South Plains Financial, Inc. (SPFI) EBT Margin (2018 - 2026)
South Plains Financial (SPFI) posted EBT Margin of 37.64% for Q2 2026, up 3.58 percentage points from 34.07% a year earlier and up 3.74 percentage points from the prior quarter.
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Analysis
South Plains Financial, Inc. (SPFI) EBT Margin (2018 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, EBT Margin at South Plains Financial was 36.34%, up 2.28 percentage points year-over-year; for FY2025, it came in at 34.96%, up 2.53 percentage points from FY2024.
- Annual EBT Margin shows a five-year change of +9.68 percentage points (FY2020 to FY2025).
- In prior years, South Plains Financial's EBT Margin was 32.43% in FY2024 (-3.84 pp), 36.27% in FY2023 (+2.18 pp), 34.08% in FY2022 (+0.73 pp) and 33.35% in FY2021 (+8.07 pp).
- Quarterly EBT Margin has run from a low of 25.85% in Q1 2023 to a high of 45.90% in Q2 2023 over five years.
- On a year-over-year basis, EBT Margin increased in six of the last eight quarters, with an average year-over-year change of +2.55 percentage points.
- The strongest year-over-year quarter for EBT Margin in the past five years was Q4 2024, with a gain of 10.36 percentage points; the weakest was Q2 2024, with a drop of 16.57 percentage points.
- According to Business Quant data, EBT Margin for the three prior quarters was 33.91% (Q1 2026), 35.42% (Q4 2025) and 38.13% (Q3 2025).
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 37.64% |
| Mar 31, 2026 | 33.91% |
| Dec 31, 2025 | 35.42% |
| Sep 30, 2025 | 38.13% |
| Jun 30, 2025 | 34.07% |
| Mar 31, 2025 | 31.95% |
| Dec 31, 2024 | 39.95% |
| Sep 30, 2024 | 29.85% |
| Jun 30, 2024 | 29.32% |
| Mar 31, 2024 | 29.97% |
| Dec 31, 2023 | 29.59% |
| Sep 30, 2023 | 35.81% |
| Jun 30, 2023 | 45.90% |
| Mar 31, 2023 | 25.85% |
| Dec 31, 2022 | 32.74% |
| Sep 30, 2022 | 34.65% |
| Jun 30, 2022 | 35.55% |
| Mar 31, 2022 | 33.19% |
| Dec 31, 2021 | 33.55% |
| Sep 30, 2021 | 33.19% |
API Access
South Plains Financial, Inc. EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=SPFI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "SPFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=SPFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();