Smartfinancial SMBK
NYSE SMBK
$51.86 -0.06 (-0.12%)
At close: Sep 18, 2026 · 4:00 PM EDT

Smartfinancial (SMBK) FCF Payout Ratio (2012 - 2026)

Smartfinancial (SMBK) posted FCF Payout Ratio of 0.07 for Q2 2026, down 49.04% on a QoQ basis from 0.13 in Q1 2026, and down 33.45% year-over-year from 0.1 in Q2 2025.

Analysis

Smartfinancial (SMBK) FCF Payout Ratio (2012 - 2026) Analysis & Trends

Smartfinancial has reported FCF Payout Ratio for 10 years, with the latest figure at 0.07 in Q2 2026.

  • On a quarterly basis, FCF Payout Ratio fell 33.45% year-over-year to 0.07 in Q2 2026; TTM through Jun 2026 was 0.09, a 15.33% decrease from a year earlier, with the FY2025 full-year figure at 0.09, down 21.55% from the prior year.
  • FCF Payout Ratio was 0.07 for Q2 2026 at Smartfinancial, down from 0.13 in the prior quarter.
  • The five-year high for FCF Payout Ratio was 1.75 in Q3 2023, with the low at 0.07 in Q2 2026.
  • Average FCF Payout Ratio over 5 years is 0.24, with a median of 0.11 recorded in 2022.
  • The sharpest annual moves came in 2023 and 2024: FCF Payout Ratio soared 1354.93% in 2023, then plunged 93.17% in 2024.
  • Over 5 years, FCF Payout Ratio stood at 0.09 in 2022, then surged by 62.8% to 0.14 in 2023, then tumbled by 38.51% to 0.09 in 2024, then retreated by 4.4% to 0.08 in 2025, then decreased by 18.66% to 0.07 in 2026.
  • The last three FCF Payout Ratio figures came in at 0.07 (Q2 2026), 0.13 (Q1 2026), and 0.08 (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Banco Santander Chile 424.88 Bn 544.83 Bn - -
2 Truist Financial 59.29 Bn 59.29 Bn - 0.67
3 Fifth Third Bancorp 47.98 Bn 24.26 Bn - -
4 M&T Bank 32.82 Bn 32.82 Bn - 0.17
5 Huntington Bancshares 32.08 Bn 27.60 Bn - 0.32
6 Citizens Financial 28.34 Bn 28.34 Bn - 0.29
7 Regions Financial 24.27 Bn 24.34 Bn - 0.74
8 Keycorp 22.19 Bn -25.51 Bn - 1.11
9 First Citizens Bancshares 21.93 Bn 21.41 Bn 29.00 Mn 0.06
10 Smartfinancial 886.73 Mn 400.30 Mn - 0.07
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 0.07
Mar 31, 2026 0.13
Dec 31, 2025 0.08
Sep 30, 2025 0.08
Jun 30, 2025 0.10
Mar 31, 2025 0.10
Dec 31, 2024 0.09
Sep 30, 2024 0.12
Jun 30, 2024 0.09
Mar 31, 2024 0.33
Dec 31, 2023 0.14
Sep 30, 2023 1.75
Jun 30, 2023 0.59
Mar 31, 2023 0.14
Dec 31, 2022 0.09
Sep 30, 2022 0.12
Jun 30, 2022 0.11
Mar 31, 2022 0.12
Dec 31, 2021 -0.88
Sep 30, 2021 0.06