South Plains Financial (SPFI) EBITDA Margin (2018 - 2026)
South Plains Financial (SPFI) posted quarterly EBITDA Margin of 2024.07% for Q1 2026, down 156024.0% year-over-year from N/an in Q1 2025, and down 3961.16% quarter-over-quarter from 52.42% in Q4 2025.
South Plains Financial (SPFI) EBITDA Margin (2018 - 2026) Analysis & Trends
South Plains Financial's EBITDA Margin history runs 9 years deep, the most recent figure standing at 2024.07% for Q1 2026.
- In Q1 2026, EBITDA Margin fell 156024.0% year-over-year to 2024.07%; the TTM figure through Mar 2026 stood at 741.44% (up 4905.0% YoY), while the FY2025 annual figure was 75.98%, down 1998.0% from the prior year.
- EBITDA Margin for Q1 2026 stood at 2024.07%, down from 52.42% in the prior quarter.
- The five-year high for EBITDA Margin was 144.43% in Q3 2022, with the low at 2024.07% in Q1 2026.
- The 5-year median for EBITDA Margin is 35.52% (2023), against an average of 308.97%.
- The sharpest annual moves came in 2022 and 2026: EBITDA Margin jumped 20502 bps in 2022, then slumped 156024 bps in 2026.
- South Plains Financial's EBITDA Margin stood at 120.43% in 2022, then plunged by 71 bps to 35.52% in 2023, then soared by 187 bps to 102.04% in 2024, then plunged by 49 bps to 52.42% in 2025, then tumbled by 3961 bps to 2024.07% in 2026.
- Business Quant data shows SPFI's EBITDA Margin at 2024.07% in Q1 2026, 52.42% in Q4 2025, and 1403.12% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 75.24% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 77.50% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | -20.34% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 111.11% |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 53.44% |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 79.03% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 66.98% |
| 10 | South Plains Financial | 842.73 Mn | 54.97 Mn | - | 75.87% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 430.91% |
| Mar 31, 2026 | -2,024.07% |
| Dec 31, 2025 | 52.42% |
| Sep 30, 2025 | -1,403.12% |
| Jun 30, 2025 | -547.76% |
| Mar 31, 2025 | -463.83% |
| Dec 31, 2024 | 102.04% |
| Sep 30, 2024 | 92.60% |
| Jun 30, 2024 | -521.95% |
| Mar 31, 2024 | -469.66% |
| Dec 31, 2023 | 35.52% |
| Sep 30, 2023 | 79.26% |
| Jun 30, 2023 | -317.15% |
| Mar 31, 2023 | -245.60% |
| Dec 31, 2022 | 120.43% |
| Sep 30, 2022 | 144.43% |
| Jun 30, 2022 | 73.86% |
| Mar 31, 2022 | 40.13% |
| Dec 31, 2021 | -84.60% |
| Sep 30, 2021 | 150.24% |