Smartfinancial (SMBK) EBT Margin (2010 - 2026)
Smartfinancial (SMBK) posted quarterly EBT Margin of 36.34% for Q1 2026, up 351.0% year-over-year from 8.06% in Q1 2025, and up 55.59% quarter-over-quarter from 23.36% in Q4 2025.
Smartfinancial (SMBK) EBT Margin (2010 - 2026) Analysis & Trends
Smartfinancial's EBT Margin history runs 17 years deep, the most recent figure standing at 36.34% for Q1 2026.
- In Q1 2026, EBT Margin rose 351.0% year-over-year to 36.34%; the TTM figure through Mar 2026 stood at 30.49% (up 245.0% YoY), while the FY2025 annual figure was 30.68%, up 417.0% from the prior year.
- EBT Margin for Q1 2026 stood at 36.34%, up from 23.36% in the prior quarter.
- The five-year high for EBT Margin was 60.82% in Q4 2022, with the low at 15.8% in Q2 2023.
- The 5-year median for EBT Margin is 28.96% (2025), against an average of 22.57%.
- The sharpest annual moves came in 2023 and 2024: EBT Margin sank 4984 bps in 2023, then jumped 4479 bps in 2024.
- Smartfinancial's EBT Margin stood at 60.82% in 2022, then tumbled by 82 bps to 10.98% in 2023, then soared by 142 bps to 26.6% in 2024, then decreased by 12 bps to 23.36% in 2025, then surged by 56 bps to 36.34% in 2026.
- Business Quant data shows SMBK's EBT Margin at 36.34% in Q1 2026, 23.36% in Q4 2025, and 37.48% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 121.20 Bn | 85.00 Bn | - | - |
| 2 | Pnc Financial Services | 97.72 Bn | 97.72 Bn | - | 37.61% |
| 3 | Us Bancorp | 95.92 Bn | 95.92 Bn | - | 35.39% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.78 Bn | -144.31 Bn | - | 55.27% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.99 Bn | -81.33 Bn | - | 36.74% |
| 7 | Nu Holdings | 70.73 Bn | 57.04 Bn | 2.35 Bn | 22.42% |
| 8 | Truist Financial | 61.59 Bn | 61.59 Bn | - | 34.47% |
| 9 | Fifth Third Bancorp | 49.49 Bn | 25.77 Bn | - | 31.64% |
| 10 | Smartfinancial | 851.13 Mn | 364.59 Mn | - | 36.70% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 36.70% |
| Mar 31, 2026 | 36.34% |
| Dec 31, 2025 | 23.36% |
| Sep 30, 2025 | 37.48% |
| Jun 30, 2025 | 28.96% |
| Mar 31, 2025 | 32.83% |
| Dec 31, 2024 | 26.60% |
| Sep 30, 2024 | 24.34% |
| Jun 30, 2024 | 28.99% |
| Mar 31, 2024 | 30.49% |
| Dec 31, 2023 | 10.98% |
| Sep 30, 2023 | -3.40% |
| Jun 30, 2023 | -15.80% |
| Mar 31, 2023 | 34.56% |
| Dec 31, 2022 | 60.82% |
| Sep 30, 2022 | -2.64% |
| Jun 30, 2022 | -2.28% |
| Mar 31, 2022 | 32.05% |
| Dec 31, 2021 | 62.23% |
| Sep 30, 2021 | 36.47% |