Southside Bancshares (SBSI) Net Margin (2010 - 2026)
Southside Bancshares' Net Margin came in at 37.62% for Q2 2026, up 4.77 percentage points from 32.85% a year earlier and up 4.53 percentage points from the prior quarter.
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Analysis
Southside Bancshares (SBSI) Net Margin (2010 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Southside Bancshares reported Net Margin of 19.84%, down 5.90 percentage points year-over-year; for FY2025, it was 29.20%, down 5.12 percentage points from FY2024.
- Net Margin has declined in each of the last four years, with a five-year change of -5.46 percentage points (FY2020 to FY2025).
- Going back by year, Net Margin was 34.32% in FY2024 (-0.24 pp), 34.56% in FY2023 (-6.92 pp), 41.48% in FY2022 (-5.99 pp) and 47.47% in FY2021 (+12.81 pp).
- The Q2 2026 figure represents the highest quarterly Net Margin since Q2 2024.
- Year-over-year, Net Margin increased in two of the last eight quarters, with an average year-over-year change of -4.71 percentage points.
- The fastest year-over-year change in Net Margin over five years came in Q4 2023 (a gain of 11.01 percentage points), and the weakest in Q3 2025 (a drop of 21.02 percentage points).
- Business Quant data shows SBSI's Net Margin at 33.09% (Q1 2026), -9.20% (Q4 2025) and 11.24% (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 36.19% |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 27.72% |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 25.46% |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 32.50% |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 31.46% |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 27.23% |
| 10 | Southside Bancshares | 896.03 Mn | -745.40 Mn | - | 37.62% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 37.62% |
| Mar 31, 2026 | 33.09% |
| Dec 31, 2025 | -9.20% |
| Sep 30, 2025 | 11.24% |
| Jun 30, 2025 | 32.85% |
| Mar 31, 2025 | 33.57% |
| Dec 31, 2024 | 4.71% |
| Sep 30, 2024 | 32.25% |
| Jun 30, 2024 | 37.86% |
| Mar 31, 2024 | 34.11% |
| Dec 31, 2023 | 9.67% |
| Sep 30, 2023 | 28.78% |
| Jun 30, 2023 | 38.67% |
| Mar 31, 2023 | 39.82% |
| Dec 31, 2022 | -1.34% |
| Sep 30, 2022 | 40.97% |
| Jun 30, 2022 | 42.22% |
| Mar 31, 2022 | 41.92% |
| Dec 31, 2021 | -2.07% |
| Sep 30, 2021 | 48.06% |
API Access
Southside Bancshares Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=SBSI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "SBSI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=SBSI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();