Sun Life Financial (SLF) FCF Margin (2009 - 2025)
Sun Life Financial (SLF) posted quarterly FCF Margin of 2.4% for Q4 2025, up 126.0% year-over-year from 1.06% in Q4 2024, and up 110.39% quarter-over-quarter from 1.14% in Q4 2024.
Sun Life Financial (SLF) FCF Margin (2009 - 2025) Analysis & Trends
Sun Life Financial (SLF) has reported FCF Margin for 17 consecutive years, with 2.4% the latest figure, recorded in Q4 2025.
- In Q4 2025, FCF Margin rose 126.0% year-over-year to 2.4%; the TTM figure through Dec 2025 stood at 1.58% (up 4.0% YoY), while the FY2025 annual figure was 6.33%, up 18.0% from the prior year.
- FCF Margin rose to 2.4% in Q4 2025 per SLF's latest filing, from 1.14% in the prior quarter.
- Across five years, FCF Margin topped out at 98.61% in Q2 2022 and bottomed at 123.95% in Q1 2022.
- Historically, FCF Margin has averaged 4.9% across 5 years, with a median of 2.4% in 2025.
- Annual changes were most pronounced in 2021 — FCF Margin plunged 6450 bps — and 2022, when it surged 9647 bps.
- Sun Life Financial's FCF Margin stood at 15.39% in 2021, then slipped by 13 bps to 17.4% in 2022, then surged by 151 bps to 8.94% in 2023, then sank by 87 bps to 1.14% in 2024, then soared by 110 bps to 2.4% in 2025.
- Business Quant data shows SLF's FCF Margin at 2.4% in Q4 2025, 1.14% in Q4 2024, and 8.93% in Q3 2024.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,070.84 Bn | 743.86 Bn | 55.86 Bn | 5.47% |
| 2 | Sun Life Financial | 43.38 Bn | 32.15 Bn | - | - |
| 3 | American International | 40.15 Bn | 2.33 Bn | 3.50 Bn | 24.22% |
| 4 | Hartford Insurance | 37.52 Bn | 21.20 Bn | 3.18 Bn | 17.95% |
| 5 | Arch Capital | 34.10 Bn | 32.99 Bn | 2.47 Bn | 28.02% |
| 6 | Aegon | 28.26 Bn | 28.26 Bn | - | - |
| 7 | Pelagos Insurance Capital | 2.02 Bn | 1.57 Bn | 357.40 Mn | -4.23% |
| 8 | Exzeo | 1.42 Bn | 1.29 Bn | 36.84 Mn | 26.31% |
| 9 | International General Insurance Holdings | 1.14 Bn | 901.84 Mn | -5.60 Mn | - |
| 10 | Waterdrop | 359.74 Mn | 230.42 Mn | 109.06 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 2.40% |
| Dec 31, 2024 | 1.14% |
| Sep 30, 2024 | 8.93% |
| Dec 31, 2023 | 8.94% |
| Sep 30, 2023 | 5.60% |
| Dec 31, 2022 | -17.40% |
| Sep 30, 2022 | 21.84% |
| Jun 30, 2022 | 98.61% |
| Mar 31, 2022 | -123.95% |
| Dec 31, 2021 | -15.39% |
| Sep 30, 2021 | 10.40% |
| Jun 30, 2021 | 2.14% |
| Mar 31, 2021 | -66.91% |
| Dec 31, 2020 | 17.38% |
| Sep 30, 2020 | 31.45% |
| Jun 30, 2020 | 20.37% |
| Mar 31, 2020 | -2.41% |
| Dec 31, 2019 | 24.40% |
| Sep 30, 2019 | 1.87% |
| Jun 30, 2019 | 18.74% |