South Plains Financial (SPFI) EBIT Margin (2018 - 2026)

South Plains Financial (SPFI) recorded quarterly EBIT Margin of 70.44% in Q1 2026, down 4.05% quarter-over-quarter from 73.41% in Q4 2025, and down 503.0% on a YoY basis from 17.48% in Q1 2025.

South Plains Financial (SPFI) EBIT Margin (2018 - 2026) Analysis & Trends

South Plains Financial's EBIT Margin history runs 9 years deep, the most recent figure standing at 70.44% for Q1 2026.

  • In Q1 2026, EBIT Margin fell 503.0% year-over-year to 70.44%; the TTM figure through Mar 2026 stood at 73.83% (down 556.0% YoY), while the FY2025 annual figure was 7.34%, up 53.0% from the prior year.
  • EBIT Margin was 70.44% for Q1 2026 at South Plains Financial, down from 73.41% in the prior quarter.
  • In the past five years, EBIT Margin ranged from a high of 83.86% in Q4 2024 to a low of 39.03% in Q1 2022.
  • Historically, EBIT Margin has averaged 67.73% across 5 years, with a median of 73.64% in 2025.
  • The sharpest annual moves came in 2023 and 2025: EBIT Margin jumped 3388 bps in 2023, then sank 1045 bps in 2025.
  • A 5-year view of EBIT Margin shows it stood at 52.96% in 2022, then soared by 50 bps to 79.41% in 2023, then rose by 6 bps to 83.86% in 2024, then declined by 12 bps to 73.41% in 2025, then dropped by 4 bps to 70.44% in 2026.
  • The last three EBIT Margin figures came in at 70.44% (Q1 2026), 73.41% (Q4 2025), and 77.81% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBIT Margin (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - 39.06%
4 First Capital 215.78 Bn 215.63 Bn - 515.04%
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 61.45%
7 NatWest 168.65 Bn -51.67 Bn - 46.65%
8 Shinhan Financial 136.54 Bn 104.11 Bn - 7,561,492.12%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -157.25%
10 South Plains Financial 691.74 Mn -40.42 Mn - 70.44%

Historic Data

Download Data
DateValue
Mar 31, 2026 70.44%
Dec 31, 2025 73.41%
Sep 30, 2025 77.81%
Jun 30, 2025 73.64%
Mar 31, 2025 75.47%
Dec 31, 2024 83.86%
Sep 30, 2024 80.64%
Jun 30, 2024 77.31%
Mar 31, 2024 79.90%
Dec 31, 2023 79.41%
Sep 30, 2023 79.26%
Jun 30, 2023 65.78%
Mar 31, 2023 55.03%
Dec 31, 2022 52.96%
Sep 30, 2022 45.37%
Jun 30, 2022 42.06%
Mar 31, 2022 39.03%
Dec 31, 2021 39.35%
Sep 30, 2021 38.91%
Jun 30, 2021 39.53%