South Plains Financial (SPFI) FCF Payout Ratio (2018 - 2026)
South Plains Financial (SPFI) posted quarterly FCF Payout Ratio of 0.19 for Q1 2026, up 89.07% year-over-year from 0.1 in Q1 2025, and down 18.06% quarter-over-quarter from 0.23 in Q4 2025.
South Plains Financial (SPFI) FCF Payout Ratio (2018 - 2026) Analysis & Trends
South Plains Financial's FCF Payout Ratio history runs 9 years deep, the most recent figure standing at 0.19 for Q1 2026.
- In Q1 2026, FCF Payout Ratio rose 89.07% year-over-year to 0.19; the TTM figure through Mar 2026 stood at 0.17 (up 10.65% YoY), while the FY2025 annual figure was 0.14, down 13.93% from the prior year.
- FCF Payout Ratio for Q1 2026 stood at 0.19, down from 0.23 in the prior quarter.
- The five-year high for FCF Payout Ratio was 0.78 in Q4 2024, with the low at 1.43 in Q2 2023.
- The 5-year median for FCF Payout Ratio is 0.12 (2025), against an average of 0.11.
- The sharpest annual moves came in 2022 and 2023: FCF Payout Ratio jumped 559.51% in 2022, then sank 1442.08% in 2023.
- South Plains Financial's FCF Payout Ratio stood at 0.59 in 2022, then slumped by 44.6% to 0.33 in 2023, then soared by 139.63% to 0.78 in 2024, then slumped by 70.74% to 0.23 in 2025, then declined by 18.06% to 0.19 in 2026.
- Business Quant data shows SPFI's FCF Payout Ratio at 0.19 in Q1 2026, 0.23 in Q4 2025, and 0.12 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 0.32 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 0.17 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | - |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 0.67 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | - |
| 10 | South Plains Financial | 842.73 Mn | 54.97 Mn | - | 0.12 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.12 |
| Mar 31, 2026 | 0.19 |
| Dec 31, 2025 | 0.23 |
| Sep 30, 2025 | 0.12 |
| Jun 30, 2025 | 0.19 |
| Mar 31, 2025 | 0.10 |
| Dec 31, 2024 | 0.78 |
| Sep 30, 2024 | 0.13 |
| Jun 30, 2024 | 0.13 |
| Mar 31, 2024 | 0.11 |
| Dec 31, 2023 | 0.33 |
| Sep 30, 2023 | 0.09 |
| Jun 30, 2023 | -1.43 |
| Mar 31, 2023 | 0.09 |
| Dec 31, 2022 | 0.59 |
| Sep 30, 2022 | 0.07 |
| Jun 30, 2022 | 0.11 |
| Mar 31, 2022 | 0.03 |
| Dec 31, 2021 | 0.09 |
| Sep 30, 2021 | 0.22 |