Smartfinancial (SMBK) FCF Payout Ratio (2012 - 2026)

Smartfinancial's (SMBK) quarterly FCF Payout Ratio came in at 0.13 in Q1 2026, up 32.5% year-on-year from 0.1 in Q1 2025, and up 59.63% quarter-over-quarter from 0.08 in Q4 2025.

Smartfinancial (SMBK) FCF Payout Ratio (2012 - 2026) Analysis & Trends

Smartfinancial's FCF Payout Ratio history runs 10 years deep, the most recent figure standing at 0.13 for Q1 2026.

  • On a quarterly basis, FCF Payout Ratio rose 32.5% year-over-year to 0.13 in Q1 2026; TTM through Mar 2026 was 0.1, a 0.36% change from a year earlier, with the FY2025 full-year figure at 0.09, down 21.55% from the prior year.
  • FCF Payout Ratio grew to 0.13 in Q1 2026 per SMBK's latest filing, from 0.08 in the prior quarter.
  • Across five years, FCF Payout Ratio topped out at 1.75 in Q3 2023 and bottomed at 0.07 in Q3 2025.
  • The 5-year median for FCF Payout Ratio is 0.12 (2022), against an average of 0.25.
  • Across the five-year window, FCF Payout Ratio jumped 1354.93% in 2023 and sank 93.17% in 2024, its largest moves.
  • Year by year, FCF Payout Ratio stood at 0.09 in 2022, then jumped by 62.8% to 0.14 in 2023, then slumped by 38.51% to 0.09 in 2024, then fell by 4.4% to 0.08 in 2025, then soared by 59.63% to 0.13 in 2026.
  • Per Business Quant, the three latest SMBK FCF Payout Ratio figures stand at 0.13 (Q1 2026), 0.08 (Q4 2025), and 0.07 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -1.36
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 5.86
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 0.18
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.36
10 Smartfinancial 838.51 Mn 384.45 Mn - 0.13

Historic Data

Download Data
DateValue
Mar 31, 2026 0.13
Dec 31, 2025 0.08
Sep 30, 2025 0.07
Jun 30, 2025 0.12
Mar 31, 2025 0.10
Dec 31, 2024 0.09
Sep 30, 2024 0.12
Jun 30, 2024 0.09
Mar 31, 2024 0.33
Dec 31, 2023 0.14
Sep 30, 2023 1.75
Jun 30, 2023 0.59
Mar 31, 2023 0.14
Dec 31, 2022 0.09
Sep 30, 2022 0.12
Jun 30, 2022 0.11
Mar 31, 2022 0.12
Dec 31, 2021 -0.88
Sep 30, 2021 0.06
Jun 30, 2021 0.35