South Plains Financial (SPFI) Net Margin (2018 - 2026)

South Plains Financial's quarterly Net Margin came in at 26.86% in Q1 2026, up 185.0% year-on-year from 9.43% in Q1 2025, and down 1.88% quarter-over-quarter from 27.38% in Q4 2025.

South Plains Financial has reported Net Margin for 9 years, with the latest figure at 26.86% in Q1 2026.

  • For the quarter ending Q1 2026, Net Margin rose 185.0% year-over-year to 26.86%; the trailing twelve-month figure through Mar 2026 stood at 27.77% (up 188.0% YoY), and the FY2025 full-year result was 27.36%, up 188.0% from the prior year.
  • Net Margin for Q1 2026 stood at 26.86%, down from 27.38% in the prior quarter.
  • The five-year high for Net Margin was 36.33% in Q2 2023, with the low at 20.54% in Q1 2023.
  • Average Net Margin over 5 years is 26.91%, with a median of 26.86% recorded in 2026.
  • Peak annual rise in Net Margin reached 851 bps in 2024, while the deepest fall reached 1342 bps in 2024.
  • Tracing SPFI's Net Margin over 5 years: stood at 29.15% in 2022, then fell by 20 bps to 23.3% in 2023, then soared by 37 bps to 31.81% in 2024, then dropped by 14 bps to 27.38% in 2025, then slipped by 2 bps to 26.86% in 2026.
  • The last three Net Margin figures came in at 26.86% (Q1 2026), 27.38% (Q4 2025), and 30.12% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - -
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - -
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - 251.45%
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 26.97%
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - -0.97%
8 KB Financial 150.02 Bn 142.15 Bn - -
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 27.35%
10 South Plains Financial 661.23 Mn -70.93 Mn - 26.86%

Historic Data

Download Data 🔒
DateValue
Mar 31, 2026 26.86%
Dec 31, 2025 27.38%
Sep 30, 2025 30.12%
Jun 30, 2025 26.72%
Mar 31, 2025 25.01%
Dec 31, 2024 31.81%
Sep 30, 2024 23.39%
Jun 30, 2024 22.91%
Mar 31, 2024 23.25%
Dec 31, 2023 23.30%
Sep 30, 2023 28.13%
Jun 30, 2023 36.33%
Mar 31, 2023 20.54%
Dec 31, 2022 29.15%
Sep 30, 2022 27.58%
Jun 30, 2022 28.39%
Mar 31, 2022 26.62%
Dec 31, 2021 26.88%
Sep 30, 2021 26.66%
Jun 30, 2021 26.33%
Mar 31, 2021 27.05%
Dec 31, 2020 25.80%
Sep 30, 2020 26.59%
Jun 30, 2020 10.15%
Mar 31, 2020 14.43%
Dec 31, 2019 38.28%
Sep 30, 2019 20.30%
Jun 30, 2019 15.78%
Mar 31, 2019 13.03%
Dec 31, 2018 15.01%
Sep 30, 2018 12.90%
Jun 30, 2018 35.74%
Mar 31, 2018 16.09%