Slm (SLM) FCF Payout Ratio (2011 - 2026)
Slm's (SLM) quarterly FCF Payout Ratio came in at 1.48 in Q2 2026, down 118.92% year-over-year from 7.84 in Q2 2025, and up 43.66% quarter-over-quarter from 2.63 in Q1 2026.
Analysis
Slm (SLM) FCF Payout Ratio (2011 - 2026) Analysis & Trends
Slm (SLM) has reported FCF Payout Ratio for 14 consecutive years, with 1.48 the latest figure, recorded in Q2 2026.
- On a quarterly basis, FCF Payout Ratio fell 118.92% year-over-year to 1.48 in Q2 2026; TTM through Jun 2026 was 2.79, a 135.79% decrease from a year earlier, with the FY2025 full-year figure at 1.76, down 1.49% from the prior year.
- FCF Payout Ratio was 1.48 for Q2 2026 at Slm, up from 2.63 in the prior quarter.
- Over five years, FCF Payout Ratio peaked at 71.56 in Q3 2022 and troughed at 66.29 in Q4 2022.
- A 5-year average of 0.55 and a median of 1.58 in 2026 frame the typical range for FCF Payout Ratio.
- The widest YoY moves for FCF Payout Ratio: up 12037.15% in 2022, down 1611.38% in 2022.
- Over 5 years, FCF Payout Ratio stood at 66.29 in 2022, then jumped by 91.66% to 5.53 in 2023, then surged by 721.87% to 34.37 in 2024, then plunged by 118.33% to 6.3 in 2025, then soared by 76.45% to 1.48 in 2026.
- The last three FCF Payout Ratio figures came in at 1.48 (Q2 2026), 2.63 (Q1 2026), and 6.3 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 0.04 |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | - |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 0.22 |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | - |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | - |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | - |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 0.02 |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | 1.65 |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | - |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | 0.10 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -1.48 |
| Mar 31, 2026 | -2.63 |
| Dec 31, 2025 | -6.30 |
| Sep 30, 2025 | -2.03 |
| Jun 30, 2025 | -0.68 |
| Mar 31, 2025 | -0.68 |
| Dec 31, 2024 | 34.37 |
| Sep 30, 2024 | -1.02 |
| Jun 30, 2024 | -0.96 |
| Mar 31, 2024 | -2.09 |
| Dec 31, 2023 | -5.53 |
| Sep 30, 2023 | -1.68 |
| Jun 30, 2023 | -4.48 |
| Mar 31, 2023 | 3.00 |
| Dec 31, 2022 | -66.29 |
| Sep 30, 2022 | 71.56 |
| Jun 30, 2022 | -4.86 |
| Mar 31, 2022 | 1.72 |
| Dec 31, 2021 | 4.39 |
| Sep 30, 2021 | 0.59 |