Smartfinancial (SMBK) FCF Payout Ratio (2012 - 2026)
Smartfinancial (SMBK) posted FCF Payout Ratio of 0.07 for Q2 2026, down 49.04% on a QoQ basis from 0.13 in Q1 2026, and down 33.45% year-over-year from 0.1 in Q2 2025.
Analysis
Smartfinancial (SMBK) FCF Payout Ratio (2012 - 2026) Analysis & Trends
Smartfinancial has reported FCF Payout Ratio for 10 years, with the latest figure at 0.07 in Q2 2026.
- On a quarterly basis, FCF Payout Ratio fell 33.45% year-over-year to 0.07 in Q2 2026; TTM through Jun 2026 was 0.09, a 15.33% decrease from a year earlier, with the FY2025 full-year figure at 0.09, down 21.55% from the prior year.
- FCF Payout Ratio was 0.07 for Q2 2026 at Smartfinancial, down from 0.13 in the prior quarter.
- The five-year high for FCF Payout Ratio was 1.75 in Q3 2023, with the low at 0.07 in Q2 2026.
- Average FCF Payout Ratio over 5 years is 0.24, with a median of 0.11 recorded in 2022.
- The sharpest annual moves came in 2023 and 2024: FCF Payout Ratio soared 1354.93% in 2023, then plunged 93.17% in 2024.
- Over 5 years, FCF Payout Ratio stood at 0.09 in 2022, then surged by 62.8% to 0.14 in 2023, then tumbled by 38.51% to 0.09 in 2024, then retreated by 4.4% to 0.08 in 2025, then decreased by 18.66% to 0.07 in 2026.
- The last three FCF Payout Ratio figures came in at 0.07 (Q2 2026), 0.13 (Q1 2026), and 0.08 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 0.67 |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | - |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 0.17 |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 0.32 |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 0.29 |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 0.74 |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 1.11 |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 0.06 |
| 10 | Smartfinancial | 886.73 Mn | 400.30 Mn | - | 0.07 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.07 |
| Mar 31, 2026 | 0.13 |
| Dec 31, 2025 | 0.08 |
| Sep 30, 2025 | 0.08 |
| Jun 30, 2025 | 0.10 |
| Mar 31, 2025 | 0.10 |
| Dec 31, 2024 | 0.09 |
| Sep 30, 2024 | 0.12 |
| Jun 30, 2024 | 0.09 |
| Mar 31, 2024 | 0.33 |
| Dec 31, 2023 | 0.14 |
| Sep 30, 2023 | 1.75 |
| Jun 30, 2023 | 0.59 |
| Mar 31, 2023 | 0.14 |
| Dec 31, 2022 | 0.09 |
| Sep 30, 2022 | 0.12 |
| Jun 30, 2022 | 0.11 |
| Mar 31, 2022 | 0.12 |
| Dec 31, 2021 | -0.88 |
| Sep 30, 2021 | 0.06 |