Southern Missouri Bancorp (SMBC) Net Margin (2010 - 2026)
Southern Missouri Bancorp (SMBC) posted Net Margin of 39.18% for fiscal Q4 2026 (quarter ended Jun 30, 2026), up 6.02 percentage points from 33.15% a year earlier and up 3.83 percentage points from the prior quarter.
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Analysis
Southern Missouri Bancorp (SMBC) Net Margin (2010 - 2026) Analysis & Trends
For FY2026 (ended Jun 30, 2026), Southern Missouri Bancorp's Net Margin came in at 35.80%, up 3.72 percentage points from FY2025.
- Annual Net Margin has increased for three consecutive fiscal years, though with a five-year change of -6.05 percentage points (FY2021 to FY2026).
- In prior fiscal years, Southern Missouri Bancorp's Net Margin was 32.08% in FY2025 (+1.54 pp), 30.54% in FY2024 (+4.88 pp), 25.65% in FY2023 (-12.15 pp) and 37.80% in FY2022 (-4.05 pp).
- The fiscal Q4 2026 figure stands as the highest quarterly Net Margin since fiscal Q2 2022.
- On a year-over-year basis, Net Margin has increased in each of the last seven quarters, with an average year-over-year change of +2.62 percentage points over the last eight quarters.
- The strongest year-over-year quarter for Net Margin in the past five years was fiscal Q3 2024, with a gain of 22.19 percentage points; the weakest was fiscal Q3 2023, with a drop of 25.14 percentage points.
- According to Business Quant data, Net Margin for the three prior fiscal quarters was 35.35% (Q3 2026), 36.56% (Q2 2026) and 31.94% (Q1 2026).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | 36.19% |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | - |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | 27.72% |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | 25.46% |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | 32.50% |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | 31.46% |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | 27.23% |
| 10 | Southern Missouri Bancorp | 787.45 Mn | 345.27 Mn | - | 39.18% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 39.18% |
| Mar 31, 2026 | 35.35% |
| Dec 31, 2025 | 36.56% |
| Sep 30, 2025 | 31.94% |
| Jun 30, 2025 | 33.15% |
| Mar 31, 2025 | 33.99% |
| Dec 31, 2024 | 32.56% |
| Sep 30, 2024 | 28.42% |
| Jun 30, 2024 | 31.57% |
| Mar 31, 2024 | 28.20% |
| Dec 31, 2023 | 30.39% |
| Sep 30, 2023 | 31.89% |
| Jun 30, 2023 | 34.45% |
| Mar 31, 2023 | 6.01% |
| Dec 31, 2022 | 34.60% |
| Sep 30, 2022 | 28.23% |
| Jun 30, 2022 | 38.19% |
| Mar 31, 2022 | 31.15% |
| Dec 31, 2021 | 39.50% |
| Sep 30, 2021 | 42.28% |
API Access
Southern Missouri Bancorp Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=SMBC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "SMBC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=SMBC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();