South Plains Financial (SPFI) Net Margin (2018 - 2026)
South Plains Financial (SPFI) reported Net Margin of 29.45% for Q2 2026, up 2.73 percentage points from 26.72% a year earlier and up 2.59 percentage points from the prior quarter.
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Analysis
South Plains Financial (SPFI) Net Margin (2018 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, South Plains Financial's Net Margin came in at 28.72%, up 1.90 percentage points year-over-year; for FY2025, it came in at 27.60%, up 2.12 percentage points from FY2024.
- Net Margin has a five-year change of +7.34 percentage points (FY2020 to FY2025).
- By year, Net Margin came in at 25.47% in FY2024 (-3.18 pp), 28.65% in FY2023 (+1.52 pp), 27.14% in FY2022 (+0.40 pp) and 26.74% in FY2021 (+6.48 pp).
- Five-year quarterly Net Margin spans a low of 20.54% in Q1 2023 and a high of 36.33% in Q2 2023.
- Year over year, Net Margin gained in six of the last eight quarters, with an average year-over-year change of +2.14 percentage points.
- The high point for year-over-year Net Margin in five years was Q4 2024 (a gain of 8.51 percentage points); the low point was Q2 2024 (a drop of 13.42 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 26.86% (Q1 2026), 28.31% (Q4 2025) and 30.12% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 29.77% |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | 21.83% |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | 23.36% |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | 32.48% |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 27.42% |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 26.08% |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | South Plains Financial | 809.93 Mn | -2.03 Bn | - | 31.81% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 31.81% |
| Jun 30, 2026 | 29.45% |
| Mar 31, 2026 | 26.86% |
| Dec 31, 2025 | 28.31% |
| Sep 30, 2025 | 30.12% |
| Jun 30, 2025 | 26.72% |
| Mar 31, 2025 | 25.01% |
| Dec 31, 2024 | 31.81% |
| Sep 30, 2024 | 23.39% |
| Jun 30, 2024 | 22.91% |
| Mar 31, 2024 | 23.25% |
| Dec 31, 2023 | 23.30% |
| Sep 30, 2023 | 28.13% |
| Jun 30, 2023 | 36.33% |
| Mar 31, 2023 | 20.54% |
| Dec 31, 2022 | 25.76% |
| Sep 30, 2022 | 27.58% |
| Jun 30, 2022 | 28.39% |
| Mar 31, 2022 | 26.62% |
| Dec 31, 2021 | 26.88% |
API Access
South Plains Financial Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=SPFI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "SPFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=SPFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();