Southern Missouri Bancorp (SMBC) EBT Margin (2010 - 2026)
Southern Missouri Bancorp's (SMBC) quarterly EBT Margin came in at 43.67% in Q1 2026, up 71.0% YoY from 25.54% in Q1 2025, and down 4.47% on a QoQ basis from 45.72% in Q4 2025.
Southern Missouri Bancorp (SMBC) EBT Margin (2010 - 2026) Analysis & Trends
Southern Missouri Bancorp (SMBC) has 17 years of EBT Margin data on file, last reported at 43.67% in Q1 2026.
- Quarterly EBT Margin rose 71.0% year-over-year to 43.67% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 43.4% (up 190.0% YoY) and the FY2025 annual result came in at 40.52%, down 247.0% from the prior year.
- EBT Margin retreated to 43.67% in Q1 2026, from 45.72% in the prior quarter.
- In the past five years, EBT Margin ranged from a high of 48.71% in Q2 2022 to a low of 7.46% in Q1 2023.
- A 5-year average of 39.52% and a median of 40.34% in 2023 frame the typical range for EBT Margin.
- Annual changes were most pronounced in 2023 — EBT Margin slumped 3155 bps — and 2024, when it surged 2782 bps.
- Tracing SMBC's EBT Margin over 5 years: stood at 44.3% in 2022, then fell by 14 bps to 38.29% in 2023, then climbed by 25 bps to 47.74% in 2024, then dropped by 4 bps to 45.72% in 2025, then dropped by 4 bps to 43.67% in 2026.
- The last three EBT Margin figures came in at 43.67% (Q1 2026), 45.72% (Q4 2025), and 43.95% (Q3 2025), per Business Quant data.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.45 Bn | 84.26 Bn | - | - |
| 2 | Pnc Financial Services | 97.88 Bn | 97.88 Bn | - | 37.61% |
| 3 | Us Bancorp | 96.36 Bn | 96.36 Bn | - | 35.39% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.74 Bn | -144.35 Bn | - | 55.27% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.96 Bn | -81.35 Bn | - | 36.74% |
| 7 | Nu Holdings | 69.50 Bn | 55.81 Bn | 2.35 Bn | 22.42% |
| 8 | Truist Financial | 61.84 Bn | 61.84 Bn | - | 34.47% |
| 9 | Fifth Third Bancorp | 50.07 Bn | 26.34 Bn | - | 31.64% |
| 10 | Southern Missouri Bancorp | 824.09 Mn | 635.92 Mn | - | 43.67% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 43.67% |
| Dec 31, 2025 | 45.72% |
| Sep 30, 2025 | 43.95% |
| Jun 30, 2025 | 40.19% |
| Mar 31, 2025 | 42.96% |
| Dec 31, 2024 | 47.74% |
| Sep 30, 2024 | 36.12% |
| Jun 30, 2024 | 39.57% |
| Mar 31, 2024 | 35.28% |
| Dec 31, 2023 | 38.29% |
| Sep 30, 2023 | 40.34% |
| Jun 30, 2023 | 43.17% |
| Mar 31, 2023 | 7.46% |
| Dec 31, 2022 | 44.30% |
| Sep 30, 2022 | 35.41% |
| Jun 30, 2022 | 48.71% |
| Mar 31, 2022 | 39.01% |
| Dec 31, 2021 | 50.33% |
| Sep 30, 2021 | 53.85% |
| Jun 30, 2021 | 59.78% |