Southern Missouri Bancorp (SMBC) Net Margin (2010 - 2026)

Southern Missouri Bancorp has reported Net Margin for 17 years, with the latest figure at 35.35% in Q1 2026.

• For the quarter ending Q1 2026, Net Margin rose 152.0% year-over-year to 35.35%; the trailing twelve-month figure through Mar 2026 stood at 34.29% (up 277.0% YoY), and the FY2025 full-year result was 31.94%, up 155.0% from the prior year.
• Net Margin for Q1 2026 stood at 35.35%, down from 36.76% in the prior quarter.
• The five-year high for Net Margin was 38.04% in Q2 2022, with the low at 5.97% in Q1 2023.
• Historically, Net Margin has averaged 30.88% across 5 years, with a median of 31.94% in 2025.
• Annual changes were most pronounced in 2023 — Net Margin slumped 2504 bps — and 2024, when it jumped 2209 bps.
• Southern Missouri Bancorp's Net Margin stood at 34.45% in 2022, then fell by 12 bps to 30.25% in 2023, then advanced by 7 bps to 32.42% in 2024, then grew by 13 bps to 36.76% in 2025, then retreated by 4 bps to 35.35% in 2026.
• The last three Net Margin figures came in at 35.35% (Q1 2026), 36.76% (Q4 2025), and 31.94% (Q3 2025), per Business Quant data.