Smartfinancial SMBK
NYSE SMBK
$51.86 -0.06 (-0.12%)
At close: Sep 18, 2026 · 4:00 PM EDT

Smartfinancial (SMBK) Asset Utilization Ratio (2013 - 2026)

Smartfinancial (SMBK) posted Asset Utilization Ratio of 0.04 for Q2 2026, up 1.05% on a QoQ basis from 0.04 in Q1 2026, and up 3.81% year-over-year from 0.03 in Q2 2025.

Analysis

Smartfinancial (SMBK) Asset Utilization Ratio (2013 - 2026) Analysis & Trends

Smartfinancial has reported Asset Utilization Ratio for 14 years, with the latest figure at 0.04 in Q2 2026.

  • On a quarterly basis, Asset Utilization Ratio rose 3.81% year-over-year to 0.04 in Q2 2026; TTM through Jun 2026 was 0.04, a 3.81% increase from a year earlier, with the FY2025 full-year figure at 0.04, up 6.06% from the prior year.
  • Asset Utilization Ratio was 0.04 for Q2 2026 at Smartfinancial, up from 0.04 in the prior quarter.
  • The five-year high for Asset Utilization Ratio was 0.04 in Q1 2023, with the low at 0.03 in Q1 2022.
  • Average Asset Utilization Ratio over 5 years is 0.03, with a median of 0.03 recorded in 2025.
  • The sharpest annual moves came in 2023 and 2024: Asset Utilization Ratio jumped 32.78% in 2023, then decreased 23.73% in 2024.
  • Over 5 years, Asset Utilization Ratio stood at 0.04 in 2022, then fell by 18.4% to 0.03 in 2023, then rose by 5.09% to 0.03 in 2024, then climbed by 2.22% to 0.03 in 2025, then climbed by 3.48% to 0.04 in 2026.
  • The last three Asset Utilization Ratio figures came in at 0.04 (Q2 2026), 0.04 (Q1 2026), and 0.03 (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Banco Santander Chile 424.88 Bn 544.83 Bn - -
2 Truist Financial 59.29 Bn 59.29 Bn - 0.04
3 Fifth Third Bancorp 47.98 Bn 24.26 Bn - 0.04
4 M&T Bank 32.82 Bn 32.82 Bn - 0.05
5 Huntington Bancshares 32.08 Bn 27.60 Bn - 0.03
6 Citizens Financial 28.34 Bn 28.34 Bn - 0.04
7 Regions Financial 24.27 Bn 24.34 Bn - 0.05
8 Keycorp 22.19 Bn -25.51 Bn - 0.04
9 First Citizens Bancshares 21.93 Bn 21.41 Bn 29.00 Mn 0.00
10 Smartfinancial 886.73 Mn 400.30 Mn - 0.04
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 0.04
Mar 31, 2026 0.04
Dec 31, 2025 0.03
Sep 30, 2025 0.03
Jun 30, 2025 0.03
Mar 31, 2025 0.03
Dec 31, 2024 0.03
Sep 30, 2024 0.03
Jun 30, 2024 0.03
Mar 31, 2024 0.03
Dec 31, 2023 0.03
Sep 30, 2023 0.04
Jun 30, 2023 0.04
Mar 31, 2023 0.04
Dec 31, 2022 0.04
Sep 30, 2022 0.03
Jun 30, 2022 0.03
Mar 31, 2022 0.03
Dec 31, 2021 0.03
Sep 30, 2021 0.03