Smartfinancial (SMBK) Net Cash Flow (2012 - 2026)
Smartfinancial (SMBK) posted Net Cash Flow of $33.3 million for Q2 2026, up 128.15% on a QoQ basis from -$118.3 million in Q1 2026, and up 157.55% year-over-year from $12.9 million in Q2 2025.
Analysis
Smartfinancial (SMBK) Net Cash Flow (2012 - 2026) Analysis & Trends
Smartfinancial has reported Net Cash Flow for 15 years, with the latest figure at $33.3 million in Q2 2026.
- On a quarterly basis, Net Cash Flow rose 157.55% year-over-year to $33.3 million in Q2 2026; TTM through Jun 2026 was $14.3 million, a 35.8% decrease from a year earlier, with the FY2025 full-year figure at $76.8 million, up 117.7% from the prior year.
- Net Cash Flow was $33.3 million for Q2 2026 at Smartfinancial, up from -$118.3 million in the prior quarter.
- The five-year high for Net Cash Flow was $194.7 million in Q4 2024, with the low at -$281.1 million in Q1 2022.
- Average Net Cash Flow over 5 years is -$37.0 million, with a median of -$63.0 million recorded in 2023.
- The sharpest annual moves came in 2022 and 2024: Net Cash Flow plunged 500.23% in 2022, then surged 505.64% in 2024.
- Over 5 years, Net Cash Flow stood at -$276.6 million in 2022, then surged by 82.65% to -$48.0 million in 2023, then soared by 505.64% to $194.7 million in 2024, then tumbled by 147.63% to -$92.7 million in 2025, then jumped by 135.94% to $33.3 million in 2026.
- The last three Net Cash Flow figures came in at $33.3 million (Q2 2026), -$118.3 million (Q1 2026), and -$92.7 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 3.09 Bn |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | - |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 1.09 Bn |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | -3.59 Bn |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 430.00 Mn |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | -1.22 Bn |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 581.00 Mn |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 439.00 Mn |
| 10 | Smartfinancial | 886.73 Mn | 400.30 Mn | - | 33.32 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 33.32 Mn |
| Mar 31, 2026 | -118.35 Mn |
| Dec 31, 2025 | -92.71 Mn |
| Sep 30, 2025 | 192.03 Mn |
| Jun 30, 2025 | -57.89 Mn |
| Mar 31, 2025 | 35.41 Mn |
| Dec 31, 2024 | 194.66 Mn |
| Sep 30, 2024 | -149.92 Mn |
| Jun 30, 2024 | -135.11 Mn |
| Mar 31, 2024 | 125.67 Mn |
| Dec 31, 2023 | -47.99 Mn |
| Sep 30, 2023 | 161.36 Mn |
| Jun 30, 2023 | -68.04 Mn |
| Mar 31, 2023 | 40.51 Mn |
| Dec 31, 2022 | -276.61 Mn |
| Sep 30, 2022 | -111.92 Mn |
| Jun 30, 2022 | -109.02 Mn |
| Mar 31, 2022 | -281.11 Mn |
| Dec 31, 2021 | -46.08 Mn |
| Sep 30, 2021 | 417.65 Mn |