Banco Santander (SAN) Return on Assets [ROA] (2009 - 2026)
Banco Santander's Return on Assets [ROA] was 0.87% in Q3 2026, up 0.33 percentage points from 0.54% a year earlier but down 0.07 percentage points from the prior quarter.
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Analysis
Banco Santander (SAN) Return on Assets [ROA] (2009 - 2026) Analysis & Trends
For FY2025, Return on Assets [ROA] at Banco Santander came in at 0.85%, up 0.09 percentage points from FY2024.
- Return on Assets [ROA] has now increased for three consecutive years, with a five-year change of +1.35 percentage points (FY2020 to FY2025).
- In earlier years, Return on Assets [ROA] was 0.76% in FY2024 (+0.08 pp), 0.69% in FY2023 (+0.07 pp), 0.62% in FY2022 (unchanged) and 0.62% in FY2021 (+1.12 pp).
- Quarterly Return on Assets [ROA] has moved between 0.53% (Q2 2025) and 0.94% (Q1 2026) over five years.
- Compared with a year earlier, Return on Assets [ROA] has increased for three straight quarters, with an average year-over-year change of +0.06 percentage points over the last eight quarters.
- The best year-over-year quarter for Return on Assets [ROA] over five years was Q4 2021 (a gain of 1.08 percentage points); the worst was Q3 2025 (a drop of 0.20 percentage points).
- Per Business Quant data, SAN's Return on Assets [ROA] in the three quarters before Q3 2026 was 0.93% (Q2 2026), 0.94% (Q1 2026) and 0.58% (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROA (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 896.53 Bn | 896.53 Bn | - | 1.31% |
| 2 | Bank Of America | 354.20 Bn | -2,021.91 Bn | - | 0.93% |
| 3 | Hsbc Holdings | 303.54 Bn | -1,800.05 Bn | - | 0.82% |
| 4 | Royal Bank Of Canada | 283.29 Bn | -546.75 Bn | - | 0.93% |
| 5 | Morgan Stanley | 281.19 Bn | -262.84 Bn | - | 1.23% |
| 6 | Goldman Sachs | 256.26 Bn | -3,487.19 Bn | - | 1.03% |
| 7 | Wells Fargo & Company | 253.33 Bn | 253.33 Bn | - | 1.03% |
| 8 | Mitsubishi Ufj Financial | 238.77 Bn | -102.62 Bn | 10.89 Bn | 0.52% |
| 9 | American Express | 216.03 Bn | 15.51 Bn | - | 3.96% |
| 10 | Banco Santander | 174.96 Bn | -510.44 Bn | 10.56 Bn | 0.62% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 0.62% |
| Jun 30, 2026 | 0.40% |
| Mar 31, 2026 | 0.40% |
| Dec 31, 2025 | 0.04% |
| Sep 30, 2025 | 0.26% |
| Jun 30, 2025 | 0.53% |
| Mar 31, 2025 | 0.54% |
| Dec 31, 2024 | 0.76% |
| Sep 30, 2024 | 0.74% |
| Jun 30, 2024 | 0.73% |
| Mar 31, 2024 | 0.69% |
| Dec 31, 2023 | 0.67% |
| Sep 30, 2023 | 0.64% |
| Jun 30, 2023 | 0.60% |
| Mar 31, 2023 | 0.60% |
| Dec 31, 2022 | 0.63% |
| Sep 30, 2022 | 0.66% |
| Jun 30, 2022 | 0.66% |
| Mar 31, 2022 | 0.67% |
| Dec 31, 2021 | 0.63% |
API Access
Banco Santander Return on Assets [ROA] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=SAN&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-assets-[roa]", "ticker": "SAN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=SAN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();