Southern First Bancshares (SFST) Provision for Losses (2011 - 2026)
Southern First Bancshares (SFST) posted Provision for Losses of $1.03 million for Q2 2026, up 46.4% from $700,000 a year earlier but down 21.2% from the prior quarter.
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Analysis
Southern First Bancshares (SFST) Provision for Losses (2011 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Provision for Losses at Southern First Bancshares was $3.83 million, up 206.0% year-over-year; for FY2025, it came in at $2.95 million.
- Annual Provision for Losses shows a five-year compound annual growth rate of -36.9% (FY2020 to FY2025).
- In prior years, Southern First Bancshares' Provision for Losses was $125,000 in FY2024 (-90.1%), $1.26 million in FY2023 (-79.5%), $6.16 million in FY2022 and -$12.4 million in FY2021.
- Quarterly Provision for Losses has run from a low of -$6 million in Q3 2021 to a high of $2.33 million in Q4 2022 over five years.
- According to Business Quant data, Provision for Losses for the three prior quarters was $1.3 million (Q1 2026), $650,000 (Q4 2025) and $850,000 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provision for Losses (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 2.74 Bn |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | 1.30 Bn |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | - |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | - |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 368.00 Mn |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 1.03 Bn |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | Southern First Bancshares | 572.18 Mn | 545.77 Mn | - | 1.40 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 1.40 Mn |
| Jun 30, 2026 | 1.03 Mn |
| Mar 31, 2026 | 1.30 Mn |
| Dec 31, 2025 | 650,000.00 |
| Sep 30, 2025 | 850,000.00 |
| Jun 30, 2025 | 700,000.00 |
| Mar 31, 2025 | 750,000.00 |
| Dec 31, 2024 | -200,000.00 |
| Jun 30, 2024 | 500,000.00 |
| Mar 31, 2024 | -175,000.00 |
| Dec 31, 2023 | -975,000.00 |
| Sep 30, 2023 | -500,000.00 |
| Jun 30, 2023 | 910,000.00 |
| Mar 31, 2023 | 1.83 Mn |
| Dec 31, 2022 | 2.33 Mn |
| Sep 30, 2022 | 950,000.00 |
| Jun 30, 2022 | 1.78 Mn |
| Mar 31, 2022 | 1.11 Mn |
| Dec 31, 2021 | -4.20 Mn |
| Sep 30, 2021 | -6.00 Mn |
API Access
Southern First Bancshares Provision for Losses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=provision-for-losses&ticker=SFST&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "provision-for-losses", "ticker": "SFST", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=provision-for-losses&ticker=SFST&period=max&api_key=YOUR_API_KEY");
const data = await res.json();