Cincinnati Financial (CINF) Net Margin (2009 - 2026)
Cincinnati Financial (CINF) posted Net Margin of 29.36% for Q2 2026, up 8.27 percentage points from 21.09% a year earlier and up 19.79 percentage points from the prior quarter.
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Analysis
Cincinnati Financial (CINF) Net Margin (2009 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Net Margin at Cincinnati Financial was 23.84%, up 8.25 percentage points year-over-year; for FY2025, it came in at 18.95%, down 1.27 percentage points from FY2024.
- Annual Net Margin shows a five-year change of +2.81 percentage points (FY2020 to FY2025).
- In prior years, Cincinnati Financial's Net Margin was 20.22% in FY2024 (+1.81 pp), 18.41% in FY2023 (+25.15 pp), -6.74% in FY2022 (-37.57 pp) and 30.83% in FY2021 (+14.70 pp).
- Quarterly Net Margin has run from a low of -46.14% in Q2 2022 to a high of 54.03% in Q4 2022 over five years.
- On a year-over-year basis, Net Margin has increased in each of the last five quarters, with an average year-over-year change of +2.82 percentage points over the last eight quarters.
- The strongest year-over-year quarter for Net Margin in the past five years was Q2 2023, with a gain of 66.64 percentage points; the weakest was Q2 2022, with a drop of 76.77 percentage points.
- According to Business Quant data, Net Margin for the three prior quarters was 9.57% (Q1 2026), 21.87% (Q4 2025) and 30.11% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 138.35 Bn | 84.93 Bn | 9.13 Bn | 18.05% |
| 2 | Progressive | 129.14 Bn | 104.97 Bn | 9.04 Bn | 14.02% |
| 3 | Marsh & Mclennan Companies | 91.11 Bn | 83.27 Bn | - | 11.77% |
| 4 | Travelers Companies | 83.32 Bn | 59.56 Bn | 6.23 Bn | 18.17% |
| 5 | Manulife Financial | 75.74 Bn | -19.14 Bn | - | 10.52% |
| 6 | Arthur J. Gallagher | 66.49 Bn | 60.90 Bn | - | 8.09% |
| 7 | Metlife | 64.97 Bn | -41.81 Bn | 7.82 Bn | 3.68% |
| 8 | Allstate | 63.98 Bn | 25.25 Bn | 8.73 Bn | 17.43% |
| 9 | Aon | 63.25 Bn | 56.46 Bn | - | 12.98% |
| 10 | Cincinnati Financial | 26.52 Bn | 20.18 Bn | 2.39 Bn | 29.36% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 29.36% |
| Mar 31, 2026 | 9.57% |
| Dec 31, 2025 | 21.87% |
| Sep 30, 2025 | 30.11% |
| Jun 30, 2025 | 21.09% |
| Mar 31, 2025 | -3.51% |
| Dec 31, 2024 | 15.96% |
| Sep 30, 2024 | 24.70% |
| Jun 30, 2024 | 12.26% |
| Mar 31, 2024 | 25.72% |
| Dec 31, 2023 | 35.25% |
| Sep 30, 2023 | -4.87% |
| Jun 30, 2023 | 20.50% |
| Mar 31, 2023 | 10.04% |
| Dec 31, 2022 | 54.03% |
| Sep 30, 2022 | -22.08% |
| Jun 30, 2022 | -46.14% |
| Mar 31, 2022 | -15.71% |
| Dec 31, 2021 | 44.95% |
| Sep 30, 2021 | 8.57% |
API Access
Cincinnati Financial Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=CINF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "CINF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=CINF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();