Smartfinancial (SMBK) Asset Utilization Ratio (2013 - 2026)

Smartfinancial's (SMBK) quarterly Asset Utilization Ratio came in at 0.06 in Q1 2026, up 6.1% year-on-year from 0.05 in Q1 2025, and little changed quarter-over-quarter from 0.06 in Q4 2025.

Smartfinancial (SMBK) Asset Utilization Ratio (2013 - 2026) Analysis & Trends

Smartfinancial's Asset Utilization Ratio history runs 14 years deep, the most recent figure standing at 0.06 for Q1 2026.

  • On a quarterly basis, Asset Utilization Ratio rose 6.1% year-over-year to 0.06 in Q1 2026; TTM through Mar 2026 was 0.06, a 6.1% increase from a year earlier, with the FY2025 full-year figure at 0.04, up 6.06% from the prior year.
  • Asset Utilization Ratio held at 0.06 in Q1 2026 per SMBK's latest filing, from 0.06 in the prior quarter.
  • Across five years, Asset Utilization Ratio topped out at 0.06 in Q1 2026 and bottomed at 0.23 in Q4 2022.
  • The 5-year median for Asset Utilization Ratio is 0.01 (2024), against an average of 0.03.
  • Across the five-year window, Asset Utilization Ratio tumbled 960.31% in 2023 and soared 629.35% in 2024, its largest moves.
  • Year by year, Asset Utilization Ratio stood at 0.23 in 2022, then soared by 95.52% to 0.01 in 2023, then surged by 629.35% to 0.05 in 2024, then increased by 1.4% to 0.06 in 2025, then advanced by 0.44% to 0.06 in 2026.
  • Per Business Quant, the three latest SMBK Asset Utilization Ratio figures stand at 0.06 (Q1 2026), 0.06 (Q4 2025), and 0.05 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Bank Of Chile 4,194.23 Bn 4,194.23 Bn 167,623.00 19,746.35
2 Lloyds Banking 364.12 Bn 364.12 Bn - 0.05
3 First Capital 210.67 Bn 210.33 Bn - 0.01
4 Landmark Bancorp 192.57 Bn 192.53 Bn - 0.04
5 NatWest 145.86 Bn 145.86 Bn 1.79 Bn 0.02
6 Pnc Financial Services 100.86 Bn 100.86 Bn - 0.04
7 Grupo Aval Acciones Y Valores 77.70 Bn -1,273.58 Bn - 0.01
8 Nu Holdings 70.37 Bn 55.22 Bn 1.94 Bn 0.22
9 Deutsche Bank Aktiengesellschaft 68.00 Bn 68.00 Bn - 0.01
10 Smartfinancial 845.87 Mn 391.70 Mn - 0.06

Historic Data

Download Data
DateValue
Mar 31, 2026 0.06
Dec 31, 2025 0.06
Sep 30, 2025 0.05
Jun 30, 2025 0.05
Mar 31, 2025 0.05
Dec 31, 2024 0.05
Sep 30, 2024 0.03
Jun 30, 2024 0.01
Mar 31, 2024 -0.01
Dec 31, 2023 -0.01
Sep 30, 2023 -0.02
Jun 30, 2023 -0.12
Mar 31, 2023 -0.23
Dec 31, 2022 -0.23
Sep 30, 2022 -0.22
Jun 30, 2022 -0.10
Mar 31, 2022 0.03
Dec 31, 2021 0.03
Sep 30, 2021 0.03
Jun 30, 2021 0.03