Sound Financial Bancorp (SFBC) Provisions (2011 - 2026)
Sound Financial Bancorp (SFBC) reported Provisions of -$223,000 for Q2 2026, compared with $170,000 a year earlier.
Sound Financial Bancorp (SFBC) Provisions (2011 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Sound Financial Bancorp's Provisions came in at $33,000, down 28.3% year-over-year; for FY2025, it was $212,000.
- Provisions has a five-year compound annual growth rate of -25.5% (FY2020 to FY2025).
- By year, Provisions came in at -$161,000 in FY2024, $564,000 in FY2023 (-54.0%), $1.23 million in FY2022 (+188.2%) and $425,000 in FY2021 (-54.1%).
- The Q2 2026 figure ranks as the lowest quarterly Provisions since Q2 2023.
- The high point for year-over-year Provisions in five years was Q4 2023 (growth of 553.2%); the low point was Q3 2024 (a decline of 52.7%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $123,000 (Q1 2026), $68,000 (Q4 2025) and $65,000 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | 2.52 Bn |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | - |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 1.38 Bn |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | 110.00 Mn |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 717.20 Mn |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | -647.66 Mn |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 124.00 Mn |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 914.00 Mn |
| 10 | Sound Financial Bancorp | 119.18 Mn | -378.48 Mn | - | -223,000.00 |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -223,000.00 |
| Mar 31, 2026 | 123,000.00 |
| Dec 31, 2025 | 68,000.00 |
| Sep 30, 2025 | 65,000.00 |
| Jun 30, 2025 | 170,000.00 |
| Mar 31, 2025 | -203,000.00 |
| Dec 31, 2024 | -27,000.00 |
| Sep 30, 2024 | 106,000.00 |
| Jun 30, 2024 | -109,000.00 |
| Mar 31, 2024 | -106,000.00 |
| Dec 31, 2023 | 810,000.00 |
| Sep 30, 2023 | 224,000.00 |
| Jun 30, 2023 | -331,000.00 |
| Mar 31, 2023 | 245,000.00 |
| Dec 31, 2022 | 124,000.00 |
| Sep 30, 2022 | 375,000.00 |
| Jun 30, 2022 | 600,000.00 |
| Mar 31, 2022 | 140,000.00 |
| Sep 30, 2021 | 175,000.00 |
| Jun 30, 2021 | 250,000.00 |
Sound Financial Bancorp Provisions API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=provisions&ticker=SFBC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "provisions", "ticker": "SFBC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=provisions&ticker=SFBC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();