Southern Missouri Bancorp (SMBC) Net Margin (2010 - 2026)
Southern Missouri Bancorp posted quarterly Net Margin of 35.35% for Q1 2026, up 152.0% year-on-year from 14.03% in Q1 2025, and down 3.84% on a QoQ basis from 36.76% in Q4 2025.
Southern Missouri Bancorp (SMBC) has 17 years of Net Margin data on file, last reported at 35.35% in Q1 2026.
- For the quarter ending Q1 2026, Net Margin rose 152.0% year-over-year to 35.35%; the trailing twelve-month figure through Mar 2026 stood at 34.29% (up 277.0% YoY), and the FY2025 full-year result was 31.94%, up 155.0% from the prior year.
- Net Margin for Q1 2026 stood at 35.35%, down from 36.76% in the prior quarter.
- Across five years, Net Margin topped out at 38.04% in Q2 2022 and bottomed at 5.97% in Q1 2023.
- The 5-year median for Net Margin is 31.94% (2025), against an average of 30.88%.
- The widest annual swing landed in 2023, when Net Margin plunged 2504 bps; it then jumped 2209 bps in 2024.
- A 5-year view of Net Margin shows it stood at 34.45% in 2022, then retreated by 12 bps to 30.25% in 2023, then climbed by 7 bps to 32.42% in 2024, then increased by 13 bps to 36.76% in 2025, then decreased by 4 bps to 35.35% in 2026.
- The last three Net Margin figures came in at 35.35% (Q1 2026), 36.76% (Q4 2025), and 31.94% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 251.45% |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 26.97% |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | -0.97% |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 27.35% |
| 10 | Southern Missouri Bancorp | 761.71 Mn | 667.75 Mn | - | 35.35% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 35.35% |
| Dec 31, 2025 | 36.76% |
| Sep 30, 2025 | 31.94% |
| Jun 30, 2025 | 33.01% |
| Mar 31, 2025 | 33.83% |
| Dec 31, 2024 | 32.42% |
| Sep 30, 2024 | 28.28% |
| Jun 30, 2024 | 31.41% |
| Mar 31, 2024 | 28.06% |
| Dec 31, 2023 | 30.25% |
| Sep 30, 2023 | 31.75% |
| Jun 30, 2023 | 34.29% |
| Mar 31, 2023 | 5.97% |
| Dec 31, 2022 | 34.45% |
| Sep 30, 2022 | 28.10% |
| Jun 30, 2022 | 38.04% |
| Mar 31, 2022 | 31.01% |
| Dec 31, 2021 | 39.32% |
| Sep 30, 2021 | 42.12% |
| Jun 30, 2021 | 47.36% |
| Mar 31, 2021 | 41.26% |
| Dec 31, 2020 | 41.08% |
| Sep 30, 2020 | 36.87% |
| Jun 30, 2020 | 26.40% |
| Mar 31, 2020 | 22.52% |
| Dec 31, 2019 | 33.48% |
| Sep 30, 2019 | 33.96% |
| Jun 30, 2019 | 130.39% |
| Mar 31, 2019 | 0.03% |
| Dec 31, 2018 | 34.45% |
| Sep 30, 2018 | 33.81% |
| Jun 30, 2018 | 109.86% |
| Mar 31, 2018 | 0.03% |
| Dec 31, 2017 | 27.92% |
| Sep 30, 2017 | 26.98% |
| Jun 30, 2017 | 22.61% |
| Mar 31, 2017 | 25.75% |
| Dec 31, 2016 | 22.12% |
| Sep 30, 2016 | 20.19% |
| Jun 30, 2016 | 22.42% |
| Mar 31, 2016 | 21.63% |
| Dec 31, 2015 | 27.33% |
| Sep 30, 2015 | 23.66% |
| Jun 30, 2015 | 24.37% |
| Mar 31, 2015 | 24.23% |
| Dec 31, 2014 | 23.05% |
| Sep 30, 2014 | 23.36% |
| Jun 30, 2014 | 25.60% |
| Mar 31, 2014 | 22.16% |
| Dec 31, 2013 | 24.70% |
| Sep 30, 2013 | 29.04% |
| Jun 30, 2013 | 29.90% |
| Mar 31, 2013 | 30.07% |
| Dec 31, 2012 | 28.77% |
| Sep 30, 2012 | 28.25% |
| Jun 30, 2012 | 28.49% |
| Mar 31, 2012 | 25.73% |
| Dec 31, 2011 | 31.05% |
| Sep 30, 2011 | 30.49% |
| Jun 30, 2011 | 30.84% |
| Mar 31, 2011 | 22.44% |
| Dec 31, 2010 | 43.14% |
| Sep 30, 2010 | 22.02% |