Southern Missouri Bancorp (SMBC) Net Margin (2009 - 2026)
Southern Missouri Bancorp (SMBC) posted Net Margin of 39.18% for fiscal Q4 2026 (quarter ended Jun 30, 2026), up 6.02 percentage points from 33.15% a year earlier and up 3.83 percentage points from the prior quarter.
Southern Missouri Bancorp (SMBC) Net Margin (2009 - 2026) Analysis & Trends
For FY2026 (ended Jun 30, 2026), Southern Missouri Bancorp's Net Margin came in at 35.80%, up 3.72 percentage points from FY2025.
- Annual Net Margin has increased for three consecutive fiscal years, though with a five-year change of -6.05 percentage points (FY2021 to FY2026).
- In prior fiscal years, Southern Missouri Bancorp's Net Margin was 32.08% in FY2025 (+1.54 pp), 30.54% in FY2024 (+4.88 pp), 25.65% in FY2023 (-12.15 pp) and 37.80% in FY2022 (-4.05 pp).
- The fiscal Q4 2026 figure stands as the highest quarterly Net Margin since fiscal Q2 2022.
- On a year-over-year basis, Net Margin has increased in each of the last seven quarters, with an average year-over-year change of +2.62 percentage points over the last eight quarters.
- The strongest year-over-year quarter for Net Margin in the past five years was fiscal Q3 2024, with a gain of 22.19 percentage points; the weakest was fiscal Q3 2023, with a drop of 25.14 percentage points.
- According to Business Quant data, Net Margin for the three prior fiscal quarters was 35.35% (Q3 2026), 36.56% (Q2 2026) and 31.94% (Q1 2026).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 29.77% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 21.83% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | 38.08% |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 23.36% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 32.48% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 27.42% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 26.08% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 246.71% |
| 10 | Southern Missouri Bancorp | 781.21 Mn | -1.42 Bn | - | 35.82% |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 35.82% |
| Jun 30, 2026 | 39.18% |
| Mar 31, 2026 | 35.35% |
| Dec 31, 2025 | 36.40% |
| Sep 30, 2025 | 31.81% |
| Jun 30, 2025 | 33.15% |
| Mar 31, 2025 | 33.99% |
| Dec 31, 2024 | 32.42% |
| Sep 30, 2024 | 28.42% |
| Jun 30, 2024 | 31.57% |
| Mar 31, 2024 | 28.20% |
| Dec 31, 2023 | 30.39% |
| Sep 30, 2023 | 31.75% |
| Jun 30, 2023 | 34.45% |
| Mar 31, 2023 | 6.01% |
| Dec 31, 2022 | 34.60% |
| Sep 30, 2022 | 28.10% |
| Jun 30, 2022 | 38.19% |
| Mar 31, 2022 | 31.15% |
| Dec 31, 2021 | 39.50% |
Southern Missouri Bancorp Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=SMBC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "SMBC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=SMBC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();