Synchrony Financial (SYF-PB) Interest Expense - Deposits (2013 - 2026)

Synchrony Financial (SYF-PB) reported Interest Expense - Deposits of $770.0 million for Q1 2026, down 12.7% on a YoY basis from $882.0 million in Q1 2025, and down 1.41% quarter-over-quarter from $781.0 million in Q4 2025.

Synchrony Financial (SYF-PB) Interest Expense - Deposits (2013 - 2026) Analysis & Trends

Synchrony Financial has reported Interest Expense - Deposits for 14 years, with the latest figure at $770.0 million in Q1 2026.

  • For the quarter ending Q1 2026, Interest Expense - Deposits fell 12.7% year-over-year to $770.0 million; the trailing twelve-month figure through Mar 2026 stood at $3.2 billion (down 13.82% YoY), and the FY2025 full-year result was $3.3 billion, down 12.51% from the prior year.
  • Interest Expense - Deposits for Q1 2026 stood at $770.0 million, down from $781.0 million in the prior quarter.
  • The five-year high for Interest Expense - Deposits was $968.0 million in Q3 2024, with the low at $127.0 million in Q1 2022.
  • Historically, Interest Expense - Deposits has averaged $698.0 million across 5 years, with a median of $800.0 million in 2023.
  • Annual changes were most pronounced in 2022 — Interest Expense - Deposits fell 25.29% — and 2023, when it soared 348.12%.
  • Synchrony Financial's Interest Expense - Deposits stood at $441.0 million in 2022, then surged by 99.09% to $878.0 million in 2023, then gained by 4.44% to $917.0 million in 2024, then dropped by 14.83% to $781.0 million in 2025, then retreated by 1.41% to $770.0 million in 2026.
  • The last three Interest Expense - Deposits figures came in at $770.0 million (Q1 2026), $781.0 million (Q4 2025), and $812.0 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense - Deposits (Qtr)
1 Visa 541.66 Bn 529.25 Bn - -
2 Mastercard 437.55 Bn 427.34 Bn - -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 1.29 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 3.39 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -
6 Synchrony Financial 24.26 Bn 3.70 Bn - 770.00 Mn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn -
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 287.23 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 1.23 Bn
10 Synchrony Financial - - - 770.00 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 770.00 Mn
Dec 31, 2025 781.00 Mn
Sep 30, 2025 812.00 Mn
Jun 30, 2025 855.00 Mn
Mar 31, 2025 882.00 Mn
Dec 31, 2024 917.00 Mn
Sep 30, 2024 968.00 Mn
Jun 30, 2024 967.00 Mn
Mar 31, 2024 954.00 Mn
Dec 31, 2023 878.00 Mn
Sep 30, 2023 800.00 Mn
Jun 30, 2023 717.00 Mn
Mar 31, 2023 557.00 Mn
Dec 31, 2022 441.00 Mn
Sep 30, 2022 280.00 Mn
Jun 30, 2022 160.00 Mn
Mar 31, 2022 127.00 Mn
Dec 31, 2021 119.00 Mn
Sep 30, 2021 131.00 Mn
Jun 30, 2021 146.00 Mn