Smartfinancial SMBK
NYSE SMBK
$51.04 +0.09 (+0.18%)
At close: Aug 21, 2026 · 4:00 PM EDT

Smartfinancial (SMBK) FCF Payout Ratio (2012 - 2026)

Smartfinancial (SMBK) posted quarterly FCF Payout Ratio of 0.13 for Q1 2026, up 32.5% year-over-year from 0.1 in Q1 2025, and up 59.63% quarter-over-quarter from 0.08 in Q4 2025.

Smartfinancial (SMBK) FCF Payout Ratio (2012 - 2026) Analysis & Trends

Smartfinancial's FCF Payout Ratio history runs 10 years deep, the most recent figure standing at 0.13 for Q1 2026.

  • In Q1 2026, FCF Payout Ratio rose 32.5% year-over-year to 0.13; the TTM figure through Mar 2026 stood at 0.1 (changed 0.36% YoY), while the FY2025 annual figure was 0.09, down 21.55% from the prior year.
  • FCF Payout Ratio for Q1 2026 stood at 0.13, up from 0.08 in the prior quarter.
  • The five-year high for FCF Payout Ratio was 1.75 in Q3 2023, with the low at 0.07 in Q3 2025.
  • The 5-year median for FCF Payout Ratio is 0.12 (2022), against an average of 0.25.
  • The sharpest annual moves came in 2023 and 2024: FCF Payout Ratio jumped 1354.93% in 2023, then plunged 93.17% in 2024.
  • Smartfinancial's FCF Payout Ratio stood at 0.09 in 2022, then soared by 62.8% to 0.14 in 2023, then tumbled by 38.51% to 0.09 in 2024, then declined by 4.4% to 0.08 in 2025, then surged by 59.63% to 0.13 in 2026.
  • Business Quant data shows SMBK's FCF Payout Ratio at 0.13 in Q1 2026, 0.08 in Q4 2025, and 0.07 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Hdfc Bank 120.66 Bn 84.46 Bn - -
2 Pnc Financial Services 97.86 Bn 97.86 Bn - 0.32
3 Us Bancorp 96.39 Bn 96.39 Bn - 0.17
4 Lloyds Banking 93.61 Bn 93.91 Bn - -
5 NatWest 74.92 Bn -144.17 Bn - -
6 Deutsche Bank Aktiengesellschaft 72.22 Bn -81.10 Bn - -
7 Nu Holdings 70.34 Bn 56.66 Bn 2.35 Bn -
8 Truist Financial 61.75 Bn 61.75 Bn - 0.67
9 Fifth Third Bancorp 49.88 Bn 26.16 Bn - -
10 Smartfinancial 857.61 Mn 371.07 Mn - 0.07

Historic Data

Download Data
DateValue
Jun 30, 2026 0.07
Mar 31, 2026 0.13
Dec 31, 2025 0.08
Sep 30, 2025 0.07
Jun 30, 2025 0.12
Mar 31, 2025 0.10
Dec 31, 2024 0.09
Sep 30, 2024 0.12
Jun 30, 2024 0.09
Mar 31, 2024 0.33
Dec 31, 2023 0.14
Sep 30, 2023 1.75
Jun 30, 2023 0.59
Mar 31, 2023 0.14
Dec 31, 2022 0.09
Sep 30, 2022 0.12
Jun 30, 2022 0.11
Mar 31, 2022 0.12
Dec 31, 2021 -0.88
Sep 30, 2021 0.06