Smartfinancial (SMBK) Net Margin (2010 - 2026)
Smartfinancial's quarterly Net Margin came in at 25.42% in Q1 2026, up 139.0% year-on-year from 10.64% in Q1 2025, and up 3.16% quarter-over-quarter from 24.64% in Q4 2025.
Smartfinancial has reported Net Margin for 17 years, with the latest figure at 25.42% in Q1 2026.
- For the quarter ending Q1 2026, Net Margin rose 139.0% year-over-year to 25.42%; the trailing twelve-month figure through Mar 2026 stood at 25.17% (up 383.0% YoY), and the FY2025 full-year result was 24.83%, up 376.0% from the prior year.
- Net Margin for Q1 2026 stood at 25.42%, up from 24.64% in the prior quarter.
- The five-year high for Net Margin was 29.07% in Q4 2022, with the low at 6.52% in Q3 2023.
- Average Net Margin over 5 years is 22.25%, with a median of 23.53% recorded in 2022.
- Year-over-year, Net Margin slumped 1730 bps in 2023 and jumped 1417 bps in 2024.
- Tracing SMBK's Net Margin over 5 years: stood at 29.07% in 2022, then slumped by 46 bps to 15.83% in 2023, then surged by 30 bps to 20.59% in 2024, then increased by 20 bps to 24.64% in 2025, then gained by 3 bps to 25.42% in 2026.
- The last three Net Margin figures came in at 25.42% (Q1 2026), 24.64% (Q4 2025), and 26.8% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 251.45% |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 26.97% |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | -0.97% |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 27.35% |
| 10 | Smartfinancial | 700.45 Mn | 254.49 Mn | - | 25.42% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 25.42% |
| Dec 31, 2025 | 24.64% |
| Sep 30, 2025 | 26.80% |
| Jun 30, 2025 | 23.77% |
| Mar 31, 2025 | 24.03% |
| Dec 31, 2024 | 20.59% |
| Sep 30, 2024 | 20.69% |
| Jun 30, 2024 | 19.80% |
| Mar 31, 2024 | 23.34% |
| Dec 31, 2023 | 15.83% |
| Sep 30, 2023 | 6.52% |
| Jun 30, 2023 | 22.83% |
| Mar 31, 2023 | 26.80% |
| Dec 31, 2022 | 29.07% |
| Sep 30, 2022 | 23.82% |
| Jun 30, 2022 | 23.53% |
| Mar 31, 2022 | 20.72% |
| Dec 31, 2021 | 23.68% |
| Sep 30, 2021 | 26.16% |
| Jun 30, 2021 | 27.40% |
| Mar 31, 2021 | 27.98% |
| Dec 31, 2020 | 26.06% |
| Sep 30, 2020 | 21.20% |
| Jun 30, 2020 | 18.59% |
| Mar 31, 2020 | 10.76% |
| Dec 31, 2019 | 22.59% |
| Sep 30, 2019 | 20.20% |
| Jun 30, 2019 | 31.22% |
| Mar 31, 2019 | 20.85% |
| Dec 31, 2018 | 27.83% |
| Sep 30, 2018 | 20.90% |
| Jun 30, 2018 | 18.62% |
| Mar 31, 2018 | 18.69% |
| Dec 31, 2017 | 0.22% |
| Sep 30, 2017 | 13.84% |
| Jun 30, 2017 | 14.33% |
| Mar 31, 2017 | 13.46% |
| Dec 31, 2016 | 12.75% |
| Sep 30, 2016 | 12.34% |
| Jun 30, 2016 | 8.72% |
| Mar 31, 2016 | 11.14% |
| Dec 31, 2015 | 10.77% |
| Sep 30, 2015 | -1.62% |
| Jun 30, 2015 | 0.77% |
| Mar 31, 2015 | 5.86% |
| Dec 31, 2014 | 0.42% |
| Sep 30, 2014 | 15.47% |
| Jun 30, 2014 | 0.41% |
| Mar 31, 2014 | 0.47% |
| Dec 31, 2013 | 0.26% |
| Sep 30, 2013 | 0.86% |
| Jun 30, 2013 | 0.07% |
| Mar 31, 2013 | 1.48% |
| Dec 31, 2012 | -0.51% |
| Sep 30, 2012 | 1.02% |
| Jun 30, 2012 | 0.40% |
| Mar 31, 2012 | 2.13% |
| Dec 31, 2011 | -3.98% |
| Sep 30, 2011 | 8.22% |
| Jun 30, 2011 | 0.38% |
| Mar 31, 2011 | 4.27% |
| Dec 31, 2010 | -143.85% |
| Sep 30, 2010 | 4.13% |
| Jun 30, 2010 | 0.34% |