Growth Metrics

Safety Insurance (SAFT) Net Margin (2016 - 2025)

Safety Insurance's Net Margin history spans 16 years, with the latest figure at 4.35% for Q4 2025.

  • For Q4 2025, Net Margin rose 138.0% year-over-year to 4.35%; the TTM value through Dec 2025 reached 7.14%, up 44.0%, while the annual FY2025 figure was 7.7%, 135.0% up from the prior year.
  • Net Margin reached 4.35% in Q4 2025 per SAFT's latest filing, down from 8.67% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 19.39% in Q2 2021 to a low of 5.77% in Q1 2023.
  • Average Net Margin over 5 years is 7.46%, with a median of 7.53% recorded in 2023.
  • Peak YoY movement for Net Margin: soared 1731bps in 2021, then tumbled -1519bps in 2022.
  • A 5-year view of Net Margin shows it stood at 10.56% in 2021, then increased by 3bps to 10.87% in 2022, then tumbled by -30bps to 7.58% in 2023, then crashed by -61bps to 2.97% in 2024, then surged by 47bps to 4.35% in 2025.
  • Per Business Quant, the three most recent readings for SAFT's Net Margin are 4.35% (Q4 2025), 8.67% (Q3 2025), and 9.15% (Q2 2025).