South Plains Financial (SPFI) Net Margin (2018 - 2026)
South Plains Financial's (SPFI) quarterly Net Margin came in at 418.73% in Q1 2026, down 35050.0% year-on-year from N/an in Q1 2025, and down 2135.12% quarter-over-quarter from 20.58% in Q4 2025.
South Plains Financial (SPFI) Net Margin (2018 - 2026) Analysis & Trends
South Plains Financial's Net Margin history runs 9 years deep, the most recent figure standing at 418.73% for Q1 2026.
- On a quarterly basis, Net Margin fell 35050.0% year-over-year to 418.73% in Q1 2026; TTM through Mar 2026 was 152.81%, a 1845.0% decrease from a year earlier, with the FY2025 full-year figure at 27.42%, down 1060.0% from the prior year.
- Net Margin slipped to 418.73% in Q1 2026 per SPFI's latest filing, from 20.58% in the prior quarter.
- Across five years, Net Margin topped out at 69.0% in Q4 2024 and bottomed at 418.73% in Q1 2026.
- The 5-year median for Net Margin is 23.88% (2023), against an average of 43.7%.
- Across the five-year window, Net Margin jumped 8087 bps in 2022 and plunged 35050 bps in 2026, its largest moves.
- Year by year, Net Margin stood at 44.97% in 2022, then soared by 116 bps to 7.1% in 2023, then jumped by 871 bps to 69.0% in 2024, then tumbled by 70 bps to 20.58% in 2025, then tumbled by 2135 bps to 418.73% in 2026.
- Per Business Quant, the three latest SPFI Net Margin figures stand at 418.73% (Q1 2026), 20.58% (Q4 2025), and 265.82% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 401,783.65% |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | 8,284,010.29% |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 0.00% |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | 32.86% |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 0.38% |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | 27.26% |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 251.63% |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 28.90% |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 27.35% |
| 10 | South Plains Financial | 722.10 Mn | -49.89 Mn | - | -418.73% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -418.73% |
| Dec 31, 2025 | 20.58% |
| Sep 30, 2025 | -265.82% |
| Jun 30, 2025 | -75.31% |
| Mar 31, 2025 | -68.23% |
| Dec 31, 2024 | 69.00% |
| Sep 30, 2024 | 27.84% |
| Jun 30, 2024 | -69.68% |
| Mar 31, 2024 | -47.77% |
| Dec 31, 2023 | 7.10% |
| Sep 30, 2023 | 48.43% |
| Jun 30, 2023 | -69.56% |
| Mar 31, 2023 | -23.88% |
| Dec 31, 2022 | -44.97% |
| Sep 30, 2022 | 58.34% |
| Jun 30, 2022 | 61.26% |
| Mar 31, 2022 | 48.44% |
| Dec 31, 2021 | -125.84% |
| Sep 30, 2021 | 65.50% |
| Jun 30, 2021 | 57.40% |