Smartfinancial (SMBK) Net Cash Flow (2012 - 2026)

Smartfinancial's (SMBK) quarterly Net Cash Flow came in at -$118.3 million in Q1 2026, down 434.18% year-on-year from $35.4 million in Q1 2025, and down 27.65% quarter-over-quarter from -$92.7 million in Q4 2025.

Smartfinancial (SMBK) Net Cash Flow (2012 - 2026) Analysis & Trends

Smartfinancial's Net Cash Flow history runs 15 years deep, the most recent figure standing at -$118.3 million for Q1 2026.

  • On a quarterly basis, Net Cash Flow fell 434.18% year-over-year to -$118.3 million in Q1 2026; TTM through Mar 2026 was -$76.9 million, a 39.95% decrease from a year earlier, with the FY2025 full-year figure at $76.8 million, up 117.7% from the prior year.
  • Net Cash Flow declined to -$118.3 million in Q1 2026 per SMBK's latest filing, from -$92.7 million in the prior quarter.
  • Across five years, Net Cash Flow topped out at $194.7 million in Q4 2024 and bottomed at -$281.1 million in Q1 2022.
  • The 5-year median for Net Cash Flow is -$68.0 million (2023), against an average of -$41.1 million.
  • Across the five-year window, Net Cash Flow sank 500.23% in 2022 and soared 505.64% in 2024, its largest moves.
  • Year by year, Net Cash Flow stood at -$276.6 million in 2022, then jumped by 82.65% to -$48.0 million in 2023, then surged by 505.64% to $194.7 million in 2024, then slumped by 147.63% to -$92.7 million in 2025, then dropped by 27.65% to -$118.3 million in 2026.
  • Per Business Quant, the three latest SMBK Net Cash Flow figures stand at -$118.3 million (Q1 2026), -$92.7 million (Q4 2025), and $192.0 million (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Cash Flow (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -503.85 Mn
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -8.67 Bn
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -1.18 Mn
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 12.35 Mn
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 10.88 Mn
9 Pnc Financial Services 100.96 Bn 101.01 Bn - -8.01 Bn
10 Smartfinancial 838.51 Mn 384.45 Mn - -118.35 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -118.35 Mn
Mar 31, 2026 -118.35 Mn
Dec 31, 2025 -92.71 Mn
Dec 31, 2025 -92.71 Mn
Sep 30, 2025 192.03 Mn
Sep 30, 2025 192.03 Mn
Jun 30, 2025 -57.89 Mn
Jun 30, 2025 -57.89 Mn
Mar 31, 2025 35.41 Mn
Mar 31, 2025 35.41 Mn
Dec 31, 2024 194.66 Mn
Dec 31, 2024 194.66 Mn
Sep 30, 2024 -149.92 Mn
Sep 30, 2024 -149.92 Mn
Jun 30, 2024 -135.11 Mn
Jun 30, 2024 -135.11 Mn
Mar 31, 2024 125.67 Mn
Mar 31, 2024 125.67 Mn
Dec 31, 2023 -47.99 Mn
Dec 31, 2023 -47.99 Mn