Southside Bancshares (SBSI) Net Margin (2010 - 2026)
Southside Bancshares (SBSI) recorded quarterly Net Margin of 33.15% in Q1 2026, down 0.77% quarter-over-quarter from 33.4% in Q4 2025, and down 45.0% on a YoY basis from 60.27% in Q1 2025.
Southside Bancshares (SBSI) Net Margin (2010 - 2026) Analysis & Trends
Southside Bancshares' Net Margin history runs 17 years deep, the most recent figure standing at 33.15% for Q1 2026.
- In Q1 2026, Net Margin fell 45.0% year-over-year to 33.15%; the TTM figure through Mar 2026 stood at 29.19% (down 500.0% YoY), while the FY2025 annual figure was 29.2%, down 512.0% from the prior year.
- Net Margin was 33.15% for Q1 2026 at Southside Bancshares, down from 33.4% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 42.22% in Q2 2022 to a low of 11.24% in Q3 2025.
- Historically, Net Margin has averaged 34.43% across 5 years, with a median of 33.6% in 2025.
- The sharpest annual moves came in 2022 and 2025: Net Margin surged 457 bps in 2022, then sank 2102 bps in 2025.
- A 5-year view of Net Margin shows it stood at 40.9% in 2022, then fell by 26 bps to 30.33% in 2023, then advanced by 9 bps to 33.02% in 2024, then rose by 1 bps to 33.4% in 2025, then declined by 1 bps to 33.15% in 2026.
- The last three Net Margin figures came in at 33.15% (Q1 2026), 33.4% (Q4 2025), and 11.24% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 27.26% |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 251.45% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 26.97% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 32.86% |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 5,788,021.18% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -157.25% |
| 10 | Southside Bancshares | 1.02 Bn | 635.08 Mn | - | 33.15% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 33.15% |
| Dec 31, 2025 | 33.40% |
| Sep 30, 2025 | 11.24% |
| Jun 30, 2025 | 32.85% |
| Mar 31, 2025 | 33.60% |
| Dec 31, 2024 | 33.02% |
| Sep 30, 2024 | 32.25% |
| Jun 30, 2024 | 37.86% |
| Mar 31, 2024 | 34.11% |
| Dec 31, 2023 | 30.33% |
| Sep 30, 2023 | 28.81% |
| Jun 30, 2023 | 38.67% |
| Mar 31, 2023 | 39.88% |
| Dec 31, 2022 | 40.90% |
| Sep 30, 2022 | 40.97% |
| Jun 30, 2022 | 42.22% |
| Mar 31, 2022 | 41.99% |
| Dec 31, 2021 | 46.71% |
| Sep 30, 2021 | 48.06% |
| Jun 30, 2021 | 37.65% |