Safety Insurance (SAFT) Net Margin (2010 - 2026)
Safety Insurance's (SAFT) quarterly Net Margin came in at 4.92% in Q1 2026, down 1295.0% YoY from 0.41% in Q1 2025, and down 202.28% on a QoQ basis from 4.81% in Q4 2025.
Safety Insurance (SAFT) Net Margin (2010 - 2026) Analysis & Trends
Safety Insurance (SAFT) has 17 years of Net Margin data on file, last reported at 4.92% in Q1 2026.
- Quarterly Net Margin fell 1295.0% year-over-year to 4.92% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 4.66% (down 293.0% YoY) and the FY2025 annual result came in at 7.83%, up 86.0% from the prior year.
- Net Margin fell to 4.92% in Q1 2026, from 4.81% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 10.87% in Q4 2022 to a low of 5.77% in Q1 2023.
- A 5-year average of 5.02% and a median of 4.81% in 2025 frame the typical range for Net Margin.
- Annual changes were most pronounced in 2022 — Net Margin tumbled 2284 bps — and 2024, when it surged 1428 bps.
- Tracing SAFT's Net Margin over 5 years: stood at 10.87% in 2022, then sank by 56 bps to 4.75% in 2023, then fell by 3 bps to 4.58% in 2024, then gained by 5 bps to 4.81% in 2025, then tumbled by 202 bps to 4.92% in 2026.
- The last three Net Margin figures came in at 4.92% (Q1 2026), 4.81% (Q4 2025), and 8.67% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 135.03 Bn | 121.26 Bn | 9.13 Bn | 18.22% |
| 2 | Progressive | 124.11 Bn | 119.11 Bn | 9.04 Bn | 14.02% |
| 3 | Travelers Companies | 79.44 Bn | 55.69 Bn | 4.83 Bn | 20.53% |
| 4 | Allstate | 67.36 Bn | 28.63 Bn | 16.28 Bn | 17.43% |
| 5 | Fairfax Financial Holdings | 35.31 Bn | 35.31 Bn | - | - |
| 6 | Cincinnati Financial | 26.77 Bn | 24.88 Bn | 2.39 Bn | 29.36% |
| 7 | Loews | 23.31 Bn | 1.01 Bn | 2.57 Bn | 9.95% |
| 8 | Markel | 23.15 Bn | 6.26 Bn | 2.83 Bn | 29.09% |
| 9 | Assurant | 14.05 Bn | 12.02 Bn | 2.71 Bn | 8.64% |
| 10 | Safety Insurance | 1.51 Bn | 1.24 Bn | 130.56 Mn | 10.60% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 10.60% |
| Mar 31, 2026 | -4.92% |
| Dec 31, 2025 | 4.81% |
| Sep 30, 2025 | 8.67% |
| Jun 30, 2025 | 9.15% |
| Mar 31, 2025 | 8.03% |
| Dec 31, 2024 | 4.58% |
| Sep 30, 2024 | 10.01% |
| Jun 30, 2024 | 6.74% |
| Mar 31, 2024 | 8.51% |
| Dec 31, 2023 | 4.75% |
| Sep 30, 2023 | 0.91% |
| Jun 30, 2023 | 7.41% |
| Mar 31, 2023 | -5.77% |
| Dec 31, 2022 | 10.87% |
| Sep 30, 2022 | 3.26% |
| Jun 30, 2022 | 4.20% |
| Mar 31, 2022 | 4.19% |
| Dec 31, 2021 | 33.71% |
| Sep 30, 2021 | 12.77% |