Safety Insurance (SAFT) Net Margin (2010 - 2026)
Safety Insurance (SAFT) reported Net Margin of 4.55% for Q1 2026, down 1258.0% on a YoY basis from 0.39% in Q1 2025, and down 204.63% quarter-over-quarter from 4.35% in Q4 2025.
Safety Insurance (SAFT) Net Margin (2010 - 2026) Analysis & Trends
Safety Insurance has reported Net Margin for 17 years, with the latest figure at 4.55% in Q1 2026.
- For the quarter ending Q1 2026, Net Margin fell 1258.0% year-over-year to 4.55%; the trailing twelve-month figure through Mar 2026 stood at 4.56% (down 214.0% YoY), and the FY2025 full-year result was 7.7%, up 70.0% from the prior year.
- Net Margin for Q1 2026 stood at 4.55%, down from 4.35% in the prior quarter.
- The five-year high for Net Margin was 10.26% in Q2 2025, with the low at 5.77% in Q1 2023.
- Historically, Net Margin has averaged 4.8% across 5 years, with a median of 6.74% in 2024.
- Annual changes were most pronounced in 2022 — Net Margin sank 1260 bps — and 2024, when it surged 1326 bps.
- Safety Insurance's Net Margin stood at 7.0% in 2022, then gained by 8 bps to 7.58% in 2023, then slumped by 60 bps to 3.02% in 2024, then soared by 44 bps to 4.35% in 2025, then slumped by 205 bps to 4.55% in 2026.
- The last three Net Margin figures came in at 4.55% (Q1 2026), 4.35% (Q4 2025), and 8.67% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 15.89% |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 12.70% |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 14.35% |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 14.33% |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 13.97% |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 10.52% |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | -5.76% |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | 41.26% |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 9.85% |
| 10 | Safety Insurance | 1.02 Bn | 769.16 Mn | 67.18 Mn | -4.55% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -4.55% |
| Dec 31, 2025 | 4.35% |
| Sep 30, 2025 | 8.67% |
| Jun 30, 2025 | 10.26% |
| Mar 31, 2025 | 8.03% |
| Dec 31, 2024 | 3.02% |
| Sep 30, 2024 | 8.77% |
| Jun 30, 2024 | 6.74% |
| Mar 31, 2024 | 7.49% |
| Dec 31, 2023 | 7.58% |
| Sep 30, 2023 | 0.85% |
| Jun 30, 2023 | 7.41% |
| Mar 31, 2023 | -5.77% |
| Dec 31, 2022 | 7.00% |
| Sep 30, 2022 | 3.22% |
| Jun 30, 2022 | 4.30% |
| Mar 31, 2022 | 4.19% |
| Dec 31, 2021 | 19.39% |
| Sep 30, 2021 | 12.77% |
| Jun 30, 2021 | 16.90% |