Southern First Bancshares (SFST) Return on Assets [ROA] (2016 - 2026)
Southern First Bancshares' Return on Assets [ROA] was 0.85% in Q2 2026, up 0.34 percentage points from 0.51% a year earlier and up 0.07 percentage points from the prior quarter.
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Analysis
Southern First Bancshares (SFST) Return on Assets [ROA] (2016 - 2026) Analysis & Trends
For FY2025, Return on Assets [ROA] at Southern First Bancshares came in at 0.72%, up 0.33 percentage points from FY2024.
- Return on Assets [ROA] shows a five-year change of -0.06 percentage points (FY2020 to FY2025).
- In earlier years, Return on Assets [ROA] was 0.38% in FY2024 (+0.03 pp), 0.35% in FY2023 (-0.53 pp), 0.88% in FY2022 (-0.85 pp) and 1.73% in FY2021 (+0.96 pp).
- The Q2 2026 figure marks the highest quarterly Return on Assets [ROA] since Q3 2022.
- Compared with a year earlier, Return on Assets [ROA] has increased for seven straight quarters, with an average year-over-year change of +0.20 percentage points over the last eight quarters.
- The best year-over-year quarter for Return on Assets [ROA] over five years was Q3 2021 (a gain of 0.91 percentage points); the worst was Q1 2023 (a drop of 0.85 percentage points).
- Per Business Quant data, SFST's Return on Assets [ROA] in the three quarters before Q2 2026 was 0.78% (Q1 2026), 0.69% (Q4 2025) and 0.60% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROA (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 1.31% |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | 2.83% |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 0.96% |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 1.25% |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 0.93% |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | 0.53% |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 1.00% |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 1.02% |
| 10 | Southern First Bancshares | 561.10 Mn | 534.82 Mn | - | 0.85% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.85% |
| Mar 31, 2026 | 0.78% |
| Dec 31, 2025 | 0.69% |
| Sep 30, 2025 | 0.60% |
| Jun 30, 2025 | 0.51% |
| Mar 31, 2025 | 0.44% |
| Dec 31, 2024 | 0.38% |
| Sep 30, 2024 | 0.34% |
| Jun 30, 2024 | 0.34% |
| Mar 31, 2024 | 0.32% |
| Dec 31, 2023 | 0.33% |
| Sep 30, 2023 | 0.37% |
| Jun 30, 2023 | 0.48% |
| Mar 31, 2023 | 0.63% |
| Dec 31, 2022 | 0.82% |
| Sep 30, 2022 | 1.06% |
| Jun 30, 2022 | 1.30% |
| Mar 31, 2022 | 1.48% |
| Dec 31, 2021 | 1.64% |
| Sep 30, 2021 | 1.59% |
API Access
Southern First Bancshares Return on Assets [ROA] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=SFST&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-assets-[roa]", "ticker": "SFST", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=SFST&period=max&api_key=YOUR_API_KEY");
const data = await res.json();