Synchrony Financial (SYF-PB) Debt to Equity (2013 - 2026)
Synchrony Financial (SYF-PB) reported Debt to Equity of $0.46 for Q1 2026, down 10.19% on a YoY basis from $0.51 in Q1 2025, and up 12.97% quarter-over-quarter from $0.4 in Q4 2025.
Synchrony Financial (SYF-PB) Debt to Equity (2013 - 2026) Analysis & Trends
Synchrony Financial has reported Debt to Equity for 14 years, with the latest figure at $0.46 in Q1 2026.
- For the quarter ending Q1 2026, Debt to Equity fell 10.19% year-over-year to $0.46; the trailing twelve-month figure through Mar 2026 stood at $0.46 (down 10.19% YoY), and the FY2025 full-year result was $0.4, down 12.18% from the prior year.
- Debt to Equity for Q1 2026 stood at $0.46, up from $0.4 in the prior quarter.
- The five-year high for Debt to Equity was $0.66 in Q1 2023, with the low at $0.4 in Q3 2025.
- Historically, Debt to Equity has averaged $0.53 across 5 years, with a median of $0.52 in 2024.
- Annual changes were most pronounced in 2023 — Debt to Equity jumped 34.74% — and 2024, when it dropped 26.68%.
- Synchrony Financial's Debt to Equity stood at $0.62 in 2022, then increased by 1.32% to $0.63 in 2023, then dropped by 26.68% to $0.46 in 2024, then slipped by 12.18% to $0.4 in 2025, then gained by 12.97% to $0.46 in 2026.
- The last three Debt to Equity figures came in at $0.46 (Q1 2026), $0.4 (Q4 2025), and $0.4 (Q3 2025), per Business Quant data.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt/Equity (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 0.67 |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 2.82 |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 0.05 |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 0.34 |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 0.47 |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 0.46 |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 0.64 |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 0.26 |
| 10 | Synchrony Financial | - | - | - | 0.46 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.46 |
| Dec 31, 2025 | 0.40 |
| Sep 30, 2025 | 0.40 |
| Jun 30, 2025 | 0.45 |
| Mar 31, 2025 | 0.51 |
| Dec 31, 2024 | 0.46 |
| Sep 30, 2024 | 0.48 |
| Jun 30, 2024 | 0.52 |
| Mar 31, 2024 | 0.53 |
| Dec 31, 2023 | 0.63 |
| Sep 30, 2023 | 0.63 |
| Jun 30, 2023 | 0.65 |
| Mar 31, 2023 | 0.66 |
| Dec 31, 2022 | 0.62 |
| Sep 30, 2022 | 0.61 |
| Jun 30, 2022 | 0.48 |
| Mar 31, 2022 | 0.54 |
| Dec 31, 2021 | 0.53 |
| Sep 30, 2021 | 0.46 |
| Jun 30, 2021 | 0.46 |