Cincinnati Financial (CINF) Net Margin (2009 - 2026)
Cincinnati Financial (CINF) recorded quarterly Net Margin of 10.52% in Q1 2026, down 71.56% quarter-over-quarter from 37.0% in Q4 2025, and up 1387.0% on a YoY basis from 0.71% in Q1 2025.
Cincinnati Financial (CINF) Net Margin (2009 - 2026) Analysis & Trends
Cincinnati Financial's Net Margin history runs 18 years deep, the most recent figure standing at 10.52% for Q1 2026.
- In Q1 2026, Net Margin rose 1387.0% year-over-year to 10.52%; the TTM figure through Mar 2026 stood at 27.44% (up 1219.0% YoY), while the FY2025 annual figure was 26.81%, down 30.0% from the prior year.
- Net Margin was 10.52% for Q1 2026 at Cincinnati Financial, down from 37.0% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 39.45% in Q4 2022 to a low of 61.08% in Q2 2022.
- Historically, Net Margin has averaged 10.53% across 5 years, with a median of 15.07% in 2024.
- The sharpest annual moves came in 2022 and 2023: Net Margin tumbled 10521 bps in 2022, then soared 8158 bps in 2023.
- A 5-year view of Net Margin shows it stood at 39.45% in 2022, then fell by 27 bps to 28.67% in 2023, then slumped by 52 bps to 13.66% in 2024, then soared by 171 bps to 37.0% in 2025, then slumped by 72 bps to 10.52% in 2026.
- The last three Net Margin figures came in at 10.52% (Q1 2026), 37.0% (Q4 2025), and 30.11% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 15.89% |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 12.70% |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 14.35% |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 14.33% |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 13.97% |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 10.52% |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | -5.76% |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | 41.26% |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 9.85% |
| 10 | Cna Financial | 11.84 Bn | 4.05 Bn | 2.33 Bn | 7.81% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 10.52% |
| Dec 31, 2025 | 37.00% |
| Sep 30, 2025 | 30.11% |
| Jun 30, 2025 | 31.21% |
| Mar 31, 2025 | -3.35% |
| Dec 31, 2024 | 13.66% |
| Sep 30, 2024 | 37.83% |
| Jun 30, 2024 | 15.07% |
| Mar 31, 2024 | 36.46% |
| Dec 31, 2023 | 28.67% |
| Sep 30, 2023 | -5.47% |
| Jun 30, 2023 | 20.50% |
| Mar 31, 2023 | 10.04% |
| Dec 31, 2022 | 39.45% |
| Sep 30, 2022 | -29.50% |
| Jun 30, 2022 | -61.08% |
| Mar 31, 2022 | -32.18% |
| Dec 31, 2021 | 27.18% |
| Sep 30, 2021 | 8.57% |
| Jun 30, 2021 | 44.13% |