Security Federal (SFDL) Interest Coverage Ratio (2022 - 2025)
Security Federal's (SFDL) Interest Coverage Ratio was 1.74 for Q4 2025, up 18.0% from 1.48 a year earlier and up 11.3% from the prior quarter.
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Analysis
Security Federal (SFDL) Interest Coverage Ratio (2022 - 2025) Analysis & Trends
For FY2025, Interest Coverage Ratio at Security Federal was 1.55, up 14.6% from FY2024.
- By year, Interest Coverage Ratio came in at 1.35 in FY2024 (-8.8%), 1.48 in FY2023 (-58.4%) and 3.57 in FY2022.
- The Q4 2025 figure ranks as the highest quarterly Interest Coverage Ratio since Q1 2023.
- Year over year, Interest Coverage Ratio has now increased in each of the last four quarters, with growth averaging 2.7% over the last eight quarters.
- The high point for year-over-year Interest Coverage Ratio in five years was Q4 2025 (growth of 18.0%); the low point was Q3 2023 (a decline of 69.8%).
- Per Business Quant data, the three quarters before Q4 2025 came in at 1.57 (Q3 2025), 1.44 (Q2 2025) and 1.48 (Q1 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 883.45 Bn | 912.92 Bn | - | 2.10 |
| 2 | Banco Santander Chile | 401.52 Bn | 521.46 Bn | - | -2.12 |
| 3 | Bank Of America | 377.43 Bn | -1,998.64 Bn | - | 1.65 |
| 4 | Hsbc Holdings | 330.31 Bn | 330.37 Bn | - | - |
| 5 | Morgan Stanley | 299.17 Bn | -209.92 Bn | - | 1.56 |
| 6 | Royal Bank Of Canada | 274.08 Bn | 124.82 Bn | - | 1.43 |
| 7 | Mitsubishi Ufj Financial | 270.70 Bn | -1,317.79 Bn | 10.89 Bn | 0.56 |
| 8 | Goldman Sachs | 263.13 Bn | -3,293.98 Bn | - | 1.47 |
| 9 | Wells Fargo & Company | 243.64 Bn | 245.78 Bn | - | 1.73 |
| 10 | Security Federal | 138.57 Mn | -268.84 Mn | - | 1.74 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 1.74 |
| Sep 30, 2025 | 1.57 |
| Jun 30, 2025 | 1.44 |
| Mar 31, 2025 | 1.48 |
| Dec 31, 2024 | 1.48 |
| Sep 30, 2024 | 1.34 |
| Jun 30, 2024 | 1.32 |
| Mar 31, 2024 | 1.27 |
| Dec 31, 2023 | 1.52 |
| Sep 30, 2023 | 1.36 |
| Jun 30, 2023 | 1.35 |
| Mar 31, 2023 | 1.86 |
| Dec 31, 2022 | 2.88 |
| Sep 30, 2022 | 4.52 |
| Jun 30, 2022 | 4.26 |
API Access
Security Federal Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=SFDL&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "SFDL", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=SFDL&period=max&api_key=YOUR_API_KEY");
const data = await res.json();