South Plains Financial (SPFI) EBIT Margin (2018 - 2026)
South Plains Financial (SPFI) recorded quarterly EBIT Margin of 70.44% in Q1 2026, down 4.05% quarter-over-quarter from 73.41% in Q4 2025, and down 503.0% on a YoY basis from 17.48% in Q1 2025.
South Plains Financial (SPFI) EBIT Margin (2018 - 2026) Analysis & Trends
South Plains Financial's EBIT Margin history runs 9 years deep, the most recent figure standing at 70.44% for Q1 2026.
- In Q1 2026, EBIT Margin fell 503.0% year-over-year to 70.44%; the TTM figure through Mar 2026 stood at 73.83% (down 556.0% YoY), while the FY2025 annual figure was 7.34%, up 53.0% from the prior year.
- EBIT Margin was 70.44% for Q1 2026 at South Plains Financial, down from 73.41% in the prior quarter.
- In the past five years, EBIT Margin ranged from a high of 83.86% in Q4 2024 to a low of 39.03% in Q1 2022.
- Historically, EBIT Margin has averaged 67.73% across 5 years, with a median of 73.64% in 2025.
- The sharpest annual moves came in 2023 and 2025: EBIT Margin jumped 3388 bps in 2023, then sank 1045 bps in 2025.
- A 5-year view of EBIT Margin shows it stood at 52.96% in 2022, then soared by 50 bps to 79.41% in 2023, then rose by 6 bps to 83.86% in 2024, then declined by 12 bps to 73.41% in 2025, then dropped by 4 bps to 70.44% in 2026.
- The last three EBIT Margin figures came in at 70.44% (Q1 2026), 73.41% (Q4 2025), and 77.81% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 39.06% |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 515.04% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 61.45% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 46.65% |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 7,561,492.12% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -157.25% |
| 10 | South Plains Financial | 691.74 Mn | -40.42 Mn | - | 70.44% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 70.44% |
| Dec 31, 2025 | 73.41% |
| Sep 30, 2025 | 77.81% |
| Jun 30, 2025 | 73.64% |
| Mar 31, 2025 | 75.47% |
| Dec 31, 2024 | 83.86% |
| Sep 30, 2024 | 80.64% |
| Jun 30, 2024 | 77.31% |
| Mar 31, 2024 | 79.90% |
| Dec 31, 2023 | 79.41% |
| Sep 30, 2023 | 79.26% |
| Jun 30, 2023 | 65.78% |
| Mar 31, 2023 | 55.03% |
| Dec 31, 2022 | 52.96% |
| Sep 30, 2022 | 45.37% |
| Jun 30, 2022 | 42.06% |
| Mar 31, 2022 | 39.03% |
| Dec 31, 2021 | 39.35% |
| Sep 30, 2021 | 38.91% |
| Jun 30, 2021 | 39.53% |