Smartfinancial (SMBK) FCF Payout Ratio (2012 - 2026)
Smartfinancial (SMBK) posted quarterly FCF Payout Ratio of 0.13 for Q1 2026, up 32.5% year-over-year from 0.1 in Q1 2025, and up 59.63% quarter-over-quarter from 0.08 in Q4 2025.
Smartfinancial (SMBK) FCF Payout Ratio (2012 - 2026) Analysis & Trends
Smartfinancial's FCF Payout Ratio history runs 10 years deep, the most recent figure standing at 0.13 for Q1 2026.
- In Q1 2026, FCF Payout Ratio rose 32.5% year-over-year to 0.13; the TTM figure through Mar 2026 stood at 0.1 (changed 0.36% YoY), while the FY2025 annual figure was 0.09, down 21.55% from the prior year.
- FCF Payout Ratio for Q1 2026 stood at 0.13, up from 0.08 in the prior quarter.
- The five-year high for FCF Payout Ratio was 1.75 in Q3 2023, with the low at 0.07 in Q3 2025.
- The 5-year median for FCF Payout Ratio is 0.12 (2022), against an average of 0.25.
- The sharpest annual moves came in 2023 and 2024: FCF Payout Ratio jumped 1354.93% in 2023, then plunged 93.17% in 2024.
- Smartfinancial's FCF Payout Ratio stood at 0.09 in 2022, then soared by 62.8% to 0.14 in 2023, then tumbled by 38.51% to 0.09 in 2024, then declined by 4.4% to 0.08 in 2025, then surged by 59.63% to 0.13 in 2026.
- Business Quant data shows SMBK's FCF Payout Ratio at 0.13 in Q1 2026, 0.08 in Q4 2025, and 0.07 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 0.32 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 0.17 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 0.67 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | - |
| 10 | Smartfinancial | 857.61 Mn | 371.07 Mn | - | 0.07 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.07 |
| Mar 31, 2026 | 0.13 |
| Dec 31, 2025 | 0.08 |
| Sep 30, 2025 | 0.07 |
| Jun 30, 2025 | 0.12 |
| Mar 31, 2025 | 0.10 |
| Dec 31, 2024 | 0.09 |
| Sep 30, 2024 | 0.12 |
| Jun 30, 2024 | 0.09 |
| Mar 31, 2024 | 0.33 |
| Dec 31, 2023 | 0.14 |
| Sep 30, 2023 | 1.75 |
| Jun 30, 2023 | 0.59 |
| Mar 31, 2023 | 0.14 |
| Dec 31, 2022 | 0.09 |
| Sep 30, 2022 | 0.12 |
| Jun 30, 2022 | 0.11 |
| Mar 31, 2022 | 0.12 |
| Dec 31, 2021 | -0.88 |
| Sep 30, 2021 | 0.06 |