Southern Missouri Bancorp (SMBC) Net Margin (2010 - 2026)
Southern Missouri Bancorp (SMBC) posted Net Margin of 43.04% for Q1 2026, down 5.22% on a QoQ basis from 45.41% in Q4 2025, and up 921.0% year-over-year from 4.22% in Q1 2025.
Southern Missouri Bancorp (SMBC) Net Margin (2010 - 2026) Analysis & Trends
Southern Missouri Bancorp's Net Margin history runs 17 years deep, the most recent figure standing at 43.04% for Q1 2026.
- Quarterly Net Margin rose 921.0% year-over-year to 43.04% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 39.81% (up 742.0% YoY) and the FY2025 annual result came in at 31.94%, down 208.0% from the prior year.
- Net Margin was 43.04% for Q1 2026 at Southern Missouri Bancorp, down from 45.41% in the prior quarter.
- Across five years, Net Margin topped out at 45.41% in Q4 2025 and bottomed at 5.97% in Q1 2023.
- A 5-year average of 32.37% and a median of 33.01% in 2025 frame the typical range for Net Margin.
- Annual changes were most pronounced in 2023 — Net Margin sank 2504 bps — and 2024, when it jumped 2209 bps.
- Southern Missouri Bancorp's Net Margin stood at 34.45% in 2022, then decreased by 12 bps to 30.25% in 2023, then increased by 20 bps to 36.28% in 2024, then increased by 25 bps to 45.41% in 2025, then retreated by 5 bps to 43.04% in 2026.
- Business Quant data shows SMBC's Net Margin at 43.04% in Q1 2026, 45.41% in Q4 2025, and 37.18% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 401,783.65% |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | 8,284,010.29% |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 0.00% |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | 32.86% |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 0.38% |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | 27.26% |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 251.63% |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 28.90% |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 27.35% |
| 10 | Southern Missouri Bancorp | 933.37 Mn | 745.20 Mn | - | 43.04% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 43.04% |
| Dec 31, 2025 | 45.41% |
| Sep 30, 2025 | 37.18% |
| Jun 30, 2025 | 33.01% |
| Mar 31, 2025 | 33.83% |
| Dec 31, 2024 | 36.28% |
| Sep 30, 2024 | 28.28% |
| Jun 30, 2024 | 31.41% |
| Mar 31, 2024 | 28.06% |
| Dec 31, 2023 | 30.25% |
| Sep 30, 2023 | 31.75% |
| Jun 30, 2023 | 34.29% |
| Mar 31, 2023 | 5.97% |
| Dec 31, 2022 | 34.45% |
| Sep 30, 2022 | 28.10% |
| Jun 30, 2022 | 38.04% |
| Mar 31, 2022 | 31.01% |
| Dec 31, 2021 | 39.32% |
| Sep 30, 2021 | 42.12% |
| Jun 30, 2021 | 47.36% |