S&T Bancorp (STBA) FCF Margin (2010 - 2026)
S&T Bancorp (STBA) posted FCF Margin of 25.62% for Q2 2026, down 1.46 percentage points from 27.07% a year earlier and down 15.09 percentage points from the prior quarter.
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Analysis
S&T Bancorp (STBA) FCF Margin (2010 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, FCF Margin at S&T Bancorp was 34.43%, down 0.67 percentage points year-over-year; for FY2025, it came in at 32.04%, down 12.35 percentage points from FY2024.
- Annual FCF Margin shows a five-year change of +18.44 percentage points (FY2020 to FY2025).
- In prior years, S&T Bancorp's FCF Margin was 44.40% in FY2024 (+3.55 pp), 40.84% in FY2023 (-22.43 pp), 63.27% in FY2022 (+1.29 pp) and 61.98% in FY2021 (+48.38 pp).
- The Q2 2026 figure stands as the lowest quarterly FCF Margin since Q1 2020.
- On a year-over-year basis, FCF Margin increased in three of the last eight quarters, with an average year-over-year change of -5.01 percentage points.
- The strongest year-over-year quarter for FCF Margin in the past five years was Q2 2022, with a gain of 30.83 percentage points; the weakest was Q1 2023, with a drop of 61.60 percentage points.
- According to Business Quant data, FCF Margin for the three prior quarters was 40.71% (Q1 2026), 33.15% (Q4 2025) and 38.51% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 66.09% |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | -21.69% |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | -230.94% |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | 189.34% |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 19.57% |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 40.54% |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | S&T Bancorp | 1.80 Bn | -3.10 Bn | - | 61.87% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 61.87% |
| Jun 30, 2026 | 25.62% |
| Mar 31, 2026 | 40.71% |
| Dec 31, 2025 | 33.15% |
| Sep 30, 2025 | 38.51% |
| Jun 30, 2025 | 27.07% |
| Mar 31, 2025 | 29.00% |
| Dec 31, 2024 | 56.98% |
| Sep 30, 2024 | 27.96% |
| Jun 30, 2024 | 45.30% |
| Mar 31, 2024 | 47.60% |
| Dec 31, 2023 | 29.36% |
| Sep 30, 2023 | 55.83% |
| Jun 30, 2023 | 36.70% |
| Mar 31, 2023 | 41.98% |
| Dec 31, 2022 | 32.76% |
| Sep 30, 2022 | 51.35% |
| Jun 30, 2022 | 74.93% |
| Mar 31, 2022 | 103.59% |
| Dec 31, 2021 | 49.22% |
API Access
S&T Bancorp FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=STBA&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "STBA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=STBA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();