Synchrony Financial (SYF-PB) Interest Income - Net (2013 - 2026)

Synchrony Financial (SYF-PB) reported Interest Income - Net of $4.6 billion for Q1 2026, up 3.83% on a YoY basis from $4.5 billion in Q1 2025, and down 2.65% quarter-over-quarter from $4.8 billion in Q4 2025.

Synchrony Financial (SYF-PB) Interest Income - Net (2013 - 2026) Analysis & Trends

Synchrony Financial has reported Interest Income - Net for 14 years, with the latest figure at $4.6 billion in Q1 2026.

  • For the quarter ending Q1 2026, Interest Income - Net rose 3.83% year-over-year to $4.6 billion; the trailing twelve-month figure through Mar 2026 stood at $18.6 billion (up 3.14% YoY), and the FY2025 full-year result was $18.5 billion, up 2.53% from the prior year.
  • Interest Income - Net for Q1 2026 stood at $4.6 billion, down from $4.8 billion in the prior quarter.
  • The five-year high for Interest Income - Net was $4.8 billion in Q4 2025, with the low at $3.8 billion in Q1 2022.
  • Historically, Interest Income - Net has averaged $4.3 billion across 5 years, with a median of $4.4 billion in 2024.
  • Annual changes were most pronounced in 2022 — Interest Income - Net gained 14.79% — and 2025, when it increased 1.34%.
  • Synchrony Financial's Interest Income - Net stood at $4.1 billion in 2022, then rose by 8.77% to $4.5 billion in 2023, then advanced by 2.82% to $4.6 billion in 2024, then gained by 3.68% to $4.8 billion in 2025, then dropped by 2.65% to $4.6 billion in 2026.
  • The last three Interest Income - Net figures came in at $4.6 billion (Q1 2026), $4.8 billion (Q4 2025), and $4.7 billion (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Income - Net (Qtr)
1 Visa 541.66 Bn 529.25 Bn - -
2 Mastercard 437.55 Bn 427.34 Bn - -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 4.69 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 12.15 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -
6 Synchrony Financial 24.26 Bn 3.70 Bn - 4.64 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 418.69 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 692.99 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 1.86 Bn
10 Synchrony Financial - - - 4.64 Bn

Historic Data

Download Data
DateValue
Mar 31, 2026 4.64 Bn
Dec 31, 2025 4.76 Bn
Sep 30, 2025 4.72 Bn
Jun 30, 2025 4.52 Bn
Mar 31, 2025 4.46 Bn
Dec 31, 2024 4.59 Bn
Sep 30, 2024 4.61 Bn
Jun 30, 2024 4.41 Bn
Mar 31, 2024 4.41 Bn
Dec 31, 2023 4.47 Bn
Sep 30, 2023 4.36 Bn
Jun 30, 2023 4.12 Bn
Mar 31, 2023 4.05 Bn
Dec 31, 2022 4.11 Bn
Sep 30, 2022 3.93 Bn
Jun 30, 2022 3.80 Bn
Mar 31, 2022 3.79 Bn
Dec 31, 2021 3.83 Bn
Sep 30, 2021 3.66 Bn
Jun 30, 2021 3.31 Bn