Smartfinancial (SMBK) Asset Utilization Ratio (2013 - 2026)
Smartfinancial's (SMBK) quarterly Asset Utilization Ratio came in at 0.06 in Q1 2026, up 6.1% year-on-year from 0.05 in Q1 2025, and little changed quarter-over-quarter from 0.06 in Q4 2025.
Smartfinancial (SMBK) Asset Utilization Ratio (2013 - 2026) Analysis & Trends
Smartfinancial's Asset Utilization Ratio history runs 14 years deep, the most recent figure standing at 0.06 for Q1 2026.
- On a quarterly basis, Asset Utilization Ratio rose 6.1% year-over-year to 0.06 in Q1 2026; TTM through Mar 2026 was 0.06, a 6.1% increase from a year earlier, with the FY2025 full-year figure at 0.04, up 6.06% from the prior year.
- Asset Utilization Ratio held at 0.06 in Q1 2026 per SMBK's latest filing, from 0.06 in the prior quarter.
- Across five years, Asset Utilization Ratio topped out at 0.06 in Q1 2026 and bottomed at 0.23 in Q4 2022.
- The 5-year median for Asset Utilization Ratio is 0.01 (2024), against an average of 0.03.
- Across the five-year window, Asset Utilization Ratio tumbled 960.31% in 2023 and soared 629.35% in 2024, its largest moves.
- Year by year, Asset Utilization Ratio stood at 0.23 in 2022, then soared by 95.52% to 0.01 in 2023, then surged by 629.35% to 0.05 in 2024, then increased by 1.4% to 0.06 in 2025, then advanced by 0.44% to 0.06 in 2026.
- Per Business Quant, the three latest SMBK Asset Utilization Ratio figures stand at 0.06 (Q1 2026), 0.06 (Q4 2025), and 0.05 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 4,194.23 Bn | 4,194.23 Bn | 167,623.00 | 19,746.35 |
| 2 | Lloyds Banking | 364.12 Bn | 364.12 Bn | - | 0.05 |
| 3 | First Capital | 210.67 Bn | 210.33 Bn | - | 0.01 |
| 4 | Landmark Bancorp | 192.57 Bn | 192.53 Bn | - | 0.04 |
| 5 | NatWest | 145.86 Bn | 145.86 Bn | 1.79 Bn | 0.02 |
| 6 | Pnc Financial Services | 100.86 Bn | 100.86 Bn | - | 0.04 |
| 7 | Grupo Aval Acciones Y Valores | 77.70 Bn | -1,273.58 Bn | - | 0.01 |
| 8 | Nu Holdings | 70.37 Bn | 55.22 Bn | 1.94 Bn | 0.22 |
| 9 | Deutsche Bank Aktiengesellschaft | 68.00 Bn | 68.00 Bn | - | 0.01 |
| 10 | Smartfinancial | 845.87 Mn | 391.70 Mn | - | 0.06 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.06 |
| Dec 31, 2025 | 0.06 |
| Sep 30, 2025 | 0.05 |
| Jun 30, 2025 | 0.05 |
| Mar 31, 2025 | 0.05 |
| Dec 31, 2024 | 0.05 |
| Sep 30, 2024 | 0.03 |
| Jun 30, 2024 | 0.01 |
| Mar 31, 2024 | -0.01 |
| Dec 31, 2023 | -0.01 |
| Sep 30, 2023 | -0.02 |
| Jun 30, 2023 | -0.12 |
| Mar 31, 2023 | -0.23 |
| Dec 31, 2022 | -0.23 |
| Sep 30, 2022 | -0.22 |
| Jun 30, 2022 | -0.10 |
| Mar 31, 2022 | 0.03 |
| Dec 31, 2021 | 0.03 |
| Sep 30, 2021 | 0.03 |
| Jun 30, 2021 | 0.03 |