Sound Financial Bancorp (SFBC) Net Margin (2011 - 2026)

Sound Financial Bancorp recorded quarterly Net Margin of 15.83% in Q1 2026, down 32.8% quarter-over-quarter from 23.55% in Q4 2025, and up 310.0% year-over-year from 3.86% in Q1 2025.

Sound Financial Bancorp's Net Margin history runs 16 years deep, the most recent figure standing at 15.83% for Q1 2026.

  • In Q1 2026, Net Margin rose 310.0% year-over-year to 15.83%; the TTM figure through Mar 2026 stood at 19.07% (up 518.0% YoY), while the FY2025 annual figure was 18.41%, up 539.0% from the prior year.
  • Net Margin came in at 15.83% for Q1 2026 at Sound Financial Bancorp, down from 23.55% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 27.3% in Q4 2022 to a low of 9.0% in Q1 2024.
  • A 5-year average of 17.8% and a median of 17.26% in 2025 frame the typical range for Net Margin.
  • Across the five-year window, Net Margin sank 1796 bps in 2024 and soared 1054 bps in 2025, its largest moves.
  • Sound Financial Bancorp's Net Margin stood at 27.3% in 2022, then plunged by 49 bps to 14.03% in 2023, then surged by 46 bps to 20.48% in 2024, then advanced by 15 bps to 23.55% in 2025, then tumbled by 33 bps to 15.83% in 2026.
  • According to Business Quant data, Net Margin over the past three periods registered 15.83%, 23.55%, and 17.26% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - -
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - -
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - 251.45%
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 26.97%
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - -0.97%
8 KB Financial 150.02 Bn 142.15 Bn - -
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 27.35%
10 Sound Financial Bancorp 106.91 Mn -31.08 Mn - 15.83%

Historic Data

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DateValue
Mar 31, 2026 15.83%
Dec 31, 2025 23.55%
Sep 30, 2025 17.26%
Jun 30, 2025 19.78%
Mar 31, 2025 12.73%
Dec 31, 2024 20.48%
Sep 30, 2024 12.67%
Jun 30, 2024 9.23%
Mar 31, 2024 9.00%
Dec 31, 2023 14.03%
Sep 30, 2023 12.64%
Jun 30, 2023 27.19%
Mar 31, 2023 20.97%
Dec 31, 2022 27.30%
Sep 30, 2022 23.97%
Jun 30, 2022 17.16%
Mar 31, 2022 18.85%
Dec 31, 2021 20.25%
Sep 30, 2021 26.59%
Jun 30, 2021 24.84%
Mar 31, 2021 26.53%
Dec 31, 2020 33.95%
Sep 30, 2020 26.75%
Jun 30, 2020 25.11%
Mar 31, 2020 13.19%
Dec 31, 2019 23.48%
Sep 30, 2019 20.07%
Jun 30, 2019 24.83%
Mar 31, 2019 18.06%
Dec 31, 2018 20.25%
Sep 30, 2018 21.80%
Jun 30, 2018 24.48%
Mar 31, 2018 21.19%
Dec 31, 2017 16.03%
Sep 30, 2017 17.43%
Jun 30, 2017 19.34%
Mar 31, 2017 20.82%
Dec 31, 2016 21.30%
Sep 30, 2016 20.89%
Jun 30, 2016 18.87%
Mar 31, 2016 17.55%
Dec 31, 2015 18.73%
Sep 30, 2015 18.11%
Jun 30, 2015 19.38%
Mar 31, 2015 20.62%
Dec 31, 2014 13.48%
Sep 30, 2014 19.87%
Jun 30, 2014 21.10%
Mar 31, 2014 18.36%
Dec 31, 2013 24.67%
Sep 30, 2013 18.30%
Jun 30, 2013 20.04%
Mar 31, 2013 14.67%
Dec 31, 2012 16.07%
Sep 30, 2012 11.88%
Jun 30, 2012 12.36%
Mar 31, 2012 10.30%
Dec 31, 2011 9.05%
Sep 30, 2011 4.31%