Smartfinancial (SMBK) FCF Payout Ratio (2012 - 2026)
Smartfinancial's (SMBK) quarterly FCF Payout Ratio came in at 0.13 in Q1 2026, up 32.5% year-on-year from 0.1 in Q1 2025, and up 59.63% quarter-over-quarter from 0.08 in Q4 2025.
Smartfinancial (SMBK) FCF Payout Ratio (2012 - 2026) Analysis & Trends
Smartfinancial's FCF Payout Ratio history runs 10 years deep, the most recent figure standing at 0.13 for Q1 2026.
- On a quarterly basis, FCF Payout Ratio rose 32.5% year-over-year to 0.13 in Q1 2026; TTM through Mar 2026 was 0.1, a 0.36% change from a year earlier, with the FY2025 full-year figure at 0.09, down 21.55% from the prior year.
- FCF Payout Ratio grew to 0.13 in Q1 2026 per SMBK's latest filing, from 0.08 in the prior quarter.
- Across five years, FCF Payout Ratio topped out at 1.75 in Q3 2023 and bottomed at 0.07 in Q3 2025.
- The 5-year median for FCF Payout Ratio is 0.12 (2022), against an average of 0.25.
- Across the five-year window, FCF Payout Ratio jumped 1354.93% in 2023 and sank 93.17% in 2024, its largest moves.
- Year by year, FCF Payout Ratio stood at 0.09 in 2022, then jumped by 62.8% to 0.14 in 2023, then slumped by 38.51% to 0.09 in 2024, then fell by 4.4% to 0.08 in 2025, then soared by 59.63% to 0.13 in 2026.
- Per Business Quant, the three latest SMBK FCF Payout Ratio figures stand at 0.13 (Q1 2026), 0.08 (Q4 2025), and 0.07 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | - |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -1.36 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 5.86 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | - |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 0.18 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 0.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 0.36 |
| 10 | Smartfinancial | 838.51 Mn | 384.45 Mn | - | 0.13 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.13 |
| Dec 31, 2025 | 0.08 |
| Sep 30, 2025 | 0.07 |
| Jun 30, 2025 | 0.12 |
| Mar 31, 2025 | 0.10 |
| Dec 31, 2024 | 0.09 |
| Sep 30, 2024 | 0.12 |
| Jun 30, 2024 | 0.09 |
| Mar 31, 2024 | 0.33 |
| Dec 31, 2023 | 0.14 |
| Sep 30, 2023 | 1.75 |
| Jun 30, 2023 | 0.59 |
| Mar 31, 2023 | 0.14 |
| Dec 31, 2022 | 0.09 |
| Sep 30, 2022 | 0.12 |
| Jun 30, 2022 | 0.11 |
| Mar 31, 2022 | 0.12 |
| Dec 31, 2021 | -0.88 |
| Sep 30, 2021 | 0.06 |
| Jun 30, 2021 | 0.35 |