South Plains Financial (SPFI) Net Margin (2018 - 2026)
South Plains Financial (SPFI) posted quarterly Net Margin of 418.73% for Q1 2026, down 35050.0% year-over-year from N/an in Q1 2025, and down 2165.05% quarter-over-quarter from 20.28% in Q4 2025.
South Plains Financial (SPFI) Net Margin (2018 - 2026) Analysis & Trends
South Plains Financial's Net Margin history runs 9 years deep, the most recent figure standing at 418.73% for Q1 2026.
- In Q1 2026, Net Margin fell 35050.0% year-over-year to 418.73%; the TTM figure through Mar 2026 stood at 149.07% (down 1806.0% YoY), while the FY2025 annual figure was 27.42%, down 1060.0% from the prior year.
- Net Margin for Q1 2026 stood at 418.73%, down from 20.28% in the prior quarter.
- The five-year high for Net Margin was 69.73% in Q4 2024, with the low at 418.73% in Q1 2026.
- The 5-year median for Net Margin is 23.88% (2023), against an average of 45.48%.
- The sharpest annual moves came in 2023 and 2026: Net Margin surged 8175 bps in 2023, then tumbled 35050 bps in 2026.
- South Plains Financial's Net Margin stood at 74.59% in 2022, then soared by 110 bps to 7.16% in 2023, then soared by 874 bps to 69.73% in 2024, then plunged by 71 bps to 20.28% in 2025, then slumped by 2165 bps to 418.73% in 2026.
- Business Quant data shows SPFI's Net Margin at 418.73% in Q1 2026, 20.28% in Q4 2025, and 265.82% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 28.41% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 27.30% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 38.78% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 25.60% |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 25.60% |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 28.85% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 23.30% |
| 10 | South Plains Financial | 842.73 Mn | 54.97 Mn | - | 29.45% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 88.90% |
| Mar 31, 2026 | -418.73% |
| Dec 31, 2025 | 20.28% |
| Sep 30, 2025 | -265.82% |
| Jun 30, 2025 | -75.31% |
| Mar 31, 2025 | -68.23% |
| Dec 31, 2024 | 69.73% |
| Sep 30, 2024 | 26.86% |
| Jun 30, 2024 | -69.68% |
| Mar 31, 2024 | -47.77% |
| Dec 31, 2023 | 7.16% |
| Sep 30, 2023 | 48.43% |
| Jun 30, 2023 | -69.56% |
| Mar 31, 2023 | -23.88% |
| Dec 31, 2022 | -74.59% |
| Sep 30, 2022 | 58.34% |
| Jun 30, 2022 | 61.26% |
| Mar 31, 2022 | 48.44% |
| Dec 31, 2021 | -125.84% |
| Sep 30, 2021 | 65.50% |