.4 billion in Q4 2025, and down 10.46% year-on-year from $1.5 billion in Q1 2025.

Synchrony Financial (SYF-PB) Provisions (2013 - 2026) Analysis & Trends

Synchrony Financial (SYF-PB) has reported Provisions for 14 consecutive years, with $1.3 billion the latest figure, recorded in Q1 2026.

  • Provisions for Q1 2026 came in at $1.3 billion, down 10.46% year-over-year; the trailing twelve-month figure through Mar 2026 was $5.1 billion (down 20.05% YoY), and the FY2025 annual result was $5.2 billion, down 22.4% from the prior year.
  • Provisions was $1.3 billion for Q1 2026 at Synchrony Financial, down from $1.4 billion in the prior quarter.
  • Over five years, Provisions peaked at $1.9 billion in Q1 2024 and troughed at $521.0 million in Q1 2022.
  • Average Provisions over 5 years is $1.3 billion, with a median of $1.4 billion recorded in 2023.
  • Year-over-year, Provisions surged 3616.0% in 2022 and slumped 32.23% in 2025.
  • Over 5 years, Provisions stood at $1.2 billion in 2022, then jumped by 50.21% to $1.8 billion in 2023, then decreased by 13.47% to $1.6 billion in 2024, then dropped by 7.62% to $1.4 billion in 2025, then fell by 7.42% to $1.3 billion in 2026.
  • Per Business Quant data, the three most recent Provisions figures were $1.3 billion in Q1 2026, $1.4 billion in Q4 2025, and $1.1 billion in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Provisions (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 1.25 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 196.54 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 8.90 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 467.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Synchrony Financial - - - 1.34 Bn

Historic Data

Download Data
DateValue
Mar 31, 2026 1.34 Bn
Dec 31, 2025 1.44 Bn
Sep 30, 2025 1.15 Bn
Jun 30, 2025 1.15 Bn
Mar 31, 2025 1.49 Bn
Dec 31, 2024 1.56 Bn
Sep 30, 2024 1.60 Bn
Jun 30, 2024 1.69 Bn
Mar 31, 2024 1.88 Bn
Dec 31, 2023 1.80 Bn
Sep 30, 2023 1.49 Bn
Jun 30, 2023 1.38 Bn
Mar 31, 2023 1.29 Bn
Dec 31, 2022 1.20 Bn
Sep 30, 2022 929.00 Mn
Jun 30, 2022 724.00 Mn
Mar 31, 2022 521.00 Mn
Dec 31, 2021 561.00 Mn
Sep 30, 2021 25.00 Mn
Jun 30, 2021 -194.00 Mn