South Plains Financial (SPFI) Asset Utilization Ratio (2019 - 2026)
South Plains Financial (SPFI) posted Asset Utilization Ratio of 0.05 for Q2 2026, down 4.95% on a QoQ basis from 0.05 in Q1 2026, and down 2.73% year-over-year from 0.05 in Q2 2025.
South Plains Financial (SPFI) Asset Utilization Ratio (2019 - 2026) Analysis & Trends
South Plains Financial has reported Asset Utilization Ratio for 8 years, with the latest figure at 0.05 in Q2 2026.
- On a quarterly basis, Asset Utilization Ratio fell 2.73% year-over-year to 0.05 in Q2 2026; TTM through Jun 2026 was 0.05, a 2.73% decrease from a year earlier, with the FY2025 full-year figure at 0.05, up 5.13% from the prior year.
- Asset Utilization Ratio was 0.05 for Q2 2026 at South Plains Financial, down from 0.05 in the prior quarter.
- The five-year high for Asset Utilization Ratio was 0.06 in Q2 2023, with the low at 0.04 in Q3 2024.
- Average Asset Utilization Ratio over 5 years is 0.05, with a median of 0.05 recorded in 2026.
- The sharpest annual moves came in 2024 and 2025: Asset Utilization Ratio fell 21.25% in 2024, then grew 8.27% in 2025.
- Over 5 years, Asset Utilization Ratio stood at 0.05 in 2022, then fell by 3.5% to 0.05 in 2023, then retreated by 12.73% to 0.05 in 2024, then grew by 3.84% to 0.05 in 2025, then retreated by 4.49% to 0.05 in 2026.
- The last three Asset Utilization Ratio figures came in at 0.05 (Q2 2026), 0.05 (Q1 2026), and 0.05 (Q4 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 0.04 |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 0.04 |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 0.05 |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 0.03 |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 0.04 |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 0.05 |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 0.04 |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 0.00 |
| 10 | South Plains Financial | 826.66 Mn | 38.90 Mn | - | 0.05 |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.05 |
| Mar 31, 2026 | 0.05 |
| Dec 31, 2025 | 0.05 |
| Sep 30, 2025 | 0.05 |
| Jun 30, 2025 | 0.05 |
| Mar 31, 2025 | 0.05 |
| Dec 31, 2024 | 0.05 |
| Sep 30, 2024 | 0.04 |
| Jun 30, 2024 | 0.04 |
| Mar 31, 2024 | 0.05 |
| Dec 31, 2023 | 0.05 |
| Sep 30, 2023 | 0.05 |
| Jun 30, 2023 | 0.06 |
| Mar 31, 2023 | 0.05 |
| Dec 31, 2022 | 0.05 |
| Sep 30, 2022 | 0.06 |
| Jun 30, 2022 | 0.06 |
| Mar 31, 2022 | 0.05 |
| Dec 31, 2021 | 0.06 |
| Sep 30, 2021 | 0.06 |
South Plains Financial Asset Utilization Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=asset-utilization-ratio&ticker=SPFI&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "asset-utilization-ratio", "ticker": "SPFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=asset-utilization-ratio&ticker=SPFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();