Slm (SLM) FCF Payout Ratio (2009 - 2026)

Slm (SLM) posted quarterly FCF Payout Ratio of 0.34 for Q1 2026, up 50.79% YoY from 0.22 in Q1 2025, and down 111.66% sequentially from 2.89 in Q4 2025.

Slm (SLM) FCF Payout Ratio (2009 - 2026) Analysis & Trends

Slm has disclosed FCF Payout Ratio across 17 years of filings, most recently posting 0.34 for Q1 2026.

  • In Q1 2026, FCF Payout Ratio rose 50.79% year-over-year to 0.34; the TTM figure through Mar 2026 stood at 0.1 (down 3.15% YoY), while the FY2025 annual figure was 0.27, up 10.26% from the prior year.
  • FCF Payout Ratio declined to 0.34 in Q1 2026, from 2.89 in the prior quarter.
  • Over the last five years, FCF Payout Ratio for SLM reached as high as 71.56 in Q3 2022 and fell as low as 122.74 in Q4 2022.
  • The 5-year median for FCF Payout Ratio is 0.82 (2024), against an average of 8.32.
  • Annual changes were most pronounced in 2022 — FCF Payout Ratio soared 12037.15% — and 2024, when it slumped 39733.21%.
  • A 5-year view of FCF Payout Ratio shows it stood at 122.74 in 2022, then jumped by 99.86% to 0.17 in 2023, then tumbled by 39733.21% to 69.36 in 2024, then jumped by 104.17% to 2.89 in 2025, then slumped by 111.66% to 0.34 in 2026.
  • According to Business Quant data, FCF Payout Ratio over the past three periods registered 0.34, 2.89, and 2.03 for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 0.49
2 Mastercard 465.55 Bn 455.34 Bn - 0.28
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 0.22
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 0.14
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn -
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.02
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Slm 5.02 Bn -185.81 Mn - -0.34

Historic Data

Download Data
DateValue
Mar 31, 2026 -0.34
Dec 31, 2025 2.89
Sep 30, 2025 -2.03
Jun 30, 2025 -0.68
Mar 31, 2025 -0.68
Dec 31, 2024 -69.36
Sep 30, 2024 -1.02
Jun 30, 2024 -0.96
Mar 31, 2024 -0.32
Dec 31, 2023 -0.17
Sep 30, 2023 -1.68
Jun 30, 2023 -4.48
Dec 31, 2022 -122.74
Sep 30, 2022 71.56
Jun 30, 2022 -4.86
Mar 31, 2022 1.72
Dec 31, 2021 4.39
Sep 30, 2021 0.59
Jun 30, 2021 -0.55
Mar 31, 2021 0.24