South Plains Financial (SPFI) EBITDA Margin (2018 - 2026)
South Plains Financial (SPFI) recorded quarterly EBITDA Margin of 25.2% in Q1 2026, down 65.67% quarter-over-quarter from 73.41% in Q4 2025, and down 526.0% on a YoY basis from 5.92% in Q1 2025.
South Plains Financial (SPFI) EBITDA Margin (2018 - 2026) Analysis & Trends
South Plains Financial's EBITDA Margin history runs 9 years deep, the most recent figure standing at 25.2% for Q1 2026.
- In Q1 2026, EBITDA Margin fell 526.0% year-over-year to 25.2%; the TTM figure through Mar 2026 stood at 41.94% (up 1545.0% YoY), while the FY2025 annual figure was 7.34%, down 1355.0% from the prior year.
- EBITDA Margin was 25.2% for Q1 2026 at South Plains Financial, down from 73.41% in the prior quarter.
- In the past five years, EBITDA Margin ranged from a high of 97.6% in Q4 2023 to a low of 29.31% in Q1 2022.
- Historically, EBITDA Margin has averaged 23.24% across 5 years, with a median of 25.2% in 2026.
- Biggest YoY gain for EBITDA Margin was 7745 bps in 2024; the steepest drop was 10090 bps in 2024.
- A 5-year view of EBITDA Margin shows it stood at 42.91% in 2022, then soared by 127 bps to 97.6% in 2023, then slumped by 103 bps to 3.3% in 2024, then soared by 2325 bps to 73.41% in 2025, then plunged by 66 bps to 25.2% in 2026.
- The last three EBITDA Margin figures came in at 25.2% (Q1 2026), 73.41% (Q4 2025), and 46.99% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 39.06% |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 515.04% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 61.45% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 46.65% |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 7,561,492.12% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -157.25% |
| 10 | South Plains Financial | 691.74 Mn | -40.42 Mn | - | 25.20% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 25.20% |
| Dec 31, 2025 | 73.41% |
| Sep 30, 2025 | 46.99% |
| Jun 30, 2025 | 22.50% |
| Mar 31, 2025 | 30.46% |
| Dec 31, 2024 | -3.30% |
| Sep 30, 2024 | 58.13% |
| Jun 30, 2024 | 23.07% |
| Mar 31, 2024 | 7.29% |
| Dec 31, 2023 | 97.60% |
| Sep 30, 2023 | -19.33% |
| Jun 30, 2023 | 34.56% |
| Mar 31, 2023 | 31.05% |
| Dec 31, 2022 | 42.91% |
| Sep 30, 2022 | -20.02% |
| Jun 30, 2022 | -26.19% |
| Mar 31, 2022 | -29.31% |
| Dec 31, 2021 | 25.75% |
| Sep 30, 2021 | 19.45% |
| Jun 30, 2021 | 38.32% |