Sound Financial Bancorp (SFBC) Net Margin (2011 - 2026)

Sound Financial Bancorp (SFBC) has 16 years of Net Margin data on file, last reported at 16.12% in Q1 2026.

• For the quarter ending Q1 2026, Net Margin rose 314.0% year-over-year to 16.12%; the trailing twelve-month figure through Mar 2026 stood at 19.2% (up 519.0% YoY), and the FY2025 full-year result was 18.45%, up 542.0% from the prior year.
• Net Margin retreated to 16.12% in Q1 2026, from 23.78% in the prior quarter.
• In the past five years, Net Margin ranged from a high of 27.19% in Q2 2023 to a low of 9.1% in Q1 2024.
• A 5-year average of 18.01% and a median of 17.26% in 2025 frame the typical range for Net Margin.
• Across the five-year window, Net Margin plunged 5121 bps in 2022 and surged 1054 bps in 2025, its largest moves.
• Tracing SFBC's Net Margin over 5 years: stood at 26.81% in 2022, then plunged by 50 bps to 13.37% in 2023, then soared by 55 bps to 20.79% in 2024, then gained by 14 bps to 23.78% in 2025, then tumbled by 32 bps to 16.12% in 2026.
• Business Quant data shows SFBC's Net Margin at 16.12% in Q1 2026, 23.78% in Q4 2025, and 17.26% in Q3 2025.