Smartfinancial (SMBK) EBT Margin (2010 - 2026)
Smartfinancial (SMBK) posted EBT Margin of 36.7% for Q2 2026, up 17.81% on a QoQ basis from 31.15% in Q1 2026, and up 774.0% year-over-year from 4.2% in Q2 2025.
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Smartfinancial (SMBK) EBT Margin (2010 - 2026) Analysis & Trends
Smartfinancial has reported EBT Margin for 17 years, with the latest figure at 36.7% in Q2 2026.
- On a quarterly basis, EBT Margin rose 774.0% year-over-year to 36.7% in Q2 2026; TTM through Jun 2026 was 33.14%, a 590.0% increase from a year earlier, with the FY2025 full-year figure at 30.68%, up 417.0% from the prior year.
- EBT Margin was 36.7% for Q2 2026 at Smartfinancial, up from 31.15% in the prior quarter.
- The five-year high for EBT Margin was 36.7% in Q2 2026, with the low at 7.11% in Q3 2023.
- Average EBT Margin over 5 years is 28.21%, with a median of 28.96% recorded in 2025.
- The sharpest annual moves came in 2023 and 2024: EBT Margin plunged 2723 bps in 2023, then jumped 1722 bps in 2024.
- Over 5 years, EBT Margin stood at 25.52% in 2022, then declined by 22 bps to 20.03% in 2023, then soared by 32 bps to 26.46% in 2024, then climbed by 18 bps to 31.35% in 2025, then grew by 17 bps to 36.7% in 2026.
- The last three EBT Margin figures came in at 36.7% (Q2 2026), 31.15% (Q1 2026), and 31.35% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 34.47% |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 31.64% |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 41.98% |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 31.58% |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 33.07% |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 37.65% |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 33.08% |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 1,204.05% |
| 10 | Smartfinancial | 886.73 Mn | 400.30 Mn | - | 36.70% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 36.70% |
| Mar 31, 2026 | 31.15% |
| Dec 31, 2025 | 31.35% |
| Sep 30, 2025 | 33.23% |
| Jun 30, 2025 | 28.96% |
| Mar 31, 2025 | 28.95% |
| Dec 31, 2024 | 26.46% |
| Sep 30, 2024 | 24.34% |
| Jun 30, 2024 | 25.57% |
| Mar 31, 2024 | 29.89% |
| Dec 31, 2023 | 20.03% |
| Sep 30, 2023 | 7.11% |
| Jun 30, 2023 | 28.89% |
| Mar 31, 2023 | 34.56% |
| Dec 31, 2022 | 25.52% |
| Sep 30, 2022 | 34.35% |
| Jun 30, 2022 | 32.55% |
| Mar 31, 2022 | 28.22% |
| Dec 31, 2021 | 22.96% |
| Sep 30, 2021 | 33.34% |