South Plains Financial (SPFI) EBITDA Margin (2018 - 2026)
South Plains Financial (SPFI) posted EBITDA Margin of 78.93% for Q2 2026, up 2.62 percentage points from 76.31% a year earlier and up 5.71 percentage points from the prior quarter.
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Analysis
South Plains Financial (SPFI) EBITDA Margin (2018 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, EBITDA Margin at South Plains Financial was 77.25%, down 4.12 percentage points year-over-year; for FY2025, it came in at 77.88%, down 6.04 percentage points from FY2024.
- Annual EBITDA Margin shows a five-year change of +42.52 percentage points (FY2020 to FY2025).
- In prior years, South Plains Financial's EBITDA Margin was 83.92% in FY2024 (+11.63 pp), 72.29% in FY2023 (+24.30 pp), 47.99% in FY2022 (+5.56 pp) and 42.43% in FY2021 (+7.07 pp).
- Quarterly EBITDA Margin has run from a low of 41.74% in Q3 2021 to a high of 86.94% in Q4 2024 over five years.
- On a year-over-year basis, EBITDA Margin increased in three of the last eight quarters, with an average year-over-year change of -2.61 percentage points.
- The strongest year-over-year quarter for EBITDA Margin in the past five years was Q3 2023, with a gain of 33.95 percentage points; the weakest was Q4 2025, with a drop of 10.83 percentage points.
- According to Business Quant data, EBITDA Margin for the three prior quarters was 73.21% (Q1 2026), 76.11% (Q4 2025) and 80.43% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 97.78% |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | 91.48% |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | 100.96% |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | 139.87% |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 142.21% |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 92.97% |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | South Plains Financial | 809.93 Mn | -2.03 Bn | - | 81.29% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 81.29% |
| Jun 30, 2026 | 78.93% |
| Mar 31, 2026 | 73.21% |
| Dec 31, 2025 | 76.11% |
| Sep 30, 2025 | 80.43% |
| Jun 30, 2025 | 76.31% |
| Mar 31, 2025 | 78.48% |
| Dec 31, 2024 | 86.94% |
| Sep 30, 2024 | 84.10% |
| Jun 30, 2024 | 80.67% |
| Mar 31, 2024 | 83.38% |
| Dec 31, 2023 | 83.08% |
| Sep 30, 2023 | 82.48% |
| Jun 30, 2023 | 67.66% |
| Mar 31, 2023 | 58.81% |
| Dec 31, 2022 | 56.40% |
| Sep 30, 2022 | 48.53% |
| Jun 30, 2022 | 45.29% |
| Mar 31, 2022 | 42.21% |
| Dec 31, 2021 | 42.29% |
API Access
South Plains Financial EBITDA Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebitda-margin&ticker=SPFI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebitda-margin", "ticker": "SPFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebitda-margin&ticker=SPFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();