Smartfinancial (SMBK) EBT Margin (2010 - 2026)
Smartfinancial (SMBK) recorded quarterly EBT Margin of 31.15% in Q1 2026, down 0.63% quarter-over-quarter from 31.35% in Q4 2025, and up 220.0% on a YoY basis from 9.73% in Q1 2025.
Smartfinancial (SMBK) EBT Margin (2010 - 2026) Analysis & Trends
Smartfinancial's EBT Margin history runs 17 years deep, the most recent figure standing at 31.15% for Q1 2026.
- In Q1 2026, EBT Margin rose 220.0% year-over-year to 31.15%; the TTM figure through Mar 2026 stood at 31.19% (up 481.0% YoY), while the FY2025 annual figure was 30.68%, up 417.0% from the prior year.
- EBT Margin was 31.15% for Q1 2026 at Smartfinancial, down from 31.35% in the prior quarter.
- In the past five years, EBT Margin ranged from a high of 36.96% in Q4 2022 to a low of 7.53% in Q3 2023.
- Historically, EBT Margin has averaged 27.93% across 5 years, with a median of 28.96% in 2025.
- The sharpest annual moves came in 2023 and 2024: EBT Margin tumbled 2292 bps in 2023, then soared 1681 bps in 2024.
- A 5-year view of EBT Margin shows it stood at 36.96% in 2022, then sank by 46 bps to 20.03% in 2023, then surged by 32 bps to 26.46% in 2024, then advanced by 18 bps to 31.35% in 2025, then slipped by 1 bps to 31.15% in 2026.
- The last three EBT Margin figures came in at 31.15% (Q1 2026), 31.35% (Q4 2025), and 33.23% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 39.06% |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 311.44% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 33.63% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 46.65% |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 7,796,393.09% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -157.25% |
| 10 | Smartfinancial | 765.04 Mn | 319.08 Mn | - | 31.15% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 31.15% |
| Dec 31, 2025 | 31.35% |
| Sep 30, 2025 | 33.23% |
| Jun 30, 2025 | 28.96% |
| Mar 31, 2025 | 28.95% |
| Dec 31, 2024 | 26.46% |
| Sep 30, 2024 | 24.34% |
| Jun 30, 2024 | 25.57% |
| Mar 31, 2024 | 29.89% |
| Dec 31, 2023 | 20.03% |
| Sep 30, 2023 | 7.53% |
| Jun 30, 2023 | 28.89% |
| Mar 31, 2023 | 34.56% |
| Dec 31, 2022 | 36.96% |
| Sep 30, 2022 | 30.45% |
| Jun 30, 2022 | 30.20% |
| Mar 31, 2022 | 26.35% |
| Dec 31, 2021 | 29.95% |
| Sep 30, 2021 | 33.34% |
| Jun 30, 2021 | 35.11% |