Smartfinancial (SMBK) FCF Payout Ratio (2012 - 2026)

Smartfinancial (SMBK) recorded quarterly FCF Payout Ratio of 0.13 in Q1 2026, up 59.63% quarter-over-quarter from 0.08 in Q4 2025, and up 32.5% on a YoY basis from 0.1 in Q1 2025.

Smartfinancial (SMBK) FCF Payout Ratio (2012 - 2026) Analysis & Trends

Smartfinancial's FCF Payout Ratio history runs 14 years deep, the most recent figure standing at 0.13 for Q1 2026.

  • In Q1 2026, FCF Payout Ratio rose 32.5% year-over-year to 0.13; the TTM figure through Mar 2026 stood at 0.1 (changed 0.36% YoY), while the FY2025 annual figure was 0.09, down 21.55% from the prior year.
  • FCF Payout Ratio was 0.13 for Q1 2026 at Smartfinancial, up from 0.08 in the prior quarter.
  • In the past five years, FCF Payout Ratio ranged from a high of 1.75 in Q3 2023 to a low of 0.07 in Q3 2025.
  • Historically, FCF Payout Ratio has averaged 0.25 across 5 years, with a median of 0.12 in 2022.
  • The sharpest annual moves came in 2023 and 2024: FCF Payout Ratio surged 1354.93% in 2023, then sank 93.17% in 2024.
  • A 5-year view of FCF Payout Ratio shows it stood at 0.09 in 2022, then jumped by 62.8% to 0.14 in 2023, then plunged by 38.51% to 0.09 in 2024, then fell by 4.4% to 0.08 in 2025, then soared by 59.63% to 0.13 in 2026.
  • The last three FCF Payout Ratio figures came in at 0.13 (Q1 2026), 0.08 (Q4 2025), and 0.07 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - 5.86
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 0.18
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 0.19
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -1.36
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Smartfinancial 765.04 Mn 319.08 Mn - 0.13

Historic Data

Download Data
DateValue
Mar 31, 2026 0.13
Dec 31, 2025 0.08
Sep 30, 2025 0.07
Jun 30, 2025 0.12
Mar 31, 2025 0.10
Dec 31, 2024 0.09
Sep 30, 2024 0.12
Jun 30, 2024 0.09
Mar 31, 2024 0.33
Dec 31, 2023 0.14
Sep 30, 2023 1.75
Jun 30, 2023 0.59
Mar 31, 2023 0.14
Dec 31, 2022 0.09
Sep 30, 2022 0.12
Jun 30, 2022 0.11
Mar 31, 2022 0.12
Dec 31, 2021 -0.88
Sep 30, 2021 0.06
Jun 30, 2021 0.35