Smartfinancial (SMBK) Net Cash Flow (2012 - 2026)
Smartfinancial's (SMBK) quarterly Net Cash Flow came in at -$118.3 million in Q1 2026, down 434.18% year-on-year from $35.4 million in Q1 2025, and down 27.65% quarter-over-quarter from -$92.7 million in Q4 2025.
Smartfinancial (SMBK) Net Cash Flow (2012 - 2026) Analysis & Trends
Smartfinancial's Net Cash Flow history runs 15 years deep, the most recent figure standing at -$118.3 million for Q1 2026.
- On a quarterly basis, Net Cash Flow fell 434.18% year-over-year to -$118.3 million in Q1 2026; TTM through Mar 2026 was -$76.9 million, a 39.95% decrease from a year earlier, with the FY2025 full-year figure at $76.8 million, up 117.7% from the prior year.
- Net Cash Flow declined to -$118.3 million in Q1 2026 per SMBK's latest filing, from -$92.7 million in the prior quarter.
- Across five years, Net Cash Flow topped out at $194.7 million in Q4 2024 and bottomed at -$281.1 million in Q1 2022.
- The 5-year median for Net Cash Flow is -$68.0 million (2023), against an average of -$41.1 million.
- Across the five-year window, Net Cash Flow sank 500.23% in 2022 and soared 505.64% in 2024, its largest moves.
- Year by year, Net Cash Flow stood at -$276.6 million in 2022, then jumped by 82.65% to -$48.0 million in 2023, then surged by 505.64% to $194.7 million in 2024, then slumped by 147.63% to -$92.7 million in 2025, then dropped by 27.65% to -$118.3 million in 2026.
- Per Business Quant, the three latest SMBK Net Cash Flow figures stand at -$118.3 million (Q1 2026), -$92.7 million (Q4 2025), and $192.0 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | -503.85 Mn |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -8.67 Bn |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -1.18 Mn |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | - |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 12.35 Mn |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 10.88 Mn |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | -8.01 Bn |
| 10 | Smartfinancial | 838.51 Mn | 384.45 Mn | - | -118.35 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -118.35 Mn |
| Mar 31, 2026 | -118.35 Mn |
| Dec 31, 2025 | -92.71 Mn |
| Dec 31, 2025 | -92.71 Mn |
| Sep 30, 2025 | 192.03 Mn |
| Sep 30, 2025 | 192.03 Mn |
| Jun 30, 2025 | -57.89 Mn |
| Jun 30, 2025 | -57.89 Mn |
| Mar 31, 2025 | 35.41 Mn |
| Mar 31, 2025 | 35.41 Mn |
| Dec 31, 2024 | 194.66 Mn |
| Dec 31, 2024 | 194.66 Mn |
| Sep 30, 2024 | -149.92 Mn |
| Sep 30, 2024 | -149.92 Mn |
| Jun 30, 2024 | -135.11 Mn |
| Jun 30, 2024 | -135.11 Mn |
| Mar 31, 2024 | 125.67 Mn |
| Mar 31, 2024 | 125.67 Mn |
| Dec 31, 2023 | -47.99 Mn |
| Dec 31, 2023 | -47.99 Mn |