Smartfinancial (SMBK) Asset Utilization Ratio (2013 - 2026)
Smartfinancial (SMBK) posted quarterly Asset Utilization Ratio of 0.04 for Q1 2026, up 14.91% year-over-year from 0.03 in Q1 2025, and up 1.26% quarter-over-quarter from 0.04 in Q4 2025.
Smartfinancial (SMBK) Asset Utilization Ratio (2013 - 2026) Analysis & Trends
Smartfinancial's Asset Utilization Ratio history runs 14 years deep, the most recent figure standing at 0.04 for Q1 2026.
- In Q1 2026, Asset Utilization Ratio rose 14.91% year-over-year to 0.04; the TTM figure through Mar 2026 stood at 0.04 (up 14.91% YoY), while the FY2025 annual figure was 0.04, up 6.06% from the prior year.
- Asset Utilization Ratio for Q1 2026 stood at 0.04, up from 0.04 in the prior quarter.
- The five-year high for Asset Utilization Ratio was 0.04 in Q3 2024, with the low at 0.23 in Q4 2022.
- The 5-year median for Asset Utilization Ratio is 0.02 (2024), against an average of 0.04.
- The sharpest annual moves came in 2023 and 2024: Asset Utilization Ratio slumped 1033.8% in 2023, then surged 685.23% in 2024.
- Smartfinancial's Asset Utilization Ratio stood at 0.23 in 2022, then jumped by 97.56% to 0.01 in 2023, then soared by 685.23% to 0.03 in 2024, then climbed by 9.45% to 0.04 in 2025, then climbed by 1.26% to 0.04 in 2026.
- Business Quant data shows SMBK's Asset Utilization Ratio at 0.04 in Q1 2026, 0.04 in Q4 2025, and 0.03 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 0.04 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 0.04 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 0.02 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 0.02 |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 0.23 |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 0.04 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 0.04 |
| 10 | Smartfinancial | 855.33 Mn | 368.79 Mn | - | 0.04 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.04 |
| Mar 31, 2026 | 0.04 |
| Dec 31, 2025 | 0.04 |
| Sep 30, 2025 | 0.03 |
| Jun 30, 2025 | 0.03 |
| Mar 31, 2025 | 0.03 |
| Dec 31, 2024 | 0.03 |
| Sep 30, 2024 | 0.04 |
| Jun 30, 2024 | 0.02 |
| Mar 31, 2024 | -0.01 |
| Dec 31, 2023 | -0.01 |
| Sep 30, 2023 | -0.01 |
| Jun 30, 2023 | -0.12 |
| Mar 31, 2023 | -0.23 |
| Dec 31, 2022 | -0.23 |
| Sep 30, 2022 | -0.23 |
| Jun 30, 2022 | -0.10 |
| Mar 31, 2022 | 0.02 |
| Dec 31, 2021 | 0.02 |
| Sep 30, 2021 | 0.04 |