Smartfinancial (SMBK) EBIT Margin (2010 - 2026)
Smartfinancial (SMBK) posted EBIT Margin of 90.28% for Q2 2026, up 7.59% on a QoQ basis from 83.91% in Q1 2026, and up 220.0% year-over-year from 28.21% in Q2 2025.
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Smartfinancial (SMBK) EBIT Margin (2010 - 2026) Analysis & Trends
Smartfinancial has reported EBIT Margin for 17 years, with the latest figure at 90.28% in Q2 2026.
- On a quarterly basis, EBIT Margin rose 220.0% year-over-year to 90.28% in Q2 2026; TTM through Jun 2026 was 89.64%, a 120.0% increase from a year earlier, with the FY2025 full-year figure at 90.48%, down 237.0% from the prior year.
- EBIT Margin was 90.28% for Q2 2026 at Smartfinancial, up from 83.91% in the prior quarter.
- The five-year high for EBIT Margin was 99.87% in Q1 2024, with the low at 9.56% in Q4 2022.
- Average EBIT Margin over 5 years is 75.8%, with a median of 86.71% recorded in 2023.
- The sharpest annual moves came in 2022 and 2023: EBIT Margin plunged 2137 bps in 2022, then surged 7691 bps in 2023.
- Over 5 years, EBIT Margin stood at 9.56% in 2022, then jumped by 804 bps to 86.47% in 2023, then rose by 1 bps to 86.94% in 2024, then grew by 2 bps to 88.61% in 2025, then grew by 2 bps to 90.28% in 2026.
- The last three EBIT Margin figures came in at 90.28% (Q2 2026), 83.91% (Q1 2026), and 88.61% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 79.03% |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 66.98% |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 74.68% |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 78.46% |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 73.02% |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 62.35% |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 74.44% |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | -2,056.76% |
| 10 | Smartfinancial | 886.73 Mn | 400.30 Mn | - | 90.28% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 90.28% |
| Mar 31, 2026 | 83.91% |
| Dec 31, 2025 | 88.61% |
| Sep 30, 2025 | 96.07% |
| Jun 30, 2025 | 88.08% |
| Mar 31, 2025 | 89.03% |
| Dec 31, 2024 | 86.94% |
| Sep 30, 2024 | 89.82% |
| Jun 30, 2024 | 96.01% |
| Mar 31, 2024 | 99.87% |
| Dec 31, 2023 | 86.47% |
| Sep 30, 2023 | 79.46% |
| Jun 30, 2023 | 81.90% |
| Mar 31, 2023 | 74.64% |
| Dec 31, 2022 | 9.56% |
| Sep 30, 2022 | 47.36% |
| Jun 30, 2022 | 40.61% |
| Mar 31, 2022 | 35.73% |
| Dec 31, 2021 | 30.93% |
| Sep 30, 2021 | 41.32% |