Growth Metrics

Safety Insurance (SAFT) Gross Margin (2016 - 2025)

Safety Insurance's Gross Margin history spans 16 years, with the latest figure at 50.31% for Q4 2025.

  • For Q4 2025, Gross Margin rose 1762.0% year-over-year to 50.31%; the TTM value through Dec 2025 reached 41.48%, up 905.0%, while the annual FY2025 figure was 36.92%, 90.0% up from the prior year.
  • Gross Margin reached 50.31% in Q4 2025 per SAFT's latest filing, up from 37.24% in the prior quarter.
  • In the past five years, Gross Margin ranged from a high of 60.13% in Q4 2021 to a low of 6.33% in Q4 2023.
  • Average Gross Margin over 5 years is 35.3%, with a median of 37.04% recorded in 2024.
  • Peak YoY movement for Gross Margin: crashed -4807bps in 2023, then surged 3902bps in 2024.
  • A 5-year view of Gross Margin shows it stood at 60.13% in 2021, then tumbled by -31bps to 41.74% in 2022, then tumbled by -115bps to 6.33% in 2023, then skyrocketed by 616bps to 32.68% in 2024, then skyrocketed by 54bps to 50.31% in 2025.
  • Per Business Quant, the three most recent readings for SAFT's Gross Margin are 50.31% (Q4 2025), 37.24% (Q3 2025), and 38.6% (Q2 2025).