Southern Missouri Bancorp (SMBC) Change in Net Loans (2010 - 2026)
Southern Missouri Bancorp (SMBC) recorded Change in Net Loans of $78.37 million in fiscal Q4 2026 (quarter ended Jun 30, 2026), down 5.0% from $82.46 million a year earlier and down 18.6% from the prior quarter.
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Analysis
Southern Missouri Bancorp (SMBC) Change in Net Loans (2010 - 2026) Analysis & Trends
For FY2026 (ended Jun 30, 2026), Southern Missouri Bancorp reported Change in Net Loans of $303.95 million, up 19.2% from FY2025.
- Annual Change in Net Loans has a five-year compound annual growth rate of 37.1% (FY2021 to FY2026).
- Across earlier fiscal years, Change in Net Loans came in at $254.93 million in FY2025 (+11.6%), $228.44 million in FY2024 (-48.9%), $447.21 million in FY2023 (+58.8%) and $281.54 million in FY2022 (+347.9%).
- Quarterly Change in Net Loans has ranged from -$4.36 million in fiscal Q3 2025 to $255.75 million in fiscal Q1 2023 over the past five years.
- On a year-over-year basis, Change in Net Loans rose in three of the last six quarters, with growth averaging 13.2%.
- Peak year-over-year performance for Change in Net Loans in the last five years was growth of 429.2% in fiscal Q1 2023, against a decline of 82.6% in fiscal Q2 2023 at the low end.
- Per Business Quant, the preceding three fiscal quarters came in at $96.24 million (Q3 2026), $34.9 million (Q2 2026) and $94.45 million (Q1 2026).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Net Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | - |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | - |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 12.69 Bn |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | -22.01 Bn |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 7.29 Bn |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | -19.63 Bn |
| 10 | Southern Missouri Bancorp | 780.84 Mn | 338.67 Mn | - | 78.37 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 78.37 Mn |
| Mar 31, 2026 | 96.24 Mn |
| Dec 31, 2025 | 34.90 Mn |
| Sep 30, 2025 | 94.45 Mn |
| Jun 30, 2025 | 82.46 Mn |
| Mar 31, 2025 | -4.36 Mn |
| Dec 31, 2024 | 60.72 Mn |
| Sep 30, 2024 | 116.11 Mn |
| Jun 30, 2024 | 78.78 Mn |
| Mar 31, 2024 | 38.21 Mn |
| Dec 31, 2023 | 30.89 Mn |
| Sep 30, 2023 | 80.56 Mn |
| Jun 30, 2023 | 136.11 Mn |
| Mar 31, 2023 | 36.47 Mn |
| Dec 31, 2022 | 18.88 Mn |
| Sep 30, 2022 | 255.75 Mn |
| Jun 30, 2022 | 106.94 Mn |
| Mar 31, 2022 | 17.95 Mn |
| Dec 31, 2021 | 108.33 Mn |
| Sep 30, 2021 | 48.32 Mn |
API Access
Southern Missouri Bancorp Change in Net Loans API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=change-in-net-loans&ticker=SMBC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "change-in-net-loans", "ticker": "SMBC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=change-in-net-loans&ticker=SMBC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();