Sound Financial Bancorp (SFBC) Net Margin (2011 - 2026)

Sound Financial Bancorp has disclosed Net Margin across 16 years of filings, most recently posting 15.83% for Q1 2026.

• Net Margin for Q1 2026 came in at 15.83%, up 310.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 19.07% (up 518.0% YoY), and the FY2025 annual result was 18.41%, up 539.0% from the prior year.
• Net Margin came in at 15.83% for Q1 2026 at Sound Financial Bancorp, down from 23.55% in the prior quarter.
• In the past five years, Net Margin ranged from a high of 27.3% in Q4 2022 to a low of 9.0% in Q1 2024.
• The 5-year median for Net Margin is 17.26% (2025), against an average of 17.8%.
• Across the five-year window, Net Margin slumped 1796 bps in 2024 and surged 1054 bps in 2025, its largest moves.
• Sound Financial Bancorp's Net Margin stood at 27.3% in 2022, then sank by 49 bps to 14.03% in 2023, then jumped by 46 bps to 20.48% in 2024, then gained by 15 bps to 23.55% in 2025, then plunged by 33 bps to 15.83% in 2026.
• The last three Net Margin figures came in at 15.83% (Q1 2026), 23.55% (Q4 2025), and 17.26% (Q3 2025), per Business Quant data.