South Plains Financial (SPFI) EBITDA Margin (2018 - 2026)
South Plains Financial's quarterly EBITDA Margin came in at 25.2% in Q1 2026, down 526.0% year-on-year from 5.92% in Q1 2025, and down 65.67% quarter-over-quarter from 73.41% in Q4 2025.
South Plains Financial has reported EBITDA Margin for 9 years, with the latest figure at 25.2% in Q1 2026.
- For the quarter ending Q1 2026, EBITDA Margin fell 526.0% year-over-year to 25.2%; the trailing twelve-month figure through Mar 2026 stood at 41.94% (up 1545.0% YoY), and the FY2025 full-year result was 7.34%, down 1355.0% from the prior year.
- EBITDA Margin for Q1 2026 stood at 25.2%, down from 73.41% in the prior quarter.
- The five-year high for EBITDA Margin was 97.6% in Q4 2023, with the low at 29.31% in Q1 2022.
- Average EBITDA Margin over 5 years is 23.24%, with a median of 25.2% recorded in 2026.
- Peak annual rise in EBITDA Margin reached 7745 bps in 2024, while the deepest fall reached 10090 bps in 2024.
- Tracing SPFI's EBITDA Margin over 5 years: stood at 42.91% in 2022, then jumped by 127 bps to 97.6% in 2023, then sank by 103 bps to 3.3% in 2024, then jumped by 2325 bps to 73.41% in 2025, then tumbled by 66 bps to 25.2% in 2026.
- The last three EBITDA Margin figures came in at 25.2% (Q1 2026), 73.41% (Q4 2025), and 46.99% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 515.04% |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 61.45% |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 115.04% |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 82.48% |
| 10 | South Plains Financial | 661.23 Mn | -70.93 Mn | - | 25.20% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 25.20% |
| Dec 31, 2025 | 73.41% |
| Sep 30, 2025 | 46.99% |
| Jun 30, 2025 | 22.50% |
| Mar 31, 2025 | 30.46% |
| Dec 31, 2024 | -3.30% |
| Sep 30, 2024 | 58.13% |
| Jun 30, 2024 | 23.07% |
| Mar 31, 2024 | 7.29% |
| Dec 31, 2023 | 97.60% |
| Sep 30, 2023 | -19.33% |
| Jun 30, 2023 | 34.56% |
| Mar 31, 2023 | 31.05% |
| Dec 31, 2022 | 42.91% |
| Sep 30, 2022 | -20.02% |
| Jun 30, 2022 | -26.19% |
| Mar 31, 2022 | -29.31% |
| Dec 31, 2021 | 25.75% |
| Sep 30, 2021 | 19.45% |
| Jun 30, 2021 | 38.32% |
| Mar 31, 2021 | 10.76% |
| Dec 31, 2020 | 32.72% |
| Sep 30, 2020 | 25.34% |
| Jun 30, 2020 | 18.54% |
| Mar 31, 2020 | 42.84% |
| Dec 31, 2019 | 16.40% |
| Sep 30, 2019 | 20.52% |
| Jun 30, 2019 | 24.82% |
| Mar 31, 2019 | 19.30% |
| Dec 31, 2018 | 23.32% |
| Sep 30, 2018 | 8.07% |
| Jun 30, 2018 | 35.63% |
| Mar 31, 2018 | 6.85% |