Smartfinancial Inc. (SMBK) EBT Margin (2010 - 2026)
Smartfinancial's EBT Margin was 36.70% in Q2 2026, up 7.74 percentage points from 28.96% a year earlier and up 5.55 percentage points from the prior quarter.
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Analysis
Smartfinancial Inc. (SMBK) EBT Margin (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, Smartfinancial's EBT Margin was 33.14% through Jun 30, 2026, up 5.90 percentage points year-over-year; for FY2025, it came in at 30.68%, up 4.17 percentage points from FY2024.
- EBT Margin shows a five-year change of +4.12 percentage points (FY2020 to FY2025).
- In earlier years, EBT Margin was 26.51% in FY2024 (+2.74 pp), 23.77% in FY2023 (-9.46 pp), 33.23% in FY2022 (+0.97 pp) and 32.27% in FY2021 (+5.71 pp).
- The Q2 2026 figure marks the highest quarterly EBT Margin since Q4 2022.
- Compared with a year earlier, EBT Margin has increased for five straight quarters, with an average year-over-year change of +6.18 percentage points over the last eight quarters.
- The best year-over-year quarter for EBT Margin over five years was Q3 2024 (a gain of 16.81 percentage points); the worst was Q3 2023 (a drop of 26.82 percentage points).
- Per Business Quant data, SMBK's EBT Margin in the three quarters before Q2 2026 was 31.15% (Q1 2026), 31.35% (Q4 2025) and 33.23% (Q3 2025).
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 36.70% |
| Mar 31, 2026 | 31.15% |
| Dec 31, 2025 | 31.35% |
| Sep 30, 2025 | 33.23% |
| Jun 30, 2025 | 28.96% |
| Mar 31, 2025 | 28.95% |
| Dec 31, 2024 | 26.46% |
| Sep 30, 2024 | 24.34% |
| Jun 30, 2024 | 25.57% |
| Mar 31, 2024 | 29.89% |
| Dec 31, 2023 | 20.03% |
| Sep 30, 2023 | 7.53% |
| Jun 30, 2023 | 28.89% |
| Mar 31, 2023 | 34.56% |
| Dec 31, 2022 | 36.96% |
| Sep 30, 2022 | 34.35% |
| Jun 30, 2022 | 32.55% |
| Mar 31, 2022 | 28.22% |
| Dec 31, 2021 | 22.96% |
| Sep 30, 2021 | 33.34% |
API Access
Smartfinancial Inc. EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=SMBK&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "SMBK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=SMBK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();