Smartfinancial (SMBK) Net Cash Flow (2012 - 2026)
Smartfinancial (SMBK) recorded quarterly Net Cash Flow of -$118.3 million in Q1 2026, down 27.65% quarter-over-quarter from -$92.7 million in Q4 2025, and down 434.18% on a YoY basis from $35.4 million in Q1 2025.
Smartfinancial (SMBK) Net Cash Flow (2012 - 2026) Analysis & Trends
Smartfinancial's Net Cash Flow history runs 15 years deep, the most recent figure standing at -$118.3 million for Q1 2026.
- In Q1 2026, Net Cash Flow fell 434.18% year-over-year to -$118.3 million; the TTM figure through Mar 2026 stood at -$76.9 million (down 39.95% YoY), while the FY2025 annual figure was $76.8 million, up 117.7% from the prior year.
- Net Cash Flow was -$118.3 million for Q1 2026 at Smartfinancial, down from -$92.7 million in the prior quarter.
- In the past five years, Net Cash Flow ranged from a high of $194.7 million in Q4 2024 to a low of -$281.1 million in Q1 2022.
- Historically, Net Cash Flow has averaged -$41.1 million across 5 years, with a median of -$68.0 million in 2023.
- The sharpest annual moves came in 2022 and 2024: Net Cash Flow sank 500.23% in 2022, then jumped 505.64% in 2024.
- A 5-year view of Net Cash Flow shows it stood at -$276.6 million in 2022, then jumped by 82.65% to -$48.0 million in 2023, then surged by 505.64% to $194.7 million in 2024, then plunged by 147.63% to -$92.7 million in 2025, then dropped by 27.65% to -$118.3 million in 2026.
- The last three Net Cash Flow figures came in at -$118.3 million (Q1 2026), -$92.7 million (Q4 2025), and $192.0 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.18 Mn |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 12.35 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 10.88 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | -8.79 Bn |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Smartfinancial | 765.04 Mn | 319.08 Mn | - | -118.35 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -118.35 Mn |
| Mar 31, 2026 | -118.35 Mn |
| Dec 31, 2025 | -92.71 Mn |
| Dec 31, 2025 | -92.71 Mn |
| Sep 30, 2025 | 192.03 Mn |
| Sep 30, 2025 | 192.03 Mn |
| Jun 30, 2025 | -57.89 Mn |
| Jun 30, 2025 | -57.89 Mn |
| Mar 31, 2025 | 35.41 Mn |
| Mar 31, 2025 | 35.41 Mn |
| Dec 31, 2024 | 194.66 Mn |
| Dec 31, 2024 | 194.66 Mn |
| Sep 30, 2024 | -149.92 Mn |
| Sep 30, 2024 | -149.92 Mn |
| Jun 30, 2024 | -135.11 Mn |
| Jun 30, 2024 | -135.11 Mn |
| Mar 31, 2024 | 125.67 Mn |
| Mar 31, 2024 | 125.67 Mn |
| Dec 31, 2023 | -47.99 Mn |
| Dec 31, 2023 | -47.99 Mn |