South Plains Financial (SPFI) FCF Payout Ratio (2018 - 2026)
South Plains Financial (SPFI) posted FCF Payout Ratio of 0.12 for Q2 2026, down 35.15% on a QoQ basis from 0.19 in Q1 2026, and down 35.15% year-over-year from 0.19 in Q2 2025.
South Plains Financial (SPFI) FCF Payout Ratio (2018 - 2026) Analysis & Trends
South Plains Financial has reported FCF Payout Ratio for 9 years, with the latest figure at 0.12 in Q2 2026.
- On a quarterly basis, FCF Payout Ratio fell 35.15% year-over-year to 0.12 in Q2 2026; TTM through Jun 2026 was 0.15, a 10.24% decrease from a year earlier, with the FY2025 full-year figure at 0.14, down 13.93% from the prior year.
- FCF Payout Ratio was 0.12 for Q2 2026 at South Plains Financial, down from 0.19 in the prior quarter.
- The five-year high for FCF Payout Ratio was 0.78 in Q4 2024, with the low at 1.43 in Q2 2023.
- Average FCF Payout Ratio over 5 years is 0.11, with a median of 0.12 recorded in 2026.
- The sharpest annual moves came in 2022 and 2023: FCF Payout Ratio soared 559.51% in 2022, then sank 1442.08% in 2023.
- Over 5 years, FCF Payout Ratio stood at 0.59 in 2022, then slumped by 44.6% to 0.33 in 2023, then surged by 139.63% to 0.78 in 2024, then slumped by 70.74% to 0.23 in 2025, then plunged by 46.86% to 0.12 in 2026.
- The last three FCF Payout Ratio figures came in at 0.12 (Q2 2026), 0.19 (Q1 2026), and 0.23 (Q4 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 0.67 |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | - |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 0.17 |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 0.32 |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 0.29 |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 0.74 |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 1.11 |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 0.06 |
| 10 | South Plains Financial | 826.66 Mn | 38.90 Mn | - | 0.12 |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.12 |
| Mar 31, 2026 | 0.19 |
| Dec 31, 2025 | 0.23 |
| Sep 30, 2025 | 0.12 |
| Jun 30, 2025 | 0.19 |
| Mar 31, 2025 | 0.10 |
| Dec 31, 2024 | 0.78 |
| Sep 30, 2024 | 0.13 |
| Jun 30, 2024 | 0.13 |
| Mar 31, 2024 | 0.11 |
| Dec 31, 2023 | 0.33 |
| Sep 30, 2023 | 0.09 |
| Jun 30, 2023 | -1.43 |
| Mar 31, 2023 | 0.09 |
| Dec 31, 2022 | 0.59 |
| Sep 30, 2022 | 0.07 |
| Jun 30, 2022 | 0.11 |
| Mar 31, 2022 | 0.03 |
| Dec 31, 2021 | 0.09 |
| Sep 30, 2021 | 0.22 |
South Plains Financial FCF Payout Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-payout-ratio&ticker=SPFI&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-payout-ratio", "ticker": "SPFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=fcf-payout-ratio&ticker=SPFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();