Smartfinancial (SMBK) Net Cash Flow (2012 - 2026)
Smartfinancial (SMBK) posted quarterly Net Cash Flow of -$118.3 million for Q1 2026, down 434.18% year-over-year from $35.4 million in Q1 2025, and down 27.65% quarter-over-quarter from -$92.7 million in Q4 2025.
Smartfinancial (SMBK) Net Cash Flow (2012 - 2026) Analysis & Trends
Smartfinancial's Net Cash Flow history runs 15 years deep, the most recent figure standing at -$118.3 million for Q1 2026.
- In Q1 2026, Net Cash Flow fell 434.18% year-over-year to -$118.3 million; the TTM figure through Mar 2026 stood at -$76.9 million (down 39.95% YoY), while the FY2025 annual figure was $76.8 million, up 117.7% from the prior year.
- Net Cash Flow for Q1 2026 stood at -$118.3 million, down from -$92.7 million in the prior quarter.
- The five-year high for Net Cash Flow was $194.7 million in Q4 2024, with the low at -$281.1 million in Q1 2022.
- The 5-year median for Net Cash Flow is -$68.0 million (2023), against an average of -$41.1 million.
- The sharpest annual moves came in 2022 and 2024: Net Cash Flow plunged 500.23% in 2022, then soared 505.64% in 2024.
- Smartfinancial's Net Cash Flow stood at -$276.6 million in 2022, then soared by 82.65% to -$48.0 million in 2023, then jumped by 505.64% to $194.7 million in 2024, then tumbled by 147.63% to -$92.7 million in 2025, then slipped by 27.65% to -$118.3 million in 2026.
- Business Quant data shows SMBK's Net Cash Flow at -$118.3 million in Q1 2026, -$92.7 million in Q4 2025, and $192.0 million in Q3 2025.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | -2.95 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 18.14 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 3.09 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | - |
| 10 | Smartfinancial | 857.61 Mn | 371.07 Mn | - | 33.32 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 33.32 Mn |
| Jun 30, 2026 | 33.32 Mn |
| Mar 31, 2026 | -118.35 Mn |
| Mar 31, 2026 | -118.35 Mn |
| Dec 31, 2025 | -92.71 Mn |
| Dec 31, 2025 | -92.71 Mn |
| Sep 30, 2025 | 192.03 Mn |
| Sep 30, 2025 | 192.03 Mn |
| Jun 30, 2025 | -57.89 Mn |
| Jun 30, 2025 | -57.89 Mn |
| Mar 31, 2025 | 35.41 Mn |
| Mar 31, 2025 | 35.41 Mn |
| Dec 31, 2024 | 194.66 Mn |
| Dec 31, 2024 | 194.66 Mn |
| Sep 30, 2024 | -149.92 Mn |
| Sep 30, 2024 | -149.92 Mn |
| Jun 30, 2024 | -135.11 Mn |
| Jun 30, 2024 | -135.11 Mn |
| Mar 31, 2024 | 125.67 Mn |
| Mar 31, 2024 | 125.67 Mn |