South Plains Financial (SPFI) EBT Margin (2018 - 2026)

South Plains Financial's EBT Margin history runs 9 years deep, the most recent figure standing at 33.91% for Q1 2026.

• In Q1 2026, EBT Margin rose 196.0% year-over-year to 33.91%; the TTM figure through Mar 2026 stood at 35.38% (up 249.0% YoY), while the FY2025 annual figure was 34.96%, up 253.0% from the prior year.
• EBT Margin was 33.91% for Q1 2026 at South Plains Financial, down from 35.42% in the prior quarter.
• In the past five years, EBT Margin ranged from a high of 45.9% in Q2 2023 to a low of 25.85% in Q1 2023.
• Historically, EBT Margin has averaged 33.87% across 5 years, with a median of 33.91% in 2026.
• Biggest YoY gain for EBT Margin was 1036 bps in 2024; the steepest drop was 1657 bps in 2024.
• A 5-year view of EBT Margin shows it stood at 32.74% in 2022, then fell by 10 bps to 29.59% in 2023, then surged by 35 bps to 39.95% in 2024, then dropped by 11 bps to 35.42% in 2025, then dropped by 4 bps to 33.91% in 2026.
• The last three EBT Margin figures came in at 33.91% (Q1 2026), 35.42% (Q4 2025), and 38.13% (Q3 2025), per Business Quant data.