Santander Holdings USA, Inc. (SNUS-PH) Net Margin (2010 - 2026)
Santander Holdings USA's Net Margin came in at 18.01% for Q1 2026, up 2.35 percentage points from 15.66% a year earlier and up 4.19 percentage points from the prior quarter.
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Analysis
Santander Holdings USA, Inc. (SNUS-PH) Net Margin (2010 - 2026) Analysis & Trends
For FY2025, Santander Holdings USA's Net Margin was 17.44%, up 5.71 percentage points from FY2024.
- Net Margin carries a five-year change of +25.59 percentage points (FY2020 to FY2025).
- Going back by year, Net Margin was 11.73% in FY2024 (+1.75 pp), 9.99% in FY2023 (-4.20 pp), 14.19% in FY2022 (-13.84 pp) and 28.03% in FY2021 (+36.18 pp).
- The five-year range for quarterly Net Margin is -2.71% (Q4 2023) to 35.32% (Q2 2021).
- Year-over-year, Net Margin has increased for seven consecutive quarters, with an average year-over-year change of +3.88 percentage points over the last eight quarters.
- The fastest year-over-year change in Net Margin over five years came in Q2 2021 (a gain of 115.85 percentage points), and the weakest in Q3 2022 (a drop of 18.10 percentage points).
- Business Quant data shows SNUS-PH's Net Margin at 13.82% (Q4 2025), 19.07% (Q3 2025) and 21.16% (Q2 2025) in the three quarters before Q1 2026.
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Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 18.01% |
| Dec 31, 2025 | 13.82% |
| Sep 30, 2025 | 19.07% |
| Jun 30, 2025 | 21.16% |
| Mar 31, 2025 | 15.66% |
| Dec 31, 2024 | 5.54% |
| Sep 30, 2024 | 8.83% |
| Jun 30, 2024 | 17.28% |
| Mar 31, 2024 | 14.82% |
| Dec 31, 2023 | -2.71% |
| Sep 30, 2023 | 5.01% |
| Jun 30, 2023 | 23.87% |
| Mar 31, 2023 | 12.32% |
| Dec 31, 2022 | 5.01% |
| Sep 30, 2022 | 9.06% |
| Jun 30, 2022 | 17.66% |
| Mar 31, 2022 | 25.03% |
| Dec 31, 2021 | 22.60% |
| Sep 30, 2021 | 27.16% |
| Jun 30, 2021 | 35.32% |
API Access
Santander Holdings USA, Inc. Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=SNUS-PH&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "SNUS-PH", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=SNUS-PH&period=max&api_key=YOUR_API_KEY");
const data = await res.json();