South Plains Financial SPFI
NASDAQ SPFI
$44.25 +0.04 (+0.09%)
At close: Aug 20, 2026 · 4:00 PM EDT

South Plains Financial (SPFI) FCF Payout Ratio (2018 - 2026)

South Plains Financial (SPFI) posted quarterly FCF Payout Ratio of 0.19 for Q1 2026, up 89.07% year-over-year from 0.1 in Q1 2025, and down 18.06% quarter-over-quarter from 0.23 in Q4 2025.

South Plains Financial (SPFI) FCF Payout Ratio (2018 - 2026) Analysis & Trends

South Plains Financial's FCF Payout Ratio history runs 9 years deep, the most recent figure standing at 0.19 for Q1 2026.

  • In Q1 2026, FCF Payout Ratio rose 89.07% year-over-year to 0.19; the TTM figure through Mar 2026 stood at 0.17 (up 10.65% YoY), while the FY2025 annual figure was 0.14, down 13.93% from the prior year.
  • FCF Payout Ratio for Q1 2026 stood at 0.19, down from 0.23 in the prior quarter.
  • The five-year high for FCF Payout Ratio was 0.78 in Q4 2024, with the low at 1.43 in Q2 2023.
  • The 5-year median for FCF Payout Ratio is 0.12 (2025), against an average of 0.11.
  • The sharpest annual moves came in 2022 and 2023: FCF Payout Ratio jumped 559.51% in 2022, then sank 1442.08% in 2023.
  • South Plains Financial's FCF Payout Ratio stood at 0.59 in 2022, then slumped by 44.6% to 0.33 in 2023, then soared by 139.63% to 0.78 in 2024, then slumped by 70.74% to 0.23 in 2025, then declined by 18.06% to 0.19 in 2026.
  • Business Quant data shows SPFI's FCF Payout Ratio at 0.19 in Q1 2026, 0.23 in Q4 2025, and 0.12 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Hdfc Bank 119.58 Bn 83.39 Bn - -
2 Pnc Financial Services 97.75 Bn 97.75 Bn - 0.32
3 Us Bancorp 96.33 Bn 96.33 Bn - 0.17
4 Lloyds Banking 93.61 Bn 93.91 Bn - -
5 NatWest 73.86 Bn -145.23 Bn - -
6 Deutsche Bank Aktiengesellschaft 71.72 Bn -81.60 Bn - -
7 Nu Holdings 68.51 Bn 54.82 Bn 2.35 Bn -
8 Truist Financial 61.69 Bn 61.69 Bn - 0.67
9 Fifth Third Bancorp 49.73 Bn 26.00 Bn - -
10 South Plains Financial 842.73 Mn 54.97 Mn - 0.12

Historic Data

Download Data
DateValue
Jun 30, 2026 0.12
Mar 31, 2026 0.19
Dec 31, 2025 0.23
Sep 30, 2025 0.12
Jun 30, 2025 0.19
Mar 31, 2025 0.10
Dec 31, 2024 0.78
Sep 30, 2024 0.13
Jun 30, 2024 0.13
Mar 31, 2024 0.11
Dec 31, 2023 0.33
Sep 30, 2023 0.09
Jun 30, 2023 -1.43
Mar 31, 2023 0.09
Dec 31, 2022 0.59
Sep 30, 2022 0.07
Jun 30, 2022 0.11
Mar 31, 2022 0.03
Dec 31, 2021 0.09
Sep 30, 2021 0.22