Southern Missouri Bancorp (SMBC) Net Margin (2010 - 2026)
Southern Missouri Bancorp (SMBC) posted Net Margin of 39.18% for fiscal Q4 2026 (quarter ended Jun 30, 2026), up 6.02 percentage points from 33.15% a year earlier and up 3.83 percentage points from the prior quarter.
Southern Missouri Bancorp (SMBC) Net Margin (2010 - 2026) Analysis & Trends
For FY2026 (ended Jun 30, 2026), Southern Missouri Bancorp's Net Margin came in at 35.80%, up 3.72 percentage points from FY2025.
- Annual Net Margin has increased for three consecutive fiscal years, though with a five-year change of -6.05 percentage points (FY2021 to FY2026).
- In prior fiscal years, Southern Missouri Bancorp's Net Margin was 32.08% in FY2025 (+1.54 pp), 30.54% in FY2024 (+4.88 pp), 25.65% in FY2023 (-12.15 pp) and 37.80% in FY2022 (-4.05 pp).
- The fiscal Q4 2026 figure stands as the highest quarterly Net Margin since fiscal Q2 2022.
- On a year-over-year basis, Net Margin has increased in each of the last seven quarters, with an average year-over-year change of +2.62 percentage points over the last eight quarters.
- The strongest year-over-year quarter for Net Margin in the past five years was fiscal Q3 2024, with a gain of 22.19 percentage points; the weakest was fiscal Q3 2023, with a drop of 25.14 percentage points.
- According to Business Quant data, Net Margin for the three prior fiscal quarters was 35.35% (Q3 2026), 36.56% (Q2 2026) and 31.94% (Q1 2026).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | 36.19% |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | - |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 27.72% |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | 25.46% |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 32.50% |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 31.46% |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 27.23% |
| 10 | Southern Missouri Bancorp | 781.39 Mn | 339.22 Mn | - | 39.18% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 39.18% |
| Mar 31, 2026 | 35.35% |
| Dec 31, 2025 | 36.56% |
| Sep 30, 2025 | 31.94% |
| Jun 30, 2025 | 33.15% |
| Mar 31, 2025 | 33.99% |
| Dec 31, 2024 | 32.56% |
| Sep 30, 2024 | 28.42% |
| Jun 30, 2024 | 31.57% |
| Mar 31, 2024 | 28.20% |
| Dec 31, 2023 | 30.39% |
| Sep 30, 2023 | 31.89% |
| Jun 30, 2023 | 34.45% |
| Mar 31, 2023 | 6.01% |
| Dec 31, 2022 | 34.60% |
| Sep 30, 2022 | 28.23% |
| Jun 30, 2022 | 38.19% |
| Mar 31, 2022 | 31.15% |
| Dec 31, 2021 | 39.50% |
| Sep 30, 2021 | 42.28% |
Southern Missouri Bancorp Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=SMBC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "SMBC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=SMBC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();