Santander Holdings USA (SNUS-PH) Net Margin (2009 - 2026)
Santander Holdings USA's Net Margin came in at 18.01% for Q1 2026, up 2.35 percentage points from 15.66% a year earlier and up 4.19 percentage points from the prior quarter.
Santander Holdings USA (SNUS-PH) Net Margin (2009 - 2026) Analysis & Trends
For FY2025, Santander Holdings USA's Net Margin was 17.44%, up 5.71 percentage points from FY2024.
- Net Margin carries a five-year change of +25.59 percentage points (FY2020 to FY2025).
- Going back by year, Net Margin was 11.73% in FY2024 (+1.75 pp), 9.99% in FY2023 (-4.20 pp), 14.19% in FY2022 (-13.84 pp) and 28.03% in FY2021 (+36.18 pp).
- The five-year range for quarterly Net Margin is -2.71% (Q4 2023) to 35.32% (Q2 2021).
- Year-over-year, Net Margin has increased for seven consecutive quarters, with an average year-over-year change of +3.88 percentage points over the last eight quarters.
- The fastest year-over-year change in Net Margin over five years came in Q2 2021 (a gain of 115.85 percentage points), and the weakest in Q3 2022 (a drop of 18.10 percentage points).
- Business Quant data shows SNUS-PH's Net Margin at 13.82% (Q4 2025), 19.07% (Q3 2025) and 21.16% (Q2 2025) in the three quarters before Q1 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 920.14 Bn | 897.90 Bn | - | 29.77% |
| 2 | Banco Santander Chile | 407.42 Bn | -7,109.68 Bn | - | - |
| 3 | Bank Of America | 353.20 Bn | -2,022.91 Bn | - | 21.83% |
| 4 | Hsbc Holdings | 307.88 Bn | -2,967.28 Bn | - | 38.08% |
| 5 | Morgan Stanley | 298.41 Bn | -244.41 Bn | - | 23.36% |
| 6 | Royal Bank Of Canada | 283.46 Bn | -546.54 Bn | - | 32.48% |
| 7 | Goldman Sachs | 264.45 Bn | -3,478.99 Bn | - | 27.42% |
| 8 | Mitsubishi Ufj Financial | 259.19 Bn | -159.36 Bn | 5.24 Bn | 30.67% |
| 9 | Wells Fargo & Company | 258.28 Bn | 93.72 Bn | - | 26.08% |
| 10 | Santander Holdings USA | 108.25 Bn | -37.35 Bn | - | 9.46% |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 9.46% |
| Jun 30, 2026 | 25.12% |
| Mar 31, 2026 | 18.01% |
| Dec 31, 2025 | 13.82% |
| Sep 30, 2025 | 19.07% |
| Jun 30, 2025 | 21.16% |
| Mar 31, 2025 | 15.66% |
| Dec 31, 2024 | 5.54% |
| Sep 30, 2024 | 8.83% |
| Jun 30, 2024 | 17.28% |
| Mar 31, 2024 | 14.82% |
| Dec 31, 2023 | -2.71% |
| Sep 30, 2023 | 5.01% |
| Jun 30, 2023 | 23.87% |
| Mar 31, 2023 | 12.32% |
| Dec 31, 2022 | 5.01% |
| Sep 30, 2022 | 9.06% |
| Jun 30, 2022 | 17.66% |
| Mar 31, 2022 | 25.03% |
| Dec 31, 2021 | 22.60% |
Santander Holdings USA Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=SNUS-PH&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "SNUS-PH", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=SNUS-PH&period=max&api_key=YOUR_API_KEY");
const data = await res.json();