Smartfinancial (SMBK) EBT Margin (2010 - 2026)

Smartfinancial's EBT Margin history runs 17 years deep, the most recent figure standing at 36.34% for Q1 2026.

• On a quarterly basis, EBT Margin rose 351.0% year-over-year to 36.34% in Q1 2026; TTM through Mar 2026 was 19.81%, a 299.0% increase from a year earlier, with the FY2025 full-year figure at 30.68%, up 417.0% from the prior year.
• EBT Margin improved to 36.34% in Q1 2026 per SMBK's latest filing, from 8.98% in the prior quarter.
• Across five years, EBT Margin topped out at 98.79% in Q4 2022 and bottomed at 15.8% in Q2 2023.
• The 5-year median for EBT Margin is 28.96% (2025), against an average of 23.16%.
• Across the five-year window, EBT Margin jumped 6426 bps in 2022 and tumbled 8264 bps in 2023, its largest moves.
• Year by year, EBT Margin stood at 98.79% in 2022, then sank by 84 bps to 16.15% in 2023, then slumped by 52 bps to 7.82% in 2024, then advanced by 15 bps to 8.98% in 2025, then surged by 304 bps to 36.34% in 2026.
• Per Business Quant, the three latest SMBK EBT Margin figures stand at 36.34% (Q1 2026), 8.98% (Q4 2025), and 37.48% (Q3 2025).