Safety Insurance (SAFT) Net Margin (2010 - 2026)

Safety Insurance (SAFT) reported Net Margin of 4.55% for Q1 2026, down 1258.0% on a YoY basis from 0.39% in Q1 2025, and down 204.63% quarter-over-quarter from 4.35% in Q4 2025.

Safety Insurance (SAFT) Net Margin (2010 - 2026) Analysis & Trends

Safety Insurance has reported Net Margin for 17 years, with the latest figure at 4.55% in Q1 2026.

  • For the quarter ending Q1 2026, Net Margin fell 1258.0% year-over-year to 4.55%; the trailing twelve-month figure through Mar 2026 stood at 4.56% (down 214.0% YoY), and the FY2025 full-year result was 7.7%, up 70.0% from the prior year.
  • Net Margin for Q1 2026 stood at 4.55%, down from 4.35% in the prior quarter.
  • The five-year high for Net Margin was 10.26% in Q2 2025, with the low at 5.77% in Q1 2023.
  • Historically, Net Margin has averaged 4.8% across 5 years, with a median of 6.74% in 2024.
  • Annual changes were most pronounced in 2022 — Net Margin sank 1260 bps — and 2024, when it surged 1326 bps.
  • Safety Insurance's Net Margin stood at 7.0% in 2022, then gained by 8 bps to 7.58% in 2023, then slumped by 60 bps to 3.02% in 2024, then soared by 44 bps to 4.35% in 2025, then slumped by 205 bps to 4.55% in 2026.
  • The last three Net Margin figures came in at 4.55% (Q1 2026), 4.35% (Q4 2025), and 8.67% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Chubb 127.40 Bn 119.98 Bn 8.64 Bn 15.89%
2 Progressive 119.47 Bn 115.12 Bn 8.36 Bn 12.70%
3 Travelers Companies 65.26 Bn 41.34 Bn 5.54 Bn 14.35%
4 Allstate 57.33 Bn 32.74 Bn 14.72 Bn 14.33%
5 Berkley W R 26.90 Bn 23.16 Bn 2.72 Bn 13.97%
6 Cincinnati Financial 25.67 Bn 24.41 Bn 2.60 Bn 10.52%
7 Markel 22.97 Bn 7.51 Bn 2.38 Bn -5.76%
8 Loews 22.18 Bn 9.92 Bn -1.32 Bn 41.26%
9 Assurant 12.79 Bn 10.87 Bn 2.01 Bn 9.85%
10 Safety Insurance 1.02 Bn 769.16 Mn 67.18 Mn -4.55%

Historic Data

Download Data
DateValue
Mar 31, 2026 -4.55%
Dec 31, 2025 4.35%
Sep 30, 2025 8.67%
Jun 30, 2025 10.26%
Mar 31, 2025 8.03%
Dec 31, 2024 3.02%
Sep 30, 2024 8.77%
Jun 30, 2024 6.74%
Mar 31, 2024 7.49%
Dec 31, 2023 7.58%
Sep 30, 2023 0.85%
Jun 30, 2023 7.41%
Mar 31, 2023 -5.77%
Dec 31, 2022 7.00%
Sep 30, 2022 3.22%
Jun 30, 2022 4.30%
Mar 31, 2022 4.19%
Dec 31, 2021 19.39%
Sep 30, 2021 12.77%
Jun 30, 2021 16.90%