Safety Insurance (SAFT) Net Margin (2010 - 2026)
Safety Insurance (SAFT) posted Net Margin of 4.55% for Q1 2026, down 204.63% quarter-over-quarter from 4.35% in Q4 2025, and down 1258.0% year-on-year from 0.39% in Q1 2025.
Safety Insurance (SAFT) Net Margin (2010 - 2026) Analysis & Trends
Safety Insurance (SAFT) has reported Net Margin for 17 consecutive years, with 4.55% the latest figure, recorded in Q1 2026.
- Net Margin for Q1 2026 came in at 4.55%, down 1258.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 4.56% (down 214.0% YoY), and the FY2025 annual result was 7.7%, up 70.0% from the prior year.
- Net Margin was 4.55% for Q1 2026 at Safety Insurance, down from 4.35% in the prior quarter.
- Over five years, Net Margin peaked at 10.26% in Q2 2025 and troughed at 5.77% in Q1 2023.
- Average Net Margin over 5 years is 4.8%, with a median of 6.74% recorded in 2024.
- Year-over-year, Net Margin tumbled 1260 bps in 2022 and jumped 1326 bps in 2024.
- Over 5 years, Net Margin stood at 7.0% in 2022, then grew by 8 bps to 7.58% in 2023, then sank by 60 bps to 3.02% in 2024, then soared by 44 bps to 4.35% in 2025, then sank by 205 bps to 4.55% in 2026.
- Per Business Quant data, the three most recent Net Margin figures were 4.55% in Q1 2026, 4.35% in Q4 2025, and 8.67% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Markel | 7,105.55 Bn | 7,090.09 Bn | 2.38 Bn | -5.76% |
| 2 | Progressive | 131.92 Bn | 127.57 Bn | 8.36 Bn | 12.70% |
| 3 | Chubb | 78.78 Bn | 71.35 Bn | 8.64 Bn | 15.89% |
| 4 | Cincinnati Financial | 74.32 Bn | 73.06 Bn | 2.60 Bn | 10.52% |
| 5 | Travelers Companies | 72.03 Bn | 48.11 Bn | 5.54 Bn | 14.35% |
| 6 | Allstate | 63.08 Bn | 38.49 Bn | 14.72 Bn | 14.33% |
| 7 | Fairfax Financial Holdings | 34.53 Bn | 39.18 Bn | - | - |
| 8 | Loews | 23.53 Bn | 11.27 Bn | -1.32 Bn | 41.26% |
| 9 | Selective Insurance | 20.82 Bn | 19.07 Bn | 543.42 Mn | 7.02% |
| 10 | Safety Insurance | 13.80 Mn | -235.83 Mn | 67.18 Mn | -4.55% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -4.55% |
| Dec 31, 2025 | 4.35% |
| Sep 30, 2025 | 8.67% |
| Jun 30, 2025 | 10.26% |
| Mar 31, 2025 | 8.03% |
| Dec 31, 2024 | 3.02% |
| Sep 30, 2024 | 8.77% |
| Jun 30, 2024 | 6.74% |
| Mar 31, 2024 | 7.49% |
| Dec 31, 2023 | 7.58% |
| Sep 30, 2023 | 0.85% |
| Jun 30, 2023 | 7.41% |
| Mar 31, 2023 | -5.77% |
| Dec 31, 2022 | 7.00% |
| Sep 30, 2022 | 3.22% |
| Jun 30, 2022 | 4.30% |
| Mar 31, 2022 | 4.19% |
| Dec 31, 2021 | 19.39% |
| Sep 30, 2021 | 12.77% |
| Jun 30, 2021 | 16.90% |