South Plains Financial (SPFI) EBT Margin (2018 - 2026)
South Plains Financial (SPFI) posted EBT Margin of 37.64% for Q2 2026, up 11.02% on a QoQ basis from 33.91% in Q1 2026, and up 358.0% year-over-year from 8.22% in Q2 2025.
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Analysis
South Plains Financial (SPFI) EBT Margin (2018 - 2026) Analysis & Trends
South Plains Financial has reported EBT Margin for 9 years, with the latest figure at 37.64% in Q2 2026.
- On a quarterly basis, EBT Margin rose 358.0% year-over-year to 37.64% in Q2 2026; TTM through Jun 2026 was 36.34%, a 228.0% increase from a year earlier, with the FY2025 full-year figure at 34.96%, up 253.0% from the prior year.
- EBT Margin was 37.64% for Q2 2026 at South Plains Financial, up from 33.91% in the prior quarter.
- The five-year high for EBT Margin was 45.9% in Q2 2023, with the low at 25.85% in Q1 2023.
- Average EBT Margin over 5 years is 34.08%, with a median of 33.99% recorded in 2025.
- The largest YoY upside for EBT Margin was 1036 bps in 2024 against a maximum downside of 1657 bps in 2024.
- Over 5 years, EBT Margin stood at 32.74% in 2022, then retreated by 10 bps to 29.59% in 2023, then soared by 35 bps to 39.95% in 2024, then declined by 11 bps to 35.42% in 2025, then increased by 6 bps to 37.64% in 2026.
- The last three EBT Margin figures came in at 37.64% (Q2 2026), 33.91% (Q1 2026), and 35.42% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 34.47% |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 31.64% |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 41.98% |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 31.58% |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 33.07% |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 37.65% |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 33.08% |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 1,204.05% |
| 10 | South Plains Financial | 826.66 Mn | 38.90 Mn | - | 37.64% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 37.64% |
| Mar 31, 2026 | 33.91% |
| Dec 31, 2025 | 35.42% |
| Sep 30, 2025 | 38.13% |
| Jun 30, 2025 | 34.07% |
| Mar 31, 2025 | 31.95% |
| Dec 31, 2024 | 39.95% |
| Sep 30, 2024 | 29.85% |
| Jun 30, 2024 | 29.32% |
| Mar 31, 2024 | 29.97% |
| Dec 31, 2023 | 29.59% |
| Sep 30, 2023 | 35.81% |
| Jun 30, 2023 | 45.90% |
| Mar 31, 2023 | 25.85% |
| Dec 31, 2022 | 32.74% |
| Sep 30, 2022 | 34.65% |
| Jun 30, 2022 | 35.55% |
| Mar 31, 2022 | 33.19% |
| Dec 31, 2021 | 33.55% |
| Sep 30, 2021 | 33.19% |
API Access
South Plains Financial EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=SPFI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "SPFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=SPFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();