Smartfinancial (SMBK) Change in Net Loans (2012 - 2026)
Smartfinancial (SMBK) posted Change in Net Loans of $165.9 million for Q2 2026, up 6.99% on a QoQ basis from $155.0 million in Q1 2026, and up 25.1% year-over-year from $132.6 million in Q2 2025.
Analysis
Smartfinancial (SMBK) Change in Net Loans (2012 - 2026) Analysis & Trends
Smartfinancial has reported Change in Net Loans for 15 years, with the latest figure at $165.9 million in Q2 2026.
- On a quarterly basis, Change in Net Loans rose 25.1% year-over-year to $165.9 million in Q2 2026; TTM through Jun 2026 was $565.5 million, a 1.86% increase from a year earlier, with the FY2025 full-year figure at $464.3 million, down 1.05% from the prior year.
- Change in Net Loans was $165.9 million for Q2 2026 at Smartfinancial, up from $155.0 million in the prior quarter.
- The five-year high for Change in Net Loans was $189.5 million in Q4 2024, with the low at $28.9 million in Q1 2023.
- Average Change in Net Loans over 5 years is $112.6 million, with a median of $108.8 million recorded in 2022.
- The sharpest annual moves came in 2022 and 2023: Change in Net Loans surged 391.69% in 2022, then sank 74.28% in 2023.
- Over 5 years, Change in Net Loans stood at $153.6 million in 2022, then tumbled by 57.31% to $65.6 million in 2023, then surged by 189.0% to $189.5 million in 2024, then dropped by 23.77% to $144.5 million in 2025, then rose by 14.8% to $165.9 million in 2026.
- The last three Change in Net Loans figures came in at $165.9 million (Q2 2026), $155.0 million (Q1 2026), and $144.5 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Net Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | -173.53 Bn |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 1.13 Bn |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | - |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 3.33 Bn |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | - |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 4.38 Bn |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | - |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | - |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 2.56 Bn |
| 10 | Smartfinancial | 886.73 Mn | 400.30 Mn | - | 165.86 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 165.86 Mn |
| Mar 31, 2026 | 155.02 Mn |
| Dec 31, 2025 | 144.48 Mn |
| Sep 30, 2025 | 100.17 Mn |
| Jun 30, 2025 | 132.58 Mn |
| Mar 31, 2025 | 87.12 Mn |
| Dec 31, 2024 | 189.54 Mn |
| Sep 30, 2024 | 145.95 Mn |
| Jun 30, 2024 | 99.71 Mn |
| Mar 31, 2024 | 34.06 Mn |
| Dec 31, 2023 | 65.59 Mn |
| Sep 30, 2023 | 63.11 Mn |
| Jun 30, 2023 | 55.95 Mn |
| Mar 31, 2023 | 28.94 Mn |
| Dec 31, 2022 | 153.62 Mn |
| Sep 30, 2022 | 104.98 Mn |
| Jun 30, 2022 | 187.24 Mn |
| Mar 31, 2022 | 112.55 Mn |
| Dec 31, 2021 | 41.55 Mn |
| Sep 30, 2021 | -35.99 Mn |