South Plains Financial (SPFI) Net Margin (2018 - 2026)

South Plains Financial's (SPFI) quarterly Net Margin came in at 418.73% in Q1 2026, down 35050.0% year-on-year from N/an in Q1 2025, and down 2135.12% quarter-over-quarter from 20.58% in Q4 2025.

South Plains Financial (SPFI) Net Margin (2018 - 2026) Analysis & Trends

South Plains Financial's Net Margin history runs 9 years deep, the most recent figure standing at 418.73% for Q1 2026.

  • On a quarterly basis, Net Margin fell 35050.0% year-over-year to 418.73% in Q1 2026; TTM through Mar 2026 was 152.81%, a 1845.0% decrease from a year earlier, with the FY2025 full-year figure at 27.42%, down 1060.0% from the prior year.
  • Net Margin slipped to 418.73% in Q1 2026 per SPFI's latest filing, from 20.58% in the prior quarter.
  • Across five years, Net Margin topped out at 69.0% in Q4 2024 and bottomed at 418.73% in Q1 2026.
  • The 5-year median for Net Margin is 23.88% (2023), against an average of 43.7%.
  • Across the five-year window, Net Margin jumped 8087 bps in 2022 and plunged 35050 bps in 2026, its largest moves.
  • Year by year, Net Margin stood at 44.97% in 2022, then soared by 116 bps to 7.1% in 2023, then jumped by 871 bps to 69.0% in 2024, then tumbled by 70 bps to 20.58% in 2025, then tumbled by 2135 bps to 418.73% in 2026.
  • Per Business Quant, the three latest SPFI Net Margin figures stand at 418.73% (Q1 2026), 20.58% (Q4 2025), and 265.82% (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 401,783.65%
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 8,284,010.29%
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 0.00%
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 32.86%
5 Mizuho Financial 385.64 Bn 389.59 Bn - 0.38%
6 Lloyds Banking 358.14 Bn 358.14 Bn - 27.26%
7 First Capital 200.03 Bn 199.69 Bn - 251.63%
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 28.90%
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 27.35%
10 South Plains Financial 722.10 Mn -49.89 Mn - -418.73%

Historic Data

Download Data
DateValue
Mar 31, 2026 -418.73%
Dec 31, 2025 20.58%
Sep 30, 2025 -265.82%
Jun 30, 2025 -75.31%
Mar 31, 2025 -68.23%
Dec 31, 2024 69.00%
Sep 30, 2024 27.84%
Jun 30, 2024 -69.68%
Mar 31, 2024 -47.77%
Dec 31, 2023 7.10%
Sep 30, 2023 48.43%
Jun 30, 2023 -69.56%
Mar 31, 2023 -23.88%
Dec 31, 2022 -44.97%
Sep 30, 2022 58.34%
Jun 30, 2022 61.26%
Mar 31, 2022 48.44%
Dec 31, 2021 -125.84%
Sep 30, 2021 65.50%
Jun 30, 2021 57.40%