Sound Financial Bancorp (SFBC) Net Margin (2011 - 2026)
Sound Financial Bancorp (SFBC) posted Net Margin of 16.12% for Q1 2026, down 32.3% sequentially from 23.8% in Q4 2025, and up 314.0% YoY from 3.89% in Q1 2025.
Sound Financial Bancorp (SFBC) Net Margin (2011 - 2026) Analysis & Trends
Sound Financial Bancorp has reported Net Margin for 16 years, with the latest figure at 16.12% in Q1 2026.
- Quarterly Net Margin rose 314.0% year-over-year to 16.12% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 19.2% (up 519.0% YoY) and the FY2025 annual result came in at 18.45%, up 542.0% from the prior year.
- Net Margin retreated to 16.12% in Q1 2026 per SFBC's latest filing, from 23.8% in the prior quarter.
- Over five years, Net Margin peaked at 27.19% in Q2 2023 and troughed at 5.02% in Q4 2023.
- A 5-year average of 17.54% and a median of 17.26% in 2025 frame the typical range for Net Margin.
- The sharpest annual moves came in 2022 and 2024: Net Margin slumped 5121 bps in 2022, then soared 1577 bps in 2024.
- Over 5 years, Net Margin stood at 27.07% in 2022, then sank by 81 bps to 5.02% in 2023, then jumped by 314 bps to 20.79% in 2024, then climbed by 14 bps to 23.8% in 2025, then slumped by 32 bps to 16.12% in 2026.
- According to Business Quant data, Net Margin over the past three periods registered 16.12%, 23.8%, and 17.26% for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.89 Bn | 84.69 Bn | - | - |
| 2 | Pnc Financial Services | 97.46 Bn | 97.46 Bn | - | 28.41% |
| 3 | Us Bancorp | 95.56 Bn | 95.56 Bn | - | 27.30% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.78 Bn | -144.31 Bn | - | 38.78% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.81 Bn | -81.51 Bn | - | 25.60% |
| 7 | Nu Holdings | 70.83 Bn | 57.14 Bn | 2.35 Bn | 25.60% |
| 8 | Truist Financial | 61.43 Bn | 61.43 Bn | - | 28.85% |
| 9 | Fifth Third Bancorp | 49.34 Bn | 25.62 Bn | - | 23.30% |
| 10 | Sound Financial Bancorp | 122.17 Mn | 2.10 Mn | - | 22.85% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 22.85% |
| Mar 31, 2026 | 16.12% |
| Dec 31, 2025 | 23.80% |
| Sep 30, 2025 | 17.26% |
| Jun 30, 2025 | 19.78% |
| Mar 31, 2025 | 12.98% |
| Dec 31, 2024 | 20.79% |
| Sep 30, 2024 | 12.67% |
| Jun 30, 2024 | 9.23% |
| Mar 31, 2024 | 9.10% |
| Dec 31, 2023 | 5.02% |
| Sep 30, 2023 | 14.07% |
| Jun 30, 2023 | 27.19% |
| Mar 31, 2023 | 20.99% |
| Dec 31, 2022 | 27.07% |
| Sep 30, 2022 | 25.02% |
| Jun 30, 2022 | 16.87% |
| Mar 31, 2022 | 20.15% |
| Dec 31, 2021 | 20.25% |
| Sep 30, 2021 | 76.24% |