Southern Missouri Bancorp (SMBC) EBT Margin (2010 - 2026)

Southern Missouri Bancorp has reported EBT Margin for 17 years, with the latest figure at 43.67% in Q1 2026.

• For the quarter ending Q1 2026, EBT Margin rose 71.0% year-over-year to 43.67%; the trailing twelve-month figure through Mar 2026 stood at 42.35% (up 197.0% YoY), and the FY2025 full-year result was 40.52%, up 212.0% from the prior year.
• EBT Margin for Q1 2026 stood at 43.67%, down from 45.72% in the prior quarter.
• The five-year high for EBT Margin was 48.71% in Q2 2022, with the low at 7.46% in Q1 2023.
• Historically, EBT Margin has averaged 38.97% across 5 years, with a median of 40.19% in 2025.
• Annual changes were most pronounced in 2023 — EBT Margin slumped 3155 bps — and 2024, when it surged 2782 bps.
• Southern Missouri Bancorp's EBT Margin stood at 44.3% in 2022, then fell by 14 bps to 38.29% in 2023, then increased by 11 bps to 42.66% in 2024, then gained by 7 bps to 45.72% in 2025, then dropped by 4 bps to 43.67% in 2026.
• The last three EBT Margin figures came in at 43.67% (Q1 2026), 45.72% (Q4 2025), and 39.68% (Q3 2025), per Business Quant data.