Synchrony Financial (SYF-PB) Interest Expense - Deposits (2013 - 2026)
Synchrony Financial (SYF-PB) reported Interest Expense - Deposits of $770.0 million for Q1 2026, down 12.7% on a YoY basis from $882.0 million in Q1 2025, and down 1.41% quarter-over-quarter from $781.0 million in Q4 2025.
Synchrony Financial (SYF-PB) Interest Expense - Deposits (2013 - 2026) Analysis & Trends
Synchrony Financial has reported Interest Expense - Deposits for 14 years, with the latest figure at $770.0 million in Q1 2026.
- For the quarter ending Q1 2026, Interest Expense - Deposits fell 12.7% year-over-year to $770.0 million; the trailing twelve-month figure through Mar 2026 stood at $3.2 billion (down 13.82% YoY), and the FY2025 full-year result was $3.3 billion, down 12.51% from the prior year.
- Interest Expense - Deposits for Q1 2026 stood at $770.0 million, down from $781.0 million in the prior quarter.
- The five-year high for Interest Expense - Deposits was $968.0 million in Q3 2024, with the low at $127.0 million in Q1 2022.
- Historically, Interest Expense - Deposits has averaged $698.0 million across 5 years, with a median of $800.0 million in 2023.
- Annual changes were most pronounced in 2022 — Interest Expense - Deposits fell 25.29% — and 2023, when it soared 348.12%.
- Synchrony Financial's Interest Expense - Deposits stood at $441.0 million in 2022, then surged by 99.09% to $878.0 million in 2023, then gained by 4.44% to $917.0 million in 2024, then dropped by 14.83% to $781.0 million in 2025, then retreated by 1.41% to $770.0 million in 2026.
- The last three Interest Expense - Deposits figures came in at $770.0 million (Q1 2026), $781.0 million (Q4 2025), and $812.0 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | - |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | - |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 1.29 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 3.39 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 770.00 Mn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | - |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 287.23 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 1.23 Bn |
| 10 | Synchrony Financial | - | - | - | 770.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 770.00 Mn |
| Dec 31, 2025 | 781.00 Mn |
| Sep 30, 2025 | 812.00 Mn |
| Jun 30, 2025 | 855.00 Mn |
| Mar 31, 2025 | 882.00 Mn |
| Dec 31, 2024 | 917.00 Mn |
| Sep 30, 2024 | 968.00 Mn |
| Jun 30, 2024 | 967.00 Mn |
| Mar 31, 2024 | 954.00 Mn |
| Dec 31, 2023 | 878.00 Mn |
| Sep 30, 2023 | 800.00 Mn |
| Jun 30, 2023 | 717.00 Mn |
| Mar 31, 2023 | 557.00 Mn |
| Dec 31, 2022 | 441.00 Mn |
| Sep 30, 2022 | 280.00 Mn |
| Jun 30, 2022 | 160.00 Mn |
| Mar 31, 2022 | 127.00 Mn |
| Dec 31, 2021 | 119.00 Mn |
| Sep 30, 2021 | 131.00 Mn |
| Jun 30, 2021 | 146.00 Mn |