Safety Insurance (SAFT) Gross Margin (2010 - 2026)
Safety Insurance's (SAFT) quarterly Gross Margin came in at 14.95% in Q1 2026, down 1527.0% YoY from 1.05% in Q1 2025, and down 70.29% on a QoQ basis from 50.31% in Q4 2025.
Safety Insurance (SAFT) Gross Margin (2010 - 2026) Analysis & Trends
Safety Insurance (SAFT) has 17 years of Gross Margin data on file, last reported at 14.95% in Q1 2026.
- Quarterly Gross Margin fell 1527.0% year-over-year to 14.95% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 36.8% (up 1408.0% YoY) and the FY2025 annual result came in at 36.92%, up 782.0% from the prior year.
- Gross Margin declined to 14.95% in Q1 2026, from 50.31% in the prior quarter.
- In the past five years, Gross Margin ranged from a high of 50.31% in Q4 2025 to a low of 8.79% in Q4 2024.
- A 5-year average of 30.57% and a median of 33.39% in 2023 frame the typical range for Gross Margin.
- Annual changes were most pronounced in 2024 — Gross Margin sank 4219 bps — and 2025, when it surged 5910 bps.
- Tracing SAFT's Gross Margin over 5 years: stood at 41.74% in 2022, then dropped by 20 bps to 33.39% in 2023, then slumped by 126 bps to 8.79% in 2024, then surged by 672 bps to 50.31% in 2025, then plunged by 70 bps to 14.95% in 2026.
- The last three Gross Margin figures came in at 14.95% (Q1 2026), 50.31% (Q4 2025), and 37.24% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 134.48 Bn | 120.72 Bn | 9.13 Bn | 57.69% |
| 2 | Progressive | 123.71 Bn | 118.71 Bn | 9.04 Bn | 38.28% |
| 3 | Travelers Companies | 79.14 Bn | 55.39 Bn | 4.83 Bn | 44.93% |
| 4 | Allstate | 67.04 Bn | 28.31 Bn | 16.28 Bn | 87.55% |
| 5 | Fairfax Financial Holdings | 35.29 Bn | 35.29 Bn | - | - |
| 6 | Cincinnati Financial | 26.69 Bn | 24.80 Bn | 2.39 Bn | 55.85% |
| 7 | Loews | 23.25 Bn | 947.16 Mn | 2.57 Bn | 54.18% |
| 8 | Markel | 23.10 Bn | 6.22 Bn | 2.83 Bn | 70.46% |
| 9 | Assurant | 13.92 Bn | 11.89 Bn | 2.71 Bn | 78.34% |
| 10 | Safety Insurance | 1.51 Bn | 1.24 Bn | 130.56 Mn | 40.09% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 40.09% |
| Mar 31, 2026 | 14.95% |
| Dec 31, 2025 | 50.31% |
| Sep 30, 2025 | 37.24% |
| Jun 30, 2025 | 38.60% |
| Mar 31, 2025 | 30.22% |
| Dec 31, 2024 | -8.79% |
| Sep 30, 2024 | 29.45% |
| Jun 30, 2024 | 30.05% |
| Mar 31, 2024 | 28.66% |
| Dec 31, 2023 | 33.39% |
| Sep 30, 2023 | 25.61% |
| Jun 30, 2023 | 37.45% |
| Mar 31, 2023 | 21.80% |
| Dec 31, 2022 | 41.74% |
| Sep 30, 2022 | 34.68% |
| Jun 30, 2022 | 40.15% |
| Mar 31, 2022 | 34.17% |
| Dec 31, 2021 | 37.27% |
| Sep 30, 2021 | 38.72% |