Smartfinancial (SMBK) Net Margin (2010 - 2026)

Smartfinancial's Net Margin history runs 17 years deep, the most recent figure standing at 25.42% for Q1 2026.

• In Q1 2026, Net Margin rose 139.0% year-over-year to 25.42%; the TTM figure through Mar 2026 stood at 25.17% (up 383.0% YoY), while the FY2025 annual figure was 24.83%, up 376.0% from the prior year.
• Net Margin was 25.42% for Q1 2026 at Smartfinancial, up from 24.64% in the prior quarter.
• In the past five years, Net Margin ranged from a high of 29.07% in Q4 2022 to a low of 6.52% in Q3 2023.
• Historically, Net Margin has averaged 22.25% across 5 years, with a median of 23.53% in 2022.
• The sharpest annual moves came in 2023 and 2024: Net Margin slumped 1730 bps in 2023, then surged 1417 bps in 2024.
• A 5-year view of Net Margin shows it stood at 29.07% in 2022, then tumbled by 46 bps to 15.83% in 2023, then jumped by 30 bps to 20.59% in 2024, then grew by 20 bps to 24.64% in 2025, then rose by 3 bps to 25.42% in 2026.
• The last three Net Margin figures came in at 25.42% (Q1 2026), 24.64% (Q4 2025), and 26.8% (Q3 2025), per Business Quant data.