Growth Metrics

Safety Insurance (SAFT) Gross Margin (2016 - 2026)

Safety Insurance filings provide 16 years of Gross Margin readings, the most recent being 50.31% for Q4 2025.

  • On a quarterly basis, Gross Margin rose 2204.0% to 50.31% in Q4 2025 year-over-year; TTM through Dec 2025 was 38.65%, a 589.0% increase, with the full-year FY2025 number at 36.92%, up 782.0% from a year prior.
  • Gross Margin hit 50.31% in Q4 2025 for Safety Insurance, up from 37.24% in the prior quarter.
  • In the past five years, Gross Margin ranged from a high of 50.31% in Q4 2025 to a low of 6.33% in Q4 2023.
  • Median Gross Margin over the past 5 years was 35.73% (2022), compared with a mean of 33.05%.
  • Biggest five-year swings in Gross Margin: plummeted -4948bps in 2023 and later surged 3460bps in 2024.
  • Safety Insurance's Gross Margin stood at 37.27% in 2021, then rose by 16bps to 43.14% in 2022, then plummeted by -115bps to 6.33% in 2023, then skyrocketed by 546bps to 28.26% in 2024, then surged by 78bps to 50.31% in 2025.
  • The last three reported values for Gross Margin were 50.31% (Q4 2025), 37.24% (Q3 2025), and 31.15% (Q2 2025) per Business Quant data.