Smartfinancial Inc. (SMBK) Retained Earnings (2011 - 2026)
Smartfinancial (SMBK) reported Retained Earnings of $275.81 million for Q2 2026, up 23.1% from $224.06 million a year earlier and up 5.7% from the prior quarter.
Smartfinancial Inc. (SMBK) Retained Earnings (2011 - 2026) Analysis & Trends
At the end of FY2025, Smartfinancial posted Retained Earnings of $248.72 million, up 22.0% from FY2024.
- Retained Earnings has increased for 11 consecutive years, with a five-year compound annual growth rate of 23.3% (FY2020 to FY2025).
- By year, Retained Earnings came in at $203.82 million in FY2024 (+17.7%), $173.11 million in FY2023 (+10.6%), $156.55 million in FY2022 (+32.4%) and $118.25 million in FY2021 (+35.6%).
- The Q2 2026 figure ranks as the highest quarterly Retained Earnings in data going back to Q4 2011.
- Year over year, Retained Earnings has now increased in each of the last 40 quarters, with growth averaging 19.9% over the last eight quarters.
- Over the past five years, the year-over-year growth in Retained Earnings ranged from 10.6% (Q4 2023) to 42.7% (Q3 2021).
- Per Business Quant data, the three quarters before Q2 2026 came in at $261.03 million (Q1 2026), $248.72 million (Q4 2025) and $236.38 million (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 275.81 Mn |
| Mar 31, 2026 | 261.03 Mn |
| Dec 31, 2025 | 248.72 Mn |
| Sep 30, 2025 | 236.38 Mn |
| Jun 30, 2025 | 224.06 Mn |
| Mar 31, 2025 | 213.72 Mn |
| Dec 31, 2024 | 203.82 Mn |
| Sep 30, 2024 | 195.54 Mn |
| Jun 30, 2024 | 187.75 Mn |
| Mar 31, 2024 | 181.10 Mn |
| Dec 31, 2023 | 173.11 Mn |
| Sep 30, 2023 | 168.27 Mn |
| Jun 30, 2023 | 167.56 Mn |
| Mar 31, 2023 | 160.09 Mn |
| Dec 31, 2022 | 156.55 Mn |
| Sep 30, 2022 | 144.72 Mn |
| Jun 30, 2022 | 134.36 Mn |
| Mar 31, 2022 | 125.33 Mn |
| Dec 31, 2021 | 118.25 Mn |
| Sep 30, 2021 | 112.60 Mn |
Smartfinancial Inc. Retained Earnings API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=retained-earnings&ticker=SMBK&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "retained-earnings", "ticker": "SMBK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=retained-earnings&ticker=SMBK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();