South Plains Financial (SPFI) EBITDA Margin (2018 - 2026)
South Plains Financial (SPFI) posted EBITDA Margin of 75.87% for Q2 2026, up 7.71% on a QoQ basis from 70.44% in Q1 2026, and up 223.0% year-over-year from 23.49% in Q2 2025.
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Analysis
South Plains Financial (SPFI) EBITDA Margin (2018 - 2026) Analysis & Trends
South Plains Financial has reported EBITDA Margin for 9 years, with the latest figure at 75.87% in Q2 2026.
- On a quarterly basis, EBITDA Margin rose 223.0% year-over-year to 75.87% in Q2 2026; TTM through Jun 2026 was 74.45%, a 388.0% decrease from a year earlier, with the FY2025 full-year figure at 75.07%, down 542.0% from the prior year.
- EBITDA Margin was 75.87% for Q2 2026 at South Plains Financial, up from 70.44% in the prior quarter.
- The five-year high for EBITDA Margin was 83.86% in Q4 2024, with the low at 39.03% in Q1 2022.
- Average EBITDA Margin over 5 years is 68.18%, with a median of 74.56% recorded in 2025.
- The sharpest annual moves came in 2023 and 2025: EBITDA Margin surged 3388 bps in 2023, then plunged 1045 bps in 2025.
- Over 5 years, EBITDA Margin stood at 52.96% in 2022, then jumped by 50 bps to 79.41% in 2023, then gained by 6 bps to 83.86% in 2024, then fell by 12 bps to 73.41% in 2025, then increased by 3 bps to 75.87% in 2026.
- The last three EBITDA Margin figures came in at 75.87% (Q2 2026), 70.44% (Q1 2026), and 73.41% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 79.03% |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 66.98% |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 74.68% |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 78.46% |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 73.02% |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 62.35% |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 74.44% |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | -1,920.27% |
| 10 | South Plains Financial | 826.66 Mn | 38.90 Mn | - | 75.87% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 75.87% |
| Mar 31, 2026 | 70.44% |
| Dec 31, 2025 | 73.41% |
| Sep 30, 2025 | 77.81% |
| Jun 30, 2025 | 73.64% |
| Mar 31, 2025 | 75.47% |
| Dec 31, 2024 | 83.86% |
| Sep 30, 2024 | 80.64% |
| Jun 30, 2024 | 77.31% |
| Mar 31, 2024 | 79.90% |
| Dec 31, 2023 | 79.41% |
| Sep 30, 2023 | 79.26% |
| Jun 30, 2023 | 65.78% |
| Mar 31, 2023 | 55.03% |
| Dec 31, 2022 | 52.96% |
| Sep 30, 2022 | 45.37% |
| Jun 30, 2022 | 42.06% |
| Mar 31, 2022 | 39.03% |
| Dec 31, 2021 | 39.35% |
| Sep 30, 2021 | 38.91% |
API Access
South Plains Financial EBITDA Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebitda-margin&ticker=SPFI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebitda-margin", "ticker": "SPFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebitda-margin&ticker=SPFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();