Banco Santander (SAN) Return on Assets [ROA] (2009 - 2026)
Banco Santander's Return on Assets [ROA] was 1.31% in the quarter ended Jun 30, 2026, up 0.15 percentage points from 1.16% a year earlier but down 0.02 percentage points from the prior quarter.
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Analysis
Banco Santander (SAN) Return on Assets [ROA] (2009 - 2026) Analysis & Trends
For the year ended Dec 31, 2025, Return on Assets [ROA] at Banco Santander came in at 0.86%, up 0.06 percentage points from the prior year.
- Return on Assets [ROA] has now increased for three consecutive years, with a five-year change of +1.94 percentage points (years ended Dec 2020 to Dec 2025).
- In earlier years, Return on Assets [ROA] was 0.80% in the year ended Dec 31, 2024 (+0.01 pp), 0.80% in the year ended Dec 31, 2023 (+0.13 pp), 0.67% in the year ended Dec 31, 2022 (unchanged) and 0.67% in the year ended Dec 31, 2021 (+1.75 pp).
- Quarterly Return on Assets [ROA] has moved between -0.04% (the quarter ended Sep 30, 2021) and 1.61% (the quarter ended Sep 30, 2024) over five years.
- Compared with a year earlier, Return on Assets [ROA] has increased for three straight quarters, with an average year-over-year change of +0.09 percentage points over the last eight quarters.
- The best year-over-year quarter for Return on Assets [ROA] over five years was the quarter ended Dec 31, 2021 (a gain of 2.38 percentage points); the worst was the quarter ended Sep 30, 2025 (a drop of 0.41 percentage points).
- Per Business Quant data, SAN's Return on Assets [ROA] in the three quarters before the quarter ended Jun 30, 2026 was 1.33% (quarter ended Mar 31, 2026), 1.21% (quarter ended Dec 31, 2025) and 1.20% (quarter ended Sep 30, 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROA (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.72 Bn | 895.72 Bn | - | 1.31% |
| 2 | Bank Of America | 363.28 Bn | -2,012.78 Bn | - | 0.96% |
| 3 | Hsbc Holdings | 325.99 Bn | -1,503.17 Bn | - | 0.77% |
| 4 | Morgan Stanley | 278.81 Bn | -230.28 Bn | - | 1.25% |
| 5 | Royal Bank Of Canada | 271.40 Bn | -558.64 Bn | - | 0.93% |
| 6 | Goldman Sachs | 260.45 Bn | -3,296.67 Bn | - | 1.00% |
| 7 | Mitsubishi Ufj Financial | 249.20 Bn | -45.75 Bn | 10.89 Bn | 0.52% |
| 8 | Wells Fargo & Company | 242.91 Bn | 242.91 Bn | - | 1.02% |
| 9 | American Express | 206.88 Bn | -1.29 Bn | - | 3.71% |
| 10 | Banco Santander | 198.79 Bn | -483.21 Bn | 10.41 Bn | 0.93% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.93% |
| Mar 31, 2026 | 0.94% |
| Dec 31, 2025 | 0.58% |
| Sep 30, 2025 | 0.54% |
| Jun 30, 2025 | 0.53% |
| Mar 31, 2025 | 0.54% |
| Dec 31, 2024 | 0.76% |
| Sep 30, 2024 | 0.74% |
| Jun 30, 2024 | 0.73% |
| Mar 31, 2024 | 0.69% |
| Dec 31, 2023 | 0.67% |
| Sep 30, 2023 | 0.64% |
| Jun 30, 2023 | 0.60% |
| Mar 31, 2023 | 0.60% |
| Dec 31, 2022 | 0.63% |
| Sep 30, 2022 | 0.66% |
| Jun 30, 2022 | 0.66% |
| Mar 31, 2022 | 0.67% |
| Dec 31, 2021 | 0.63% |
| Sep 30, 2021 | 0.49% |
API Access
Banco Santander Return on Assets [ROA] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=SAN&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-assets-[roa]", "ticker": "SAN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=SAN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();