South Plains Financial (SPFI) FCF Payout Ratio (2018 - 2026)

South Plains Financial's (SPFI) quarterly FCF Payout Ratio came in at 0.19 in Q1 2026, up 89.07% year-on-year from 0.1 in Q1 2025, and down 18.06% quarter-over-quarter from 0.23 in Q4 2025.

South Plains Financial (SPFI) FCF Payout Ratio (2018 - 2026) Analysis & Trends

South Plains Financial's FCF Payout Ratio history runs 9 years deep, the most recent figure standing at 0.19 for Q1 2026.

  • On a quarterly basis, FCF Payout Ratio rose 89.07% year-over-year to 0.19 in Q1 2026; TTM through Mar 2026 was 0.17, a 10.65% increase from a year earlier, with the FY2025 full-year figure at 0.14, down 13.93% from the prior year.
  • FCF Payout Ratio retreated to 0.19 in Q1 2026 per SPFI's latest filing, from 0.23 in the prior quarter.
  • Across five years, FCF Payout Ratio topped out at 0.78 in Q4 2024 and bottomed at 1.43 in Q2 2023.
  • The 5-year median for FCF Payout Ratio is 0.12 (2025), against an average of 0.11.
  • Across the five-year window, FCF Payout Ratio jumped 559.51% in 2022 and slumped 1442.08% in 2023, its largest moves.
  • Year by year, FCF Payout Ratio stood at 0.59 in 2022, then sank by 44.6% to 0.33 in 2023, then jumped by 139.63% to 0.78 in 2024, then sank by 70.74% to 0.23 in 2025, then fell by 18.06% to 0.19 in 2026.
  • Per Business Quant, the three latest SPFI FCF Payout Ratio figures stand at 0.19 (Q1 2026), 0.23 (Q4 2025), and 0.12 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -1.36
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 5.86
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 0.18
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.36
10 South Plains Financial 722.10 Mn -49.89 Mn - 0.19

Historic Data

Download Data
DateValue
Mar 31, 2026 0.19
Dec 31, 2025 0.23
Sep 30, 2025 0.12
Jun 30, 2025 0.19
Mar 31, 2025 0.10
Dec 31, 2024 0.78
Sep 30, 2024 0.13
Jun 30, 2024 0.13
Mar 31, 2024 0.11
Dec 31, 2023 0.33
Sep 30, 2023 0.09
Jun 30, 2023 -1.43
Mar 31, 2023 0.09
Dec 31, 2022 0.59
Sep 30, 2022 0.07
Jun 30, 2022 0.11
Mar 31, 2022 0.03
Dec 31, 2021 0.09
Sep 30, 2021 0.22
Jun 30, 2021 0.02