Growth Metrics

Safety Insurance (SAFT) Net Margin (2016 - 2026)

Safety Insurance filings provide 16 years of Net Margin readings, the most recent being 4.35% for Q4 2025.

  • On a quarterly basis, Net Margin rose 133.0% to 4.35% in Q4 2025 year-over-year; TTM through Dec 2025 was 7.49%, a 85.0% increase, with the full-year FY2025 number at 7.7%, up 70.0% from a year prior.
  • Net Margin hit 4.35% in Q4 2025 for Safety Insurance, down from 8.67% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 19.39% in Q2 2021 to a low of 6.43% in Q1 2023.
  • Median Net Margin over the past 5 years was 8.22% (2023), compared with a mean of 8.04%.
  • Biggest five-year swings in Net Margin: skyrocketed 1986bps in 2021 and later crashed -1519bps in 2022.
  • Safety Insurance's Net Margin stood at 19.39% in 2021, then crashed by -45bps to 10.61% in 2022, then dropped by -19bps to 8.6% in 2023, then plummeted by -65bps to 3.02% in 2024, then surged by 44bps to 4.35% in 2025.
  • The last three reported values for Net Margin were 4.35% (Q4 2025), 8.67% (Q3 2025), and 10.26% (Q2 2025) per Business Quant data.