South Plains Financial SPFI
NASDAQ SPFI
$43.85 +0.76 (+1.75%)
As of: Oct 20, 2026 · 11:18 AM EDT

South Plains Financial, Inc. (SPFI) EBT Margin (2018 - 2026)

Updated

South Plains Financial (SPFI) posted EBT Margin of 37.64% for Q2 2026, up 3.58 percentage points from 34.07% a year earlier and up 3.74 percentage points from the prior quarter.

Analysis

South Plains Financial, Inc. (SPFI) EBT Margin (2018 - 2026) Analysis & Trends

For the trailing twelve months through Jun 30, 2026, EBT Margin at South Plains Financial was 36.34%, up 2.28 percentage points year-over-year; for FY2025, it came in at 34.96%, up 2.53 percentage points from FY2024.

  • Annual EBT Margin shows a five-year change of +9.68 percentage points (FY2020 to FY2025).
  • In prior years, South Plains Financial's EBT Margin was 32.43% in FY2024 (-3.84 pp), 36.27% in FY2023 (+2.18 pp), 34.08% in FY2022 (+0.73 pp) and 33.35% in FY2021 (+8.07 pp).
  • Quarterly EBT Margin has run from a low of 25.85% in Q1 2023 to a high of 45.90% in Q2 2023 over five years.
  • On a year-over-year basis, EBT Margin increased in six of the last eight quarters, with an average year-over-year change of +2.55 percentage points.
  • The strongest year-over-year quarter for EBT Margin in the past five years was Q4 2024, with a gain of 10.36 percentage points; the weakest was Q2 2024, with a drop of 16.57 percentage points.
  • According to Business Quant data, EBT Margin for the three prior quarters was 33.91% (Q1 2026), 35.42% (Q4 2025) and 38.13% (Q3 2025).
Peer Set

Peer Comparison

Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 37.64%
Mar 31, 2026 33.91%
Dec 31, 2025 35.42%
Sep 30, 2025 38.13%
Jun 30, 2025 34.07%
Mar 31, 2025 31.95%
Dec 31, 2024 39.95%
Sep 30, 2024 29.85%
Jun 30, 2024 29.32%
Mar 31, 2024 29.97%
Dec 31, 2023 29.59%
Sep 30, 2023 35.81%
Jun 30, 2023 45.90%
Mar 31, 2023 25.85%
Dec 31, 2022 32.74%
Sep 30, 2022 34.65%
Jun 30, 2022 35.55%
Mar 31, 2022 33.19%
Dec 31, 2021 33.55%
Sep 30, 2021 33.19%
API Access

South Plains Financial, Inc. EBT Margin API

Pull this series into your own models, spreadsheets and apps with the Business Quant Historical Metrics API. The request below matches the chart above — change the frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.

https://data.businessquant.com/historic?slug=ebt-margin&ticker=SPFI&period=max&api_key=YOUR_API_KEY