Smartfinancial (SMBK) Net Margin (2010 - 2026)

Smartfinancial's Net Margin history runs 17 years deep, the most recent figure standing at 29.66% for Q1 2026.

• On a quarterly basis, Net Margin rose 241.0% year-over-year to 29.66% in Q1 2026; TTM through Mar 2026 was 19.6%, a 599.0% increase from a year earlier, with the FY2025 full-year figure at 30.35%, up 928.0% from the prior year.
• Net Margin improved to 29.66% in Q1 2026 per SMBK's latest filing, from 13.42% in the prior quarter.
• Across five years, Net Margin topped out at 77.7% in Q4 2022 and bottomed at 12.48% in Q2 2023.
• The 5-year median for Net Margin is 22.45% (2024), against an average of 18.86%.
• Across the five-year window, Net Margin jumped 5040 bps in 2022 and plunged 6494 bps in 2023, its largest moves.
• Year by year, Net Margin stood at 77.7% in 2022, then tumbled by 84 bps to 12.76% in 2023, then slumped by 52 bps to 6.09% in 2024, then jumped by 120 bps to 13.42% in 2025, then jumped by 121 bps to 29.66% in 2026.
• Per Business Quant, the three latest SMBK Net Margin figures stand at 29.66% (Q1 2026), 13.42% (Q4 2025), and 30.23% (Q3 2025).