Smartfinancial (SMBK) FCF Payout Ratio (2012 - 2026)

Smartfinancial's quarterly FCF Payout Ratio came in at 0.13 in Q1 2026, up 32.5% year-on-year from 0.1 in Q1 2025, and up 59.63% quarter-over-quarter from 0.08 in Q4 2025.

Smartfinancial has reported FCF Payout Ratio for 14 years, with the latest figure at 0.13 in Q1 2026.

  • For the quarter ending Q1 2026, FCF Payout Ratio rose 32.5% year-over-year to 0.13; the trailing twelve-month figure through Mar 2026 stood at 0.1 (changed 0.36% YoY), and the FY2025 full-year result was 0.09, down 21.55% from the prior year.
  • FCF Payout Ratio for Q1 2026 stood at 0.13, up from 0.08 in the prior quarter.
  • The five-year high for FCF Payout Ratio was 1.75 in Q3 2023, with the low at 0.07 in Q3 2025.
  • Average FCF Payout Ratio over 5 years is 0.25, with a median of 0.12 recorded in 2022.
  • Year-over-year, FCF Payout Ratio jumped 1354.93% in 2023 and sank 93.17% in 2024.
  • Tracing SMBK's FCF Payout Ratio over 5 years: stood at 0.09 in 2022, then surged by 62.8% to 0.14 in 2023, then tumbled by 38.51% to 0.09 in 2024, then retreated by 4.4% to 0.08 in 2025, then jumped by 59.63% to 0.13 in 2026.
  • The last three FCF Payout Ratio figures came in at 0.13 (Q1 2026), 0.08 (Q4 2025), and 0.07 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - 5.86
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - -
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - 0.18
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 0.19
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - -
8 KB Financial 150.02 Bn 142.15 Bn - -
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 0.36
10 Smartfinancial 700.45 Mn 254.49 Mn - 0.13

Historic Data

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DateValue
Mar 31, 2026 0.13
Dec 31, 2025 0.08
Sep 30, 2025 0.07
Jun 30, 2025 0.12
Mar 31, 2025 0.10
Dec 31, 2024 0.09
Sep 30, 2024 0.12
Jun 30, 2024 0.09
Mar 31, 2024 0.33
Dec 31, 2023 0.14
Sep 30, 2023 1.75
Jun 30, 2023 0.59
Mar 31, 2023 0.14
Dec 31, 2022 0.09
Sep 30, 2022 0.12
Jun 30, 2022 0.11
Mar 31, 2022 0.12
Dec 31, 2021 -0.88
Sep 30, 2021 0.06
Jun 30, 2021 0.35
Mar 31, 2021 0.06
Dec 31, 2020 0.13
Sep 30, 2020 0.07
Jun 30, 2020 -0.09
Mar 31, 2020 0.11
Dec 31, 2019 0.35
Mar 31, 2017 0.10
Sep 30, 2016 0.36
Jun 30, 2016 0.06
Mar 31, 2016 0.07
Dec 31, 2015 -0.18
Sep 30, 2015 0.01
Jun 30, 2015 -0.05
Mar 31, 2015 -0.11
Dec 31, 2014 0.02
Sep 30, 2014 0.14
Jun 30, 2014 0.25
Mar 31, 2014 0.46
Dec 31, 2013 0.23
Sep 30, 2013 0.45
Jun 30, 2013 0.42
Mar 31, 2013 0.30
Dec 31, 2012 0.44
Sep 30, 2012 0.26
Jun 30, 2012 0.42
Mar 31, 2012 -0.14