South Plains Financial (SPFI) EBT Margin (2018 - 2026)
South Plains Financial (SPFI) posted quarterly EBT Margin of 413.35% for Q1 2026, down 34188.0% year-over-year from N/an in Q1 2025, and down 1734.25% quarter-over-quarter from 25.29% in Q4 2025.
South Plains Financial (SPFI) EBT Margin (2018 - 2026) Analysis & Trends
South Plains Financial's EBT Margin history runs 9 years deep, the most recent figure standing at 413.35% for Q1 2026.
- In Q1 2026, EBT Margin fell 34188.0% year-over-year to 413.35%; the TTM figure through Mar 2026 stood at 171.4% (up 1661.0% YoY), while the FY2025 annual figure was 35.14%, down 352.0% from the prior year.
- EBT Margin for Q1 2026 stood at 413.35%, down from 25.29% in the prior quarter.
- The five-year high for EBT Margin was 73.29% in Q3 2022, with the low at 413.35% in Q1 2026.
- The 5-year median for EBT Margin is 12.94% (2023), against an average of 45.16%.
- The sharpest annual moves came in 2022 and 2026: EBT Margin jumped 12687 bps in 2022, then plunged 34188 bps in 2026.
- South Plains Financial's EBT Margin stood at 53.17% in 2022, then plunged by 76 bps to 12.94% in 2023, then soared by 276 bps to 48.61% in 2024, then tumbled by 48 bps to 25.29% in 2025, then slumped by 1734 bps to 413.35% in 2026.
- Business Quant data shows SPFI's EBT Margin at 413.35% in Q1 2026, 25.29% in Q4 2025, and 301.25% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 37.61% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 35.39% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 55.27% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 36.74% |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 22.42% |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 34.47% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 31.64% |
| 10 | South Plains Financial | 842.73 Mn | 54.97 Mn | - | 37.64% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 113.64% |
| Mar 31, 2026 | -413.35% |
| Dec 31, 2025 | 25.29% |
| Sep 30, 2025 | -301.25% |
| Jun 30, 2025 | -96.04% |
| Mar 31, 2025 | -71.47% |
| Dec 31, 2024 | 48.61% |
| Sep 30, 2024 | 34.27% |
| Jun 30, 2024 | -69.78% |
| Mar 31, 2024 | -61.57% |
| Dec 31, 2023 | 12.94% |
| Sep 30, 2023 | 35.81% |
| Jun 30, 2023 | -87.87% |
| Mar 31, 2023 | -26.77% |
| Dec 31, 2022 | 53.17% |
| Sep 30, 2022 | 73.29% |
| Jun 30, 2022 | 43.50% |
| Mar 31, 2022 | 33.45% |
| Dec 31, 2021 | -73.70% |
| Sep 30, 2021 | 81.52% |