Smartfinancial (SMBK) FCF Payout Ratio (2012 - 2026)
Smartfinancial (SMBK) recorded quarterly FCF Payout Ratio of 0.13 in Q1 2026, up 59.63% quarter-over-quarter from 0.08 in Q4 2025, and up 32.5% on a YoY basis from 0.1 in Q1 2025.
Smartfinancial (SMBK) FCF Payout Ratio (2012 - 2026) Analysis & Trends
Smartfinancial's FCF Payout Ratio history runs 14 years deep, the most recent figure standing at 0.13 for Q1 2026.
- In Q1 2026, FCF Payout Ratio rose 32.5% year-over-year to 0.13; the TTM figure through Mar 2026 stood at 0.1 (changed 0.36% YoY), while the FY2025 annual figure was 0.09, down 21.55% from the prior year.
- FCF Payout Ratio was 0.13 for Q1 2026 at Smartfinancial, up from 0.08 in the prior quarter.
- In the past five years, FCF Payout Ratio ranged from a high of 1.75 in Q3 2023 to a low of 0.07 in Q3 2025.
- Historically, FCF Payout Ratio has averaged 0.25 across 5 years, with a median of 0.12 in 2022.
- The sharpest annual moves came in 2023 and 2024: FCF Payout Ratio surged 1354.93% in 2023, then sank 93.17% in 2024.
- A 5-year view of FCF Payout Ratio shows it stood at 0.09 in 2022, then jumped by 62.8% to 0.14 in 2023, then plunged by 38.51% to 0.09 in 2024, then fell by 4.4% to 0.08 in 2025, then soared by 59.63% to 0.13 in 2026.
- The last three FCF Payout Ratio figures came in at 0.13 (Q1 2026), 0.08 (Q4 2025), and 0.07 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | 5.86 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 0.18 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 0.19 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | -1.36 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Smartfinancial | 765.04 Mn | 319.08 Mn | - | 0.13 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.13 |
| Dec 31, 2025 | 0.08 |
| Sep 30, 2025 | 0.07 |
| Jun 30, 2025 | 0.12 |
| Mar 31, 2025 | 0.10 |
| Dec 31, 2024 | 0.09 |
| Sep 30, 2024 | 0.12 |
| Jun 30, 2024 | 0.09 |
| Mar 31, 2024 | 0.33 |
| Dec 31, 2023 | 0.14 |
| Sep 30, 2023 | 1.75 |
| Jun 30, 2023 | 0.59 |
| Mar 31, 2023 | 0.14 |
| Dec 31, 2022 | 0.09 |
| Sep 30, 2022 | 0.12 |
| Jun 30, 2022 | 0.11 |
| Mar 31, 2022 | 0.12 |
| Dec 31, 2021 | -0.88 |
| Sep 30, 2021 | 0.06 |
| Jun 30, 2021 | 0.35 |