South Plains Financial (SPFI) EBT Margin (2018 - 2026)
South Plains Financial's (SPFI) quarterly EBT Margin came in at 413.35% in Q1 2026, down 34188.0% year-on-year from N/an in Q1 2025, and down 1710.56% quarter-over-quarter from 25.66% in Q4 2025.
South Plains Financial (SPFI) EBT Margin (2018 - 2026) Analysis & Trends
South Plains Financial's EBT Margin history runs 9 years deep, the most recent figure standing at 413.35% for Q1 2026.
- On a quarterly basis, EBT Margin fell 34188.0% year-over-year to 413.35% in Q1 2026; TTM through Mar 2026 was 175.7%, a 1708.0% increase from a year earlier, with the FY2025 full-year figure at 35.14%, down 352.0% from the prior year.
- EBT Margin retreated to 413.35% in Q1 2026 per SPFI's latest filing, from 25.66% in the prior quarter.
- Across five years, EBT Margin topped out at 73.29% in Q3 2022 and bottomed at 413.35% in Q1 2026.
- The 5-year median for EBT Margin is 12.84% (2023), against an average of 46.35%.
- Across the five-year window, EBT Margin jumped 10576 bps in 2022 and sank 34188 bps in 2026, its largest moves.
- Year by year, EBT Margin stood at 32.06% in 2022, then slumped by 60 bps to 12.84% in 2023, then soared by 275 bps to 48.09% in 2024, then sank by 47 bps to 25.66% in 2025, then tumbled by 1711 bps to 413.35% in 2026.
- Per Business Quant, the three latest SPFI EBT Margin figures stand at 413.35% (Q1 2026), 25.66% (Q4 2025), and 301.25% (Q3 2025).
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | 258,288.96% |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | 803.69% |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | 167.25% |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | 39.06% |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 311.44% |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 36.05% |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | 46.65% |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 35.47% |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 40.87% |
| 10 | South Plains Financial | 729.93 Mn | -42.06 Mn | - | -413.35% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -413.35% |
| Dec 31, 2025 | 25.66% |
| Sep 30, 2025 | -301.25% |
| Jun 30, 2025 | -96.04% |
| Mar 31, 2025 | -71.47% |
| Dec 31, 2024 | 48.09% |
| Sep 30, 2024 | 35.52% |
| Jun 30, 2024 | -69.78% |
| Mar 31, 2024 | -61.57% |
| Dec 31, 2023 | 12.84% |
| Sep 30, 2023 | 35.81% |
| Jun 30, 2023 | -87.87% |
| Mar 31, 2023 | -26.77% |
| Dec 31, 2022 | 32.06% |
| Sep 30, 2022 | 73.29% |
| Jun 30, 2022 | 43.50% |
| Mar 31, 2022 | 33.45% |
| Dec 31, 2021 | -73.70% |
| Sep 30, 2021 | 81.52% |
| Jun 30, 2021 | 71.79% |