Cincinnati Financial (CINF) Gross Margin (2009 - 2026)
Cincinnati Financial (CINF) posted Gross Margin of 55.85% for Q2 2026, up 6.96 percentage points from 48.89% a year earlier and up 17.01 percentage points from the prior quarter.
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Analysis
Cincinnati Financial (CINF) Gross Margin (2009 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Gross Margin at Cincinnati Financial was 52.34%, up 8.34 percentage points year-over-year; for FY2025, it came in at 47.43%, down 1.96 percentage points from FY2024.
- Annual Gross Margin shows a five-year change of +2.29 percentage points (FY2020 to FY2025).
- In prior years, Cincinnati Financial's Gross Margin was 49.40% in FY2024 (+2.07 pp), 47.33% in FY2023 (+16.80 pp), 30.53% in FY2022 (-28.86 pp) and 59.39% in FY2021 (+14.25 pp).
- Quarterly Gross Margin has run from a low of 23.30% in Q1 2025 to a high of 72.31% in Q4 2021 over five years.
- On a year-over-year basis, Gross Margin has increased in each of the last five quarters, with an average year-over-year change of +1.41 percentage points over the last eight quarters.
- The strongest year-over-year quarter for Gross Margin in the past five years was Q4 2023, with a gain of 30.63 percentage points; the weakest was Q4 2022, with a drop of 38.82 percentage points.
- According to Business Quant data, Gross Margin for the three prior quarters was 38.84% (Q1 2026), 52.38% (Q4 2025) and 58.67% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 138.35 Bn | 84.93 Bn | 9.13 Bn | 57.69% |
| 2 | Progressive | 129.14 Bn | 104.97 Bn | 9.04 Bn | 38.28% |
| 3 | Marsh & Mclennan Companies | 91.11 Bn | 83.27 Bn | - | - |
| 4 | Travelers Companies | 83.32 Bn | 59.56 Bn | 6.23 Bn | 51.27% |
| 5 | Manulife Financial | 75.74 Bn | -19.14 Bn | - | - |
| 6 | Arthur J. Gallagher | 66.49 Bn | 60.90 Bn | - | - |
| 7 | Metlife | 64.97 Bn | -41.81 Bn | 7.82 Bn | 40.82% |
| 8 | Allstate | 63.98 Bn | 25.25 Bn | 8.73 Bn | 46.97% |
| 9 | Aon | 63.25 Bn | 56.46 Bn | - | - |
| 10 | Cincinnati Financial | 26.52 Bn | 20.18 Bn | 2.39 Bn | 55.85% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 55.85% |
| Mar 31, 2026 | 38.84% |
| Dec 31, 2025 | 52.38% |
| Sep 30, 2025 | 58.67% |
| Jun 30, 2025 | 48.89% |
| Mar 31, 2025 | 23.30% |
| Dec 31, 2024 | 47.60% |
| Sep 30, 2024 | 52.47% |
| Jun 30, 2024 | 41.82% |
| Mar 31, 2024 | 54.04% |
| Dec 31, 2023 | 64.12% |
| Sep 30, 2023 | 34.48% |
| Jun 30, 2023 | 48.56% |
| Mar 31, 2023 | 37.62% |
| Dec 31, 2022 | 33.49% |
| Sep 30, 2022 | 24.73% |
| Jun 30, 2022 | 25.44% |
| Mar 31, 2022 | 39.04% |
| Dec 31, 2021 | 72.31% |
| Sep 30, 2021 | 39.94% |
API Access
Cincinnati Financial Gross Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=gross-margin&ticker=CINF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "gross-margin", "ticker": "CINF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=gross-margin&ticker=CINF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();