Smartfinancial (SMBK) EBT Margin (2010 - 2026)
Smartfinancial's quarterly EBT Margin came in at 31.15% in Q1 2026, up 220.0% year-on-year from 9.73% in Q1 2025, and down 0.63% quarter-over-quarter from 31.35% in Q4 2025.
Smartfinancial has reported EBT Margin for 17 years, with the latest figure at 31.15% in Q1 2026.
- For the quarter ending Q1 2026, EBT Margin rose 220.0% year-over-year to 31.15%; the trailing twelve-month figure through Mar 2026 stood at 31.19% (up 481.0% YoY), and the FY2025 full-year result was 30.68%, up 417.0% from the prior year.
- EBT Margin for Q1 2026 stood at 31.15%, down from 31.35% in the prior quarter.
- The five-year high for EBT Margin was 36.96% in Q4 2022, with the low at 7.53% in Q3 2023.
- Average EBT Margin over 5 years is 27.93%, with a median of 28.96% recorded in 2025.
- Year-over-year, EBT Margin tumbled 2292 bps in 2023 and surged 1681 bps in 2024.
- Tracing SMBK's EBT Margin over 5 years: stood at 36.96% in 2022, then plunged by 46 bps to 20.03% in 2023, then soared by 32 bps to 26.46% in 2024, then climbed by 18 bps to 31.35% in 2025, then dropped by 1 bps to 31.15% in 2026.
- The last three EBT Margin figures came in at 31.15% (Q1 2026), 31.35% (Q4 2025), and 33.23% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 311.44% |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 33.63% |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 27.98% |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 35.47% |
| 10 | Smartfinancial | 700.45 Mn | 254.49 Mn | - | 31.15% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 31.15% |
| Dec 31, 2025 | 31.35% |
| Sep 30, 2025 | 33.23% |
| Jun 30, 2025 | 28.96% |
| Mar 31, 2025 | 28.95% |
| Dec 31, 2024 | 26.46% |
| Sep 30, 2024 | 24.34% |
| Jun 30, 2024 | 25.57% |
| Mar 31, 2024 | 29.89% |
| Dec 31, 2023 | 20.03% |
| Sep 30, 2023 | 7.53% |
| Jun 30, 2023 | 28.89% |
| Mar 31, 2023 | 34.56% |
| Dec 31, 2022 | 36.96% |
| Sep 30, 2022 | 30.45% |
| Jun 30, 2022 | 30.20% |
| Mar 31, 2022 | 26.35% |
| Dec 31, 2021 | 29.95% |
| Sep 30, 2021 | 33.34% |
| Jun 30, 2021 | 35.11% |
| Mar 31, 2021 | 35.62% |
| Dec 31, 2020 | 33.28% |
| Sep 30, 2020 | 27.73% |
| Jun 30, 2020 | 22.89% |
| Mar 31, 2020 | 13.38% |
| Dec 31, 2019 | 24.18% |
| Sep 30, 2019 | 26.77% |
| Jun 30, 2019 | 41.13% |
| Mar 31, 2019 | 27.84% |
| Dec 31, 2018 | 26.50% |
| Sep 30, 2018 | 27.21% |
| Jun 30, 2018 | 24.75% |
| Mar 31, 2018 | 23.84% |
| Dec 31, 2017 | 23.13% |
| Sep 30, 2017 | 21.09% |
| Jun 30, 2017 | 20.64% |
| Mar 31, 2017 | 24.06% |
| Dec 31, 2016 | 24.13% |
| Sep 30, 2016 | 23.54% |
| Jun 30, 2016 | 17.81% |
| Mar 31, 2016 | 20.71% |
| Dec 31, 2015 | 19.46% |
| Sep 30, 2015 | 1.14% |
| Jun 30, 2015 | 6.22% |
| Mar 31, 2015 | 13.32% |
| Dec 31, 2014 | 15.35% |
| Sep 30, 2014 | 26.25% |
| Jun 30, 2014 | 16.24% |
| Mar 31, 2014 | 16.13% |
| Dec 31, 2013 | 15.00% |
| Sep 30, 2013 | 16.74% |
| Jun 30, 2013 | 14.98% |
| Mar 31, 2013 | 18.04% |
| Dec 31, 2012 | 12.15% |
| Sep 30, 2012 | 13.57% |
| Jun 30, 2012 | 11.13% |
| Mar 31, 2012 | 14.12% |
| Dec 31, 2011 | 1.78% |
| Sep 30, 2011 | 18.73% |
| Jun 30, 2011 | 2.98% |
| Mar 31, 2011 | 8.06% |
| Dec 31, 2010 | -188.89% |
| Sep 30, 2010 | 5.47% |
| Jun 30, 2010 | -0.70% |