South Plains Financial (SPFI) EBITDA Margin (2018 - 2026)

South Plains Financial (SPFI) recorded quarterly EBITDA Margin of 25.2% in Q1 2026, down 65.67% quarter-over-quarter from 73.41% in Q4 2025, and down 526.0% on a YoY basis from 5.92% in Q1 2025.

South Plains Financial (SPFI) EBITDA Margin (2018 - 2026) Analysis & Trends

South Plains Financial's EBITDA Margin history runs 9 years deep, the most recent figure standing at 25.2% for Q1 2026.

  • In Q1 2026, EBITDA Margin fell 526.0% year-over-year to 25.2%; the TTM figure through Mar 2026 stood at 41.94% (up 1545.0% YoY), while the FY2025 annual figure was 7.34%, down 1355.0% from the prior year.
  • EBITDA Margin was 25.2% for Q1 2026 at South Plains Financial, down from 73.41% in the prior quarter.
  • In the past five years, EBITDA Margin ranged from a high of 97.6% in Q4 2023 to a low of 29.31% in Q1 2022.
  • Historically, EBITDA Margin has averaged 23.24% across 5 years, with a median of 25.2% in 2026.
  • Biggest YoY gain for EBITDA Margin was 7745 bps in 2024; the steepest drop was 10090 bps in 2024.
  • A 5-year view of EBITDA Margin shows it stood at 42.91% in 2022, then soared by 127 bps to 97.6% in 2023, then slumped by 103 bps to 3.3% in 2024, then soared by 2325 bps to 73.41% in 2025, then plunged by 66 bps to 25.2% in 2026.
  • The last three EBITDA Margin figures came in at 25.2% (Q1 2026), 73.41% (Q4 2025), and 46.99% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA Margin (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - 39.06%
4 First Capital 215.78 Bn 215.63 Bn - 515.04%
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 61.45%
7 NatWest 168.65 Bn -51.67 Bn - 46.65%
8 Shinhan Financial 136.54 Bn 104.11 Bn - 7,561,492.12%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -157.25%
10 South Plains Financial 691.74 Mn -40.42 Mn - 25.20%

Historic Data

Download Data
DateValue
Mar 31, 2026 25.20%
Dec 31, 2025 73.41%
Sep 30, 2025 46.99%
Jun 30, 2025 22.50%
Mar 31, 2025 30.46%
Dec 31, 2024 -3.30%
Sep 30, 2024 58.13%
Jun 30, 2024 23.07%
Mar 31, 2024 7.29%
Dec 31, 2023 97.60%
Sep 30, 2023 -19.33%
Jun 30, 2023 34.56%
Mar 31, 2023 31.05%
Dec 31, 2022 42.91%
Sep 30, 2022 -20.02%
Jun 30, 2022 -26.19%
Mar 31, 2022 -29.31%
Dec 31, 2021 25.75%
Sep 30, 2021 19.45%
Jun 30, 2021 38.32%