Slm (SLM) FCF Payout Ratio (2009 - 2026)
Slm (SLM) reported FCF Payout Ratio of 0.34 for Q1 2026, up 50.79% year-over-year from 0.22 in Q1 2025, and down 111.66% quarter-over-quarter from 2.89 in Q4 2025.
Slm (SLM) FCF Payout Ratio (2009 - 2026) Analysis & Trends
Slm (SLM) has 17 years of FCF Payout Ratio data on file, last reported at 0.34 in Q1 2026.
- FCF Payout Ratio for Q1 2026 came in at 0.34, up 50.79% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.1 (down 3.15% YoY), and the FY2025 annual result was 0.27, up 10.26% from the prior year.
- FCF Payout Ratio slipped to 0.34 in Q1 2026 per SLM's latest filing, from 2.89 in the prior quarter.
- Over five years, FCF Payout Ratio peaked at 71.56 in Q3 2022 and troughed at 122.74 in Q4 2022.
- A 5-year average of 8.32 and a median of 0.82 in 2024 frame the typical range for FCF Payout Ratio.
- The sharpest annual moves came in 2022 and 2024: FCF Payout Ratio soared 12037.15% in 2022, then plunged 39733.21% in 2024.
- A 5-year view of FCF Payout Ratio shows it stood at 122.74 in 2022, then jumped by 99.86% to 0.17 in 2023, then sank by 39733.21% to 69.36 in 2024, then jumped by 104.17% to 2.89 in 2025, then plunged by 111.66% to 0.34 in 2026.
- Business Quant data shows SLM's FCF Payout Ratio at 0.34 in Q1 2026, 2.89 in Q4 2025, and 2.03 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 0.49 |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 0.28 |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 0.22 |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 0.09 |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 0.14 |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 0.01 |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | - |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 0.02 |
| 10 | Slm | 4.38 Bn | -826.92 Mn | - | -0.34 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -0.34 |
| Dec 31, 2025 | 2.89 |
| Sep 30, 2025 | -2.03 |
| Jun 30, 2025 | -0.68 |
| Mar 31, 2025 | -0.68 |
| Dec 31, 2024 | -69.36 |
| Sep 30, 2024 | -1.02 |
| Jun 30, 2024 | -0.96 |
| Mar 31, 2024 | -0.32 |
| Dec 31, 2023 | -0.17 |
| Sep 30, 2023 | -1.68 |
| Jun 30, 2023 | -4.48 |
| Dec 31, 2022 | -122.74 |
| Sep 30, 2022 | 71.56 |
| Jun 30, 2022 | -4.86 |
| Mar 31, 2022 | 1.72 |
| Dec 31, 2021 | 4.39 |
| Sep 30, 2021 | 0.59 |
| Jun 30, 2021 | -0.55 |
| Mar 31, 2021 | 0.24 |