South Plains Financial (SPFI) FCF Payout Ratio (2018 - 2026)

South Plains Financial (SPFI) recorded quarterly FCF Payout Ratio of 0.19 in Q1 2026, down 18.06% quarter-over-quarter from 0.23 in Q4 2025, and up 89.07% on a YoY basis from 0.1 in Q1 2025.

South Plains Financial (SPFI) FCF Payout Ratio (2018 - 2026) Analysis & Trends

South Plains Financial's FCF Payout Ratio history runs 9 years deep, the most recent figure standing at 0.19 for Q1 2026.

  • In Q1 2026, FCF Payout Ratio rose 89.07% year-over-year to 0.19; the TTM figure through Mar 2026 stood at 0.17 (up 10.65% YoY), while the FY2025 annual figure was 0.14, down 13.93% from the prior year.
  • FCF Payout Ratio was 0.19 for Q1 2026 at South Plains Financial, down from 0.23 in the prior quarter.
  • In the past five years, FCF Payout Ratio ranged from a high of 0.78 in Q4 2024 to a low of 1.43 in Q2 2023.
  • Historically, FCF Payout Ratio has averaged 0.11 across 5 years, with a median of 0.12 in 2025.
  • The sharpest annual moves came in 2022 and 2023: FCF Payout Ratio surged 559.51% in 2022, then slumped 1442.08% in 2023.
  • A 5-year view of FCF Payout Ratio shows it stood at 0.59 in 2022, then tumbled by 44.6% to 0.33 in 2023, then jumped by 139.63% to 0.78 in 2024, then tumbled by 70.74% to 0.23 in 2025, then fell by 18.06% to 0.19 in 2026.
  • The last three FCF Payout Ratio figures came in at 0.19 (Q1 2026), 0.23 (Q4 2025), and 0.12 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - 5.86
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 0.18
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 0.19
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -1.36
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 South Plains Financial 691.74 Mn -40.42 Mn - 0.19

Historic Data

Download Data
DateValue
Mar 31, 2026 0.19
Dec 31, 2025 0.23
Sep 30, 2025 0.12
Jun 30, 2025 0.19
Mar 31, 2025 0.10
Dec 31, 2024 0.78
Sep 30, 2024 0.13
Jun 30, 2024 0.13
Mar 31, 2024 0.11
Dec 31, 2023 0.33
Sep 30, 2023 0.09
Jun 30, 2023 -1.43
Mar 31, 2023 0.09
Dec 31, 2022 0.59
Sep 30, 2022 0.07
Jun 30, 2022 0.11
Mar 31, 2022 0.03
Dec 31, 2021 0.09
Sep 30, 2021 0.22
Jun 30, 2021 0.02